Gold Retired

The 3 Best Gold Investment Companies in 2023 [Buying Guide & Quick Review Summaries]

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If you are new to the world of gold investing, it’s not easy to decide which gold company you should invest with. It is strongly advised to look at some transparent and safe firms instead of blindly go with the first shiny object in your sight. In this post, we’ve put together a list of what we think are the best gold investment companies in 2023.

The Top-3 Best Gold Investment Companies in 2023

If you’re in a hurry, here are links to our favorite gold investment companies. We go into more detail about why we like them further down on this page.

Logo Name Budget Invest
Augusta Precious Metals $$$ Current Deal
  Goldco Precious Metals $$ Current Deal
American Hartford Gold $ Current Deal

Our Favorite Gold Investment Company Reviews

Here are our reviews of the best gold investment companies in 2022 to help you choose the right one for your needs. We’ve included alternatives for all budgets and whether you are looking to invest in an IRA or outside an IRA through a direct purchase. All three companies deals with both gold & silver in the form of bars, bulllion & coins.

#1. Augusta Precious Metals

Augusta Precious Metals is a great gold investment company that is best suited for the “bigger investors” as their minimum purchase starts at $50,000 and up. There is no limit on how much gold & silver you can purchase with this company.

Augusta Specifications

Products & Services:    Gold/Silver IRA, Gold/Silver direct purchase — plus, outstanding precious metals education
Strong point:  Unique, one-on-one educational web conference designed by Harvard-trained economist
Endorsed by: Quarterback and multimillionaire Joe Montana & his financial team
Support: Account lifetime service and help avoiding this unregulated industry’s scams & gimmicks
Minimum purchase: IRA $50,000, Direct purchase $50,000
Our rating: 4.9 out of 5 stars (4.9 / 5)

Augusta Precious Metals is an awesome gold investment company and is our top choice since it is the only company with a 1-one-1 web conference. With the press of a button, you can book a day and time for your gold & silver investing education were you are able to interact with a Harvard-trained precious metals expert.

The only “drawback” with this company is that it is not for “smaller investors” as minimum investment amount start at $50k, no matter if you want to purchase gold & silver inside an IRA or through a direct purchase (outside IRA).

CHECK CURRENT PRICES
READ FULL REVIEW

#2. Goldco Precious Metals

Goldco is your best overall gold investment company as it suits both smaller and bigger investors, their IRA deals starts at $20k and a direct purchase starts as low as $3,5k. There is no limit on how much precious metals you can purchase.

Goldco Specifications

Products & Services: Gold/Silver IRA, Gold/Silver direct purchase — plus, GREAT precious metals education
Strong point: 10% back in FREE silver + highest price buy-back guarantee if you want to liquidate
Endorsed by: Sean Hannity & Chuck Norris (professional badass)
Support:  No pushy sales representatives (this is a HUGE plus, at least in our book)
Minimum purchase: IRA $20,000, Direct purchase $3,500
Our rating:  4.9 out of 5 stars (4.9 / 5)

For the overall gold & silver investor we have selected Goldco as the best choice, it doesn´t matter if you are a high-networth investor or if you are on a smaller budget, this company works with both clientels. Extra plus points for the professional approach of their reps!

There is a reason they have been the fastest growing firm in the gold industry for the last couple of years, everything with this company is super professional & right now they got a 10% back in free silver offer, not sure how long it will be available but at the time we write this it is still live.

CHECK CURRENT PRICES
READ FULL REVIEW

#3. American Hartford Gold

 

This company got the lowest minimum purchase limit for an IRA and also outside an IRA. In fact, they have no minimums at all, so this solution would work for any investor on any budget no matter if you are looking to invest inside or outside of an IRA.

American Hartford Gold Specifications

Products & Services: Gold/Silver IRA, Gold/Silver direct purchase — plus, wide selection of info & educational material
Strong point: Lowest IRA minimum in the industry (!)
Endorsed by: Bill O´Reilly, Rick Harrison and MANY MORE!
Minimum purchase:  IRA $0, Direct purchase $0
Support:  Phone and e-mail support
Our rating: 4.5 out of 5 stars (4.5 / 5)

 

A lot of educational material on their website, books, videos, interviews and blog posts. The biggest reason we placed this company on our top 3 list is due to their low IRA minimum purchase amount as we have never seen a lower one in the industry, and we have reviewed 120+ companies!

CHECK CURRENT PRICES
READ FULL REVIEW

Conclusion

To conclude, though we’d recommend checking out the company that make most sense to you, and the one that suits your particular needs the best. They got different strong points all 3 of them and worth to mention is that there is no max roof on how much you can invest with any of the companies.

If you are a High-Net-Worth kind of person, then I would highly recommend that you check out both Augusta and also Goldco to see what company make the most sense to you, and where you get the best bang for your buck so to speak. They both got some pretty awesome benefits, in the end, it depends on your particular preferences. Who knows, you might end up investing with both of them!

However, depending on your budget, at least Augusta, might be “out of your league” when it comes to their minimum purchase limits, that´s why we made that very clear in the tables above on the minimum purchase requirements on each of the companies.

In short, if you can only invest less than $20k (in an IRA), then American Hartford Gold is your only alternative. If you want to do a direct purchase (outside an IRA) and only want to buy for, let´s say $3,500 then Goldco is your only alternative, yeah you get the point, hopefully it is clear and understandable by looking at the tables on each and every firm above.

So we hope that helps narrow down some of the best gold investment companies available, no matter if you are looking to invest through an IRA or through a direct cash purchase. We´ll continue to monitor any new companies that come up and add to this list if we see any that looks promising.

Let us know which one you go with in the comment section below!

What is a Good Investment For Retirement? | Recommendations

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What is a good investment for retirement?

There’s no shortage of options for securing a comfortable future once you’re done working when it comes to retirement planning. From investing your savings to exploring different types of retirement plans, there’s plenty of advice and resources to help you on your path to a comfortable retirement.

If you’re thinking about retiring, you’ve probably already realized how much of a change this will bring about in your life. You’ll no longer be required to spend your days at a job, and you’ll also be free to pursue your interests and personal goals at a more leisurely pace.

However, retiring doesn’t come easily for everyone. In order to achieve this goal successfully, you’ll need to make sure you have a complete grasp of your finances, your personal goals, and your retirement plans.

This article provides insight into the various retirement planning strategies you may want to explore to achieve your ideal future.

Diversify Your Retirement Funds

One of the best ways to ensure a comfortable retirement is to utilize various retirement planning strategies, such as establishing a diverse retirement fund portfolio and creating a retirement plan. Creating a diverse fund portfolio will help you diversify your retirement savings and help to ensure that you won’t lose all of your money if one particular strategy fails. 

You should also consider different types of retirement plans such as:

  • An Employer-sponsored retirement plan 
  • An Individual Retirement Plan
  • Self-Employment Retirement Plans

A retirement plan provides you with a guaranteed source of income for when you retire, and you should consider different types of plans based on your personal preferences.

Types of Retirement Plans

The cost of retirement isn’t something you can put off for as long as you can. If you’re anything like most people, you’ll need to save money for your golden years in order to afford to live your retirement. The good news is, though, it’s not hard to save money for the future. Instead, it’s just a matter of finding the right retirement plans and sticking to them.

A retirement plan is a savings account that you use to save money for your retirement. There are many different retirement plans available, and they vary greatly in terms of their fees, terms, and features. However, the good news is that there are plenty of options available to help you save for your future, even if you don’t have access to a workplace retirement account. 

  • 401(k) – Also known as an “employer-sponsored plan,” a 401(k) is a type of tax-advantaged retirement plan. With a 401(k), you generally contribute a small percentage of your paycheck to your account, and your employer also contributes a small amount. The government will then contribute a larger amount to your retirement plan. 
  • 403(b) – Also called a “tax-exempt plan,” a 403(b) is a type of retirement plan that educational institutions like colleges and universities typically offer. These plans are often tax-exempt, meaning you don’t pay taxes on your contributions. 
  • 457 – The 457 is a type of government-sponsored retirement plan available only to federal government employees. With a 457, you can make contributions from your employer and your salary. You’ll typically contribute a small amount each pay period, and the government will contribute a larger amount.

1. The Best Employer-Sponsored Retirement Plans

‍Here’s what you need to know about employer-sponsored retirement plans.

  • Traditional 401(k)

If you’re looking for a simple, low-fee retirement plan that you can use at any employer, you might want to consider a traditional 401(k). These plans don’t offer a ton of benefits compared to more advanced plans, but they’re very easy to set up and manage. You have to fill out a form to designate your 401(k) as your retirement plan and then push a few buttons online to transfer your salary each pay period into your 401(k). Once your 401(k) is designated as your plan, you can do everything else online. This includes picking your investments, making your contributions, and tracking your progress toward retiring. The only thing you have to remember is that you’re responsible for contributing at least enough to your plan to avoid income taxation.

  • Roth 401(k)

If you’re looking for the best of both worlds, you might want to consider making a Roth 401(k). These plans are mirror images of traditional 401(k)s, but they’re funded with after-tax income, not pre-tax income. This is one of the best benefits of a Roth retirement plan, but it’s also why Roth 401(k)s are more expensive than traditional 401(k)s. You can contribute up to $18,000 per year to a Roth 401(k) without incurring any income taxes or penalties, but you have to pay taxes on any contributions you make to a traditional 401(k). Given that most people won’t be able to contribute even $18,000 per year to a retirement plan, Roth 401(k)s are more expensive than traditional 401(k)s.

  • 403(b)

Another low-cost option that still lets you access a retirement plan is a 403(b). If you work for a public school or a charity, you may be able to use this plan. A few private companies also offer 403(b)s. One of the main advantages of a 403(b) is that you don’t have to contribute any money to it. This is especially helpful if you don’t have a ton of extra income or you’re in your mid-20s and still living at home. However, you still have to keep track of where your Roth 401(k) contributions are going since you can’t contribute to a 403(b).

  • 457(b) & Thrift Savings Plan

Another lower-cost option is a 457(b). These are essentially government-sponsored retirement plans available to almost anyone with a job. If you’re a public school teacher, for example, you may be able to contribute to a 457(b). A few companies also offer employee-sponsored 457(b)s. One of the main advantages of a 457(b) is that you can fund it with pre-tax income. This is especially helpful if you don’t have a lot of extra income and you’re in your mid-20s and still living at home. However, you still have to keep track of where your Roth 401(k) contributions are going since you can’t contribute to a 457(b).

2. Best Individual Retirement Plans

Like a solo 401(k), a defined contribution plan is basically a type of employees’ trust that your employer can create for you. The solo 401(k) allows you to contribute a fixed amount of money to your retirement plan each year. This is great if you know exactly how much money you’re ready to put towards retirement. 

  • Traditional IRA

A traditional IRA is an investment account you set up with a financial institution. The account will typically look a lot like a 401(k) or other types of retirement plans offered by your workplace. The only difference is that a traditional IRA doesn’t come with employer contributions. When you choose a traditional IRA, you’ll then select how much money you want to contribute to the account. Once you’ve satisfied the contribution limit, you can make contributions to the account as often as possible. If you want to withdraw money from your traditional IRA at some point in the future, you’ll then need to pay taxes on the withdrawal.

  • Roth IRA

A Roth IRA is a type of retirement plan that allows you to contribute after-tax money to an account. Unlike a traditional IRA that allows you to contribute what’s already been taxed, a Roth IRA is funded with after-tax money that you can then withdraw whenever you want. The withdrawal of money from a Roth IRA is completely tax-free. You don’t have to pay taxes on Roth IRA contributions because your money to a Roth IRA is considered income.

  • Spousal IRA

If your spouse has a retirement plan at work, like a 401(k) or other types of account, you can contribute to a spousal IRA. The biggest advantage to doing this is that it allows you to contribute more money than what’s allowed in a single person’s retirement plan. For example, if your spouse’s plan allows for a $35,000 contribution, and you’re able to contribute $50,000 into a spousal IRA, that’s $25,000 more you’re able to contribute.

  • Fixed Annuities

If you’re looking for a long-term retirement plan, then a fixed annuity may be right for you. These plans are like a traditional annuity, but they guarantee a certain payout amount. The payout amount can range from one cent to as much as 95 percent of your savings amount. The downside to fixed annuities is that they generally only allow you to withdraw a fixed amount of money throughout decades-long contracts.

3. Self-Employment Retirement Plans

If you use an S-corporation or a sole proprietorship to start your own company, you can also sign up for an employer-sponsored retirement plan. Most likely, your business will have its own retirement plan, but you can also contribute to an outside plan. With a self-employment retirement plan, you’ll have to contribute payroll taxes, but you’ll also have control over your retirement account. 

Self-employment retirement plans are great for business owners who are looking to start their own retirement plans. The biggest benefit of a self-employment retirement plan is that you have control over how much money you want to contribute to your retirement plan. Self-employed people can also contribute as little or as much as they want, depending on their salary and income.

How to Find the Right Retirement Plan for You

When it comes to deciding which type of retirement plan is right for you, there are a few things that you can keep in mind. First of all, make sure to compare everything from fees to features to ease of use. Also, remember that different employers offer different types of retirement plans. And finally, don’t be afraid to switch plans if you find a better one. 

The best retirement plan for you will depend on your specific needs and preferences. And the only way to figure that out is by comparing different plans and deciding which one is right for you. After making careful comparisons, though, you should be able to narrow down your options to just a few different plans. 

Other ways of Investing for Retirement 

Invest Your Savings

Investing in your savings is a proven way to increase your retirement funds, and it’s a strategy that can be implemented at any point during your working years. Putting your savings towards investment with a higher yield or one that is geared toward growing your funds is a smart move.

Investment can take many different forms, with the most common being stocks and bonds. Stocks represent ownership in a company, and bonds are government-issued debt securities. Investing your funds can reap huge rewards if you choose the right strategy.

There are many different investment strategies to choose from, and you should choose one that works well with your personal goals and financial situation. Some common investment strategies you may want to explore include stock market investing, bond investing, real estate investing, investing in a fund, and investing in a business.

When selecting an investment strategy, you should keep in mind the risk of the strategy and consider how well it will fit with your financial goals.

Create an Inherited or Deferred Retirement Plan

Another great retirement planning strategy is to create an inherited or deferred retirement plan. These types of plans allow you to transfer your current employer-sponsored retirement plan or even your own retirement plan to another person or company.

With both an inherited plan and a deferred plan, you can ensure that your loved ones will receive your retirement funds after you pass away. If you choose to create a retirement plan, it’s vital that you make sure that the plan is accessible to your loved ones. You should ensure that there are no unnecessary restrictions on the plan that may prevent your loved ones from accessing their funds.

You should also make sure that the funds are easily accessible. You should consider various options, such as making the funds available via a website or mobile app. You should also consider various types of investing when creating a retirement plan, including stocks, bonds, and funds.

Fixed Annuities

Fixed annuities are insurance contracts that provide you with a guaranteed retirement income. This type of insurance contract guarantees you a set monthly payout once you retire, which is a great way to ensure a steady stream of monthly funds once you retire.

Before choosing a fixed annuity as your retirement planning strategy, it’s important that you research the different types of fixed annuities on the market to ensure that you select the most beneficial one for your situation.

It’s also important to keep in mind that the contract is going to be in place for the rest of your life, which makes this a long-term planning strategy.

Outline Your Personal Goals

Before you decide on a particular retirement planning strategy, you should outline your personal goals. This will help you narrow down the strategies you want to investigate and help you determine whether or not the strategy is a good fit for your situation. By outlining your goals and narrowing down your options, you can make sure that you’re choosing the best retirement planning strategy for your needs.

You should also consider different types of strategies, such as public or private retirement plans, to help you determine what type of plan would best fit your lifestyle. This will also help you to determine which type of plan would be the most beneficial for your specific needs.

Create an Investment Plan

In addition to choosing a particular retirement planning strategy, you should also make sure that you create a plan to follow. This plan should include a list of your goals, budget, and timeline. After choosing your retirement planning strategy, you should also make sure that you’re following through with your plan.

This includes researching different investment strategies to determine which ones would work best for you, keeping track of your budget, and following your timeline. By keeping track of your finances and creating an investment plan, you can ensure that you’re following through with your retirement planning. By following through with your plan, you can make sure that you’re making the best possible decisions for your financial future.

Conclusion

Retirement planning is a challenging and time-consuming process that requires a great deal of deliberation and planning. The best way to ensure a comfortable and secure retirement is to diversify your retirement funds and invest in high-yield investments.

By ensuring that you’re following through with your retirement planning strategy, it’s also possible to increase your chances of a successful future. These tips should help you achieve the best possible outcome.

My personal Recomendation:

Its no secret that I am a strong advocate for precious metals, mainly gold and silver! I think it is a must have in any retirement portfolio and especially in these “unstable” times!

With that being said, I hope you found this post helpful! Please share your own experience and opinions in the comment section below! Also, make sure to share this with friends as they might thank you for it later!

Glanz, investor and team member at Gold Retired!

What is Oxford Gold Group? | a Scam or a Legit Gold Firm?

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In this article, we will review the Oxford Gold Group. It´s a pretty popular firm in this gold industry, however, how well do they match up with the other top companies? What is Oxford Gold Group about? Is it a scam or a legit precious metals dealer? Let´s look into it in this short review! 

Company: Oxford Gold Group (OGG)What is Oxford Gold Group

Website: https://www.oxfordgoldgroup.com

Founder: Patrick Granfar

Price: Depends on your investment (see fees further down)

Who is it for? Precious metal investors, retirees

Overall rating: 4 out of 5 stars (4 / 5)

Warning!

There are many scammers who will trick you into giving them your hard-earned cash. 

They employ high-pressure sales techniques like calling you every day. 

To avoid this, please do your own research before you decide what firm to invest with. 

You can do this by checking the reviews and ratings independent 3rd party consumer protection agencies give them.

To discover which investment firm consumers rate the highest… who won’t bother you with pushy sales calls… and who you can trust to protect and grow your wealth… then take a look at the #1 Recommended Gold & Silver IRA Dealer on our top-5 list.

With that being said, let´s continue with the review on Oxford Gold Group!

What is Oxford Gold Group?

This company was started in 2018 and specializes in precious metal investment for its clients. For a long time, precious metals such as gold and silver have been used to protect assets from volatility and other unexpected fluctuations. The Oxford Gold Group’s investment options offer a taxable account or a precious metals IRA plan.oxford gold group reviews

Oxford Gold group (OGG) is a company that offers precious metal investments to clients for both traditional as well as individual retirement account (IRA) investments. The company is based in California, Beverly Hills, and focuses on helping clients meet their investment goals through tailor-made investment strategies.

The company is committed to helping clients buy and sell precious metals. Their IRA account helps clients take advantage of the tax benefits that come with precious metal investment for your retirement. This means that the company might be good for consideration in your income investment, whether for retirement or traditional investment.

The tax advantages they facilitate are made available with restrictions on the money you invest into the account for IRA investments. However, the investment in IRA just requires you to contribute money with the option of choosing which precious metal option you prefer investing in. The company also manages the process for you. This includes the purchase and storage of precious metals. Oxford Gold Group also offers the option to ship the precious metals directly to you in case you decide to withdraw from the account.

Address: 9100 Wilshire Blvd Suite 800 E Beverly Hills, CA 90212 United States

What products do they offer?

The Oxford Gold Group offers clients various precious metal products for direct purchase or investment into an IRA. These include gold, silver, palladium as well as platinum. These products are made available to you as coins or bars from multiple countries, including Canada, Austria, Australia, the UK, and the USA.

As such, being a client of this company, you benefit from a wide selection of precious metals to choose from for your investment portfolio. They claim to be dedicated to ensuring their clients do not lose their wealth or assets in an economic downturn.

How to get started?

Getting started with Oxford Gold Group is quite simple; the company has a website that provides an interest form that you fill out if you are interested to know more on how to invest with them. You can start by going to their website and looking through the different offered products and the other relevant information like their fees (more about this further down).

Once you reach the decision, you can access an interest form from the company website. After this, the company representative contacts you through phone, for discussions about the transaction and involves details like your precious metal preferences as well as storage and shipping.

The discussions are important, as an investment in precious metals can be appealing and complicated for various reasons. First, the assets need secure storage; they also take up space and are prone to damage and theft. The safety of your investment not only rests on economic factors but also on the safety of your storage.

However, the risks exist for every investor, and most companies charge a fee for the transportation and storage of precious metals bought from them. Oxford Gold Group does it differently. The company charges a flat fee for these services. The fee is also availed for you to know the cost you will incur, which helps with decision making.

Oxford Gold Group IRA?

As already mentioned, Oxford Gold Group offers precious metals IRA services to their clients. Besides the tax advantages an IRA account offers, the company ensures you buy precious physical metals, which they store for you in the form of gold bullions. You can collect or sell these precious metals upon retirement.

What IRA custodians do they work with?

The company has no prefered custodian that they work with, at least not according to their website. The info about this on their website is that they will reach out to your current custodian for the process. This is something OGG does a bit different than most other gold IRA firms as those most times are already partnered with some (or all) the major custodians.

What are the fees?gold

The company has an annual flat fee of $200 yearly. This fee covers storage costs, as the company does not charge shipping and brokerage services. However, all account maintenance fees are tax-deductible. The Oxford Gold Group can give you rebates to reduce your maintenance fees for a large account which can run for several years depending on the size of your account.

Important to mention here: Please make sure that you know exactly what fees you are going to have to pay before you move forward with ANY gold firm. There are so many horror stories online of people getting surprised with so-called hidden fees, not a surprise you want as it could end up being A LOT of fees. Transparency is what you want from a company, and it seems OGG got that right, and that is a good thing to see.

**See my #1 Recommended gold & silver IRA solution instead (100% transparent)

Can you sell back your precious metals?

No. They do not offer a buy-back program where they can pay cash for the gold you have stored with them.

**If you want to see the gold IRA firm with highest buy-back guarantee then see this page

How good is their support?

The company’s customer support is excellent as they contact you once you feel the interest form. They also assist you through the purchase process and even charge no fees for shipping. This shows they are oriented towards customer satisfaction.

Is Oxford Gold Group a Scam?Gold Retired

So, is Oxford Gold Group? No. The company is not a scam. It’s a legitimate precious metal investment company. The company also has real owners and a real physical address. Though the company was started in 2018, it has availed enough information to show they conduct legit business.

However, the question of whether it is your best alternative out there is a whole other story. This leads us to look at what the most well-known and trusted independent third-party consumer protection agencies have to say:

Oxford Gold Group reviews & ratings:is Oxford Gold Group a Scam

BBB (Better Business Bureau)

Rating: A+ (based on 52 reviews + 3 complaints in the last 12 months)

Trustpilot

Rating: 4.9 out of 5 stars (4.9 / 5) (based on 167 reviews)

BCA (Business Consumer Alliance)

Rating: (AA) (based on 37 customer reviews)

Trustlink

Rating: N/A

Google reviews

Rating: 4.7 out of 5 stars (4.7 / 5) (based on 137 reviews)

Yelp

Rating: N/A

What can we make out of these results?

As far as the ratings are concerned, the company is doing well even though there wasn´t really that many reviews to be found. Most of the customer reviews are positive, indicating satisfaction with the services rendered. Oxford Gold Group has achieved the highest BBB rating and a good rating on BCA, and we did not find any alarming number of complaints.

Any complaints & red flags?

The company has not had that many complaints other than the 3 on the BBB website, and also 1 on the Consumer Affairs website. However, it has been in business for a relatively short period which might explain the outcome.

Oxford Gold Group PROs & CONs

Pros:

  • Mostly positive ratings
  • Multiple precious metal options.
  • Transparent fees.

Cons:

  • Very new firm

Do you own or represent this company?

Are you the owner or a representative of Oxford Gold Group? Would you be interested in clarifying any of the details we have provided above or adding something? We will be glad to update the information and ensure that potential gold investors get the best impression of your company. The easiest way to contact us is by leaving a message in the comment section below or emailing us at contact@goldretired.com.

Final words & Verdict

Verdict: Legit

Overall rating: 4 out of 5 stars (4 / 5)

Summary: Ok, I think that sums up the overall view of this company pretty well. Oxford Gold Group is a legitimate investment company focusing on precious metal investments. They also offer gold IRA and are a company with excellent and reliable customer support.

So, a strong 4 out of 5 stars is my rating, for now, this can, of course, change to a higher or a lower one as we try to update our reviews on this site as soon as something new comes up on the company we have listed here.

Recommendation

First of all, you are a smart person, I know that as you clearly understand the consept of doing research and reading reviews, trust me, far from everyone is doing that and just go with the first “shiny object” that pops up. I am absolutely sure that you will find the right firm to do business with and that you feel comfortable doing business with.

I hope you found this short review on Oxford Gold Group to be helpful and that you now have a better understanding on what it is and if it is something for you or not. If you have used any of their services then please share your experience in the comment section below, it can help other make better decisions. Also, if you got any questions about this I would be more than happy to answer them below!

I wish you success!

Glanz, investor and team member at Gold Retired

Augusta Gold IRA Reviews | 100s of Retirement Savers Ratings

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Augusta Gold IRA Reviews

Today, we will look at Augusta Gold IRA Reviews to see how well they match up against the other top gold IRA firms in the industry. This precious metal investment company offers gold and silver for IRAs or direct purchases outside an IRA. We´re going to focus on their gold IRA service today. 

Company: Augustus Precious Metals.

Website: https://www.augustuspreciousmetals.com

Founder:  Isaac Nuriani (CEO).

Established: 2012

Price: Minimum purchase starts at $50,000 (see fees further down)

Who is it for? Precious metal investors, retirees

Overall rating: 4.8 out of 5 stars (4.8 / 5)

What is Augusta Precious Metals?

The company offers precious metal direct purchase services as well as IRAs for its clients. The company has been in business since 2012. This shows they have considerable experience in the service of precious metal investors, whether an IRA or other options. According to available information on the company, investing in the precious metal options of silver or gold with them should be an easy undertaking.

The Augusta precious metals company claims multiple recognitions, including; a BBB A+ rating and a BCA AAA rating, among other prestigious ratings by recognized institutions (see further down). The company’s main goal is to offer an easy investment process by delivering a personalized purchasing process.reviews on augusta precious metals

The company offer numerous services, from handling your paperwork on your behalf to acquiring the model of precious metal you prefer, be it bullions or coins in the silver and gold options they offer.

Address: 8484 Wilshire Blvd #515, Beverly Hills, CA 90211, United States.  

What services do they offer?

The company offers its clients gold or silver investment in bullion bars and coins for direct purchase or IRA investment. The collectible silver or gold coins offered are certified by multiple independent grading companies. These include; Professional Coin Grading Service (PCGS) and Numismatic Guaranty Corporation (NGC). The company’s clients also benefit from insured shipping that demands no extra cost upon purchase which they educate clients on the specifics until they have decided on the investment that fits their needs.

The Augusta precious metals IRA option promises experienced professionals to assist in the setting up of an account with assigned agents for every client. Their IRA plan consists of a waiver that covers the fees on gold IRA in the first year of investment. 

What is Unique with Augusta Precious Metals?

The company offers a 7-day price protection program where they re-price a client’s order at the lower price in case the price goes down within seven days. The company also offers to reimburse ten years of fees in premium silver coins into a client’s IRA when one opens an IRA account or makes a direct purchase with them. The company also grants a first-time client the option of canceling an order within seven days. However, the subsequent order cannot be canceled after the order’s confirmation.

The company also has an economic analysis team that works directly with the client to ensure benefits for both the client and the company. They also offer lifetime client support and educational forums, and the unique 1-on-1 webinar held by a Harvard trained economist.

What is the Minimum Investment Amount?

The minimum investment amount for either a direct purchase or in an IRA is $50,000. However, there is no maximum investment amount for both IRA or direct purchase.

**If that is to much for you then you might want to check out this company instead (IRA minimum = $20k and direct purchase minimum is $3,5k)

What are the fees?gold

The fees involved include $50 when setting up an IRA account. The customer is also required to pay an annual custodian maintenance fee of $125 and an annual storage fee which you need to contact the company for the current schedule. There is also a $75 annual administration fee for accounts up to $100,000 and $125 for accounts over $100,000.

However, it’s important to note that the shipping and storage fees vary depending on the product purchased and the quantity. In situations where the client makes a single purchase of a minimum amount of $50,000, the company offers to cover the expenses involved in the delivery and storage of your ordered assets. The company also allows personal checks and bank wire transfers when buying gold or silver for investment outside the IRA. 

P.S. Augusta reimburses storage fees of an IRA for up to 10 years for their clients, see more detailed here

Can you sell it back?

Yes, the company offers a buyback option and has been doing so as far as its history goes. However, the law prohibits the company from guaranteeing the option, which means the policy is subject to change without any notice to the client.

How good is the support?

Augusta precious metals customer service is recognized for being professional, friendly, and transparent. They have forums meant to educate the client on the intricacies of their investments and tactics other companies use to pressure clients into making hurried decisions. This helps the client to make the best decision that fits their investment needs. The fact that they offer lifetime support makes the company an excellent choice. The support team will be brutally honest with you though and tell it to your face if they don´t think a gold IRA is for you because it is not the right investment choice for everyone, it will depend on your situation.

Augusta Gold IRA Reviewsaugusta precious metals ira reviews

Now we are at the main topic of this article… The part where we look at the reviews of the gold IRA service Augusta provides to their high-net-worth clients.

One thing you can be sure of that ALL companies do, is to place positive reviews on display on their website, right? Close to all of the customer reviews on the Augusta firm are very positive, as you might have see on their website? However, most importantly, is that you can see it when you do YOUR OWN research online. There isn´t one company in the whole world that is going to place the negative reviews they have received on their website, right?

Focus on the right places

The best thing you can do when you research a particular company is to look at the reviews to be found. Keep in mind though, that anyone can write anything online, so you can skip “mumbojumbo” websites. Competitors in a competitive and crowded industry is always going to trash talk eachother, right? So a good idea might be to focus on agencies where only real customres of a particular company can leave their testimonials and reviews.

What you want to focus on is the most well-known and trusted (and independent) consumer protection agencies, such as Better Business Bureau (BBB), Trustpilot, Business Consumer Alliance (BCA), Yelp, etc.

Once you have checked the ratings (and reviews) given to Augusta on those platforms you will (most likely) come to the same conclusion as we did when we did our research…

There are not many gold IRA firms with a better reputation and 5-star ratings than Augusta, they are the only company we have seen with zero complaints from BBB with such a high amount of reviews (105) there. While reading through some of them it is pretty clear that the ongoing support, even from the CEO (Isaac Nuriani) himself is something their clients appreciate a lot (see screenshot below)

Some video reviews

Augusta Precious Metals “main thing” is their Gold IRA service, (eventhough direct purchases are available as well).

Below are some examples of other positive things the Augusta customers have to say about the gold & silver IRA service overall:

 

In short, many customers have had excellent experiences doing business with the Augusta gold company. This is supported by their rating on various institutions, including:

  • TrustLink: 4.9 out of 5 stars (4.9 / 5) (Based on 283 customer reviews)
  • Google: 4.8 out of 5 stars (4.8 / 5) (based on 152 customer reviews)
  • BBB: 5 out of 5 stars (5 / 5) (based on 104 client reviews)
  • BCA: 5 out of 5 stars (5 / 5) (based on 93 client reviews)
  • Yelp 5 out of 5 stars (5 / 5) (based on 4 customer reviews)
  • Consumer Affairs: 4.9 out of 5 stars (4.9 / 5) (based on 48 client reviews)
  • Facebook: 4.8 out of 5 stars (4.8 / 5) (from 78 reviews)

I feel we have covered almost everything the reader would wish to know. Plus considering most (if not all) of the customers’ reviews found are positive ones, I don’t think there would be much more to add here. Simply visit any (or all) of the consumer protection platforms above if you would like to read every single one of the (around 700) positives testimonials and reviews.

The coolest review of them all is maybe the Joe Montana review, his financial team picked Augusta as their chooice among all other firms, Joe even liked Augusta so much he asked to become their paid ambassador:

PROs & CONs

Pros:Pros

  • Unique 1-on-1 web conference
  • GREAT number of positive reviews
  • Up to 10 years of fees reimbursed.
  • Competitive bullion pricing.
  • Lifetime customer support.

Cons:Drawback

  • A minimum purchase of $50,000 is required both for IRA & a direct purchase

Do you own or represent this company?

Are you the owner or a representative of Augusta Precious Metals? Would you be interested in clarifying or adding to any of the details we have provided above? We will be glad to update the information to ensure that prospecting gold investors get the best information on your company. You can access us by leaving a message in the comments section below or email us at the following address: contact@goldretired.com.

Final words & Verdict

Verdict: Legit!

Overall rating: 4.8 out of 5 stars (4.8 / 5)

Summary: I believe this sums up the review of Augusta Precious Metals very well. Augusta Precious Metals is a legitimate investment company that focuses on providing its clients with silver and gold investments. 

However, the high minimum purchase limit might be negative for “smaller investors” so in other words this firm only suits “bigger investors”. Considering the company has been in business for almost a decade, and most customer reviews are positive, the company would be an excellent choice if you fit yourself into that category.

However, you should do your research before choosing any company for your investment needs. These choices should be personal, whether the information is positive or not.

A strong 4.8 out of 5 stars is our rating for Augusta Precious Metals, for now, this can change to a higher or a lower rating as we continuously review the company on this site. We will continue to offer new information on the company as it gets available.

Ok, now what?

First of all, you are a smart person, I know that because you clearly understand the importence of doing your due diligence and reading through reviews before you move forward, I commend you for that! Am absolutely sure that you will find the right firm to do business with and that you feel comfortable dealing with! Just continue to review and compare different alternatives and you will be fine.

 

I hope you found this page to be helpful and that you now have a better overall view of the reviews of the Augusta Gold IRA service. If you have used the Augusta service yourself then please share your own experience in the comment section below as it can help others!

I wish you success!

Glanz, investor and team member of Gold Retired

Is Treasure Coast Bullion Group a Scam? | WARNING Red Flags!

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Treasure Coast Bullion is the subject of this article. Gold and silver bullion are the company’s only products, and they ship them directly to your home or put them into your Individual Retirement Account (IRA). Is Treasure Coast Bullion Group a scam? Let´s look into it in this short review! 

Company: Treasure Coast BullionTreasure Coast Bullion Group reviews & complaints

Website: metalsedge.com

Founder: Andrew Wilshire

Price: No fees on display (see further down)

Who is it for? Precious metal investors, retirees

Overall rating: 3.5 out of 5 stars (3.5 / 5) (below average)

Warning!

There are many scammers who will trick you into giving them your hard-earned cash. 

They employ high-pressure sales techniques like calling you every day. 

To avoid this, please do your own research before you decide what firm to invest with. 

You can do this by checking the reviews and ratings independent 3rd party consumer protection agencies give them.

To discover which investment firm consumers rate the highest… who won’t bother you with pushy sales calls… and who you can trust to protect and grow your wealth… then take a look at the #1 Recommended Gold & Silver IRA Dealer on our top-5 list.

With that being said, let´s continue with the review on Treasure Coast Bullion Group!

What is Treasure Coast Bullion?

At Treasure Coast Bullion Group (TCBG) they provide a broad range of precious metals-related services to clients. Investing in precious metals has been a popular topic of discussion among their clients since they first introduced it to them in 2007. They work closely with Trusted Service Providers to provide you with a level of discretion and professionalism throughout your investing process.What Is Treasure Coast Bullion Group

Treasure Coast Bullion is a gold investment company with many years of experience in wealth and asset protection. They ensure that their clients get all the help they need whenever they need a simple way to convert their current 401k/IRA to a Self-Directed IRA that can hold physical gold and silver.

They strive to provide the best possible service. This means that only those with a sincere desire to help others and a track record of success in the precious metals industry are hired. By working together, Treasure Coast Bullion specialists give thorough education and help investors take advantage of their retirement account’s capacity to keep precious metals in strict compliance with IRC Section 408(m)(3).

Therefore, it is imperative that you have a business partner who is familiar with the use of gold and silver as a means of asset protection. To make better financial decisions and protect your investments from political and economic volatility, they will provide you with the information you need.

One of the best retirement investments is an Individual Retirement Account (IRA) made of precious metals like gold, which may develop and protect your wealth. In terms of long-term asset protection, investing in gold is typically the most beneficial method.

As part of their service, they assist you in transferring your assets into a gold IRA.

Address: 3900 N Military Trail, Suite 500 Jupiter, FL, 33458-2872, United States.         

What products do they offer?

Investing in an Individual Retirement Account (IRA) or buying physical precious metals straight from the corporation is another option. A wide range of precious metals is eligible for inclusion in an IRA. Bars, bullion, and even coinage are all types of gold and silver that can be found.

When you decide to invest in gold, this firm will be there to guide you through the process and ensure that your treasures are protected to the fullest extent feasible. 

How to get started?

Treasure Coast Bullion’s excellent customer service makes it easy to get started with the company. Check out the numerous products and services they have to offer on their website first.

A free pamphlet on precious metals investing is available on the company’s website, which you may download if you’d like to learn more. Self-directed IRA account holders may find this guide to be helpful in their endeavors.

Additionally, this will provide some perspective on the company’s history and the many years it has been in business. To keep your money safe, you must be well-informed at every stage of the transaction. 

Next, you should use their contact page or the on-screen chat tool on the contact page of their website to get in touch with them.

A customer service person will contact you and provide you with the necessary procedures to open an IRA account for gold. They can even help you purchase physical gold and arrange for its delivery if you choose.

The paperwork you’ll need to set up an account or make a purchase from the company will be sent to you as well. You may also fill out an online application form to open an account with them. Once you’ve completed the paperwork and provided all of the necessary information, this process should only take a few hours or minutes. They’ll take care of the rest, allowing you to make the investments you need to make.

Treasure Coast Bullion Gold IRA?

Customers can use Treasure Coast Bullion’s precious metals IRA services. Inflation and financial crises can be avoided thanks to the many benefits of a gold IRA, including favorable tax treatment and the option to defer capital gains taxes.

What IRA custodians do they work with?

There is no information on their website about which IRA custodians (or custodians) they’ve partnered with, which is a negative. Treasure Coast Bullion can only provide that information by you contacting them. 

What are the fees?gold

Only current spot pricing can be found online, but there is no information about fees. When you open a gold IRA account, you must ask for the costs. In addition, all fees should be displayed on the company’s website. Openness and accountability would be encouraged by this.

Ensure that you understand all of the prices before signing anything. 

When it comes to “hidden fees,” we’ve seen several incidents of retirees being taken advantage of by people who hadn’t expected them. Check to see if there are any additional fees before you sign on the dotted line. You are looking for a company that is entirely transparent and honest.

**See my #1 Recommended Gold & Silver IRA Solution (100% transparent + some other clear benefits)

Can you sell back your precious metals?

No, there is no buyback program for the precious metals you buy from them.

How good is their support?

The availability of live chat on a company’s website is one of the most important factors I consider when assessing the quality of its customer support. If you’d like to get in touch with Treasure Coast Bullion, you’ll have to do it using their website’s contact page, via phone or email. 

Visitors are redirected to a contact form instead of an online product list. It would have been a wonderful customer service tool if they had implemented a live-chat option.

Is Treasure Coast Bullion a Scam?Is Treasure Coast Bullion Group a scam?

Is Treasure Coast Bullion a fraud, then? No. I do not think the corporation is a gold scam operation but rather a genuine business. They now have genuine owners and a real address in the real world. They must have been operating a legitimate business, or else they would not have been able to last this long.

On the other hand, if they are your best option available, that is an entirely different situation… and this brings us to the question of what the most well-known and reputable independent third-party consumer protection agencies have to say about the matter.

Treasure Coast Bullion reviews, complaints & ratings:

BBB (Better Business Bureau)Gold Retired

Rating: NOT an accredited business (7 complaints) click for details (opens in new window)

Trustpilot

Rating: 4.8 out of 5 stars (4.8 / 5) (from 138 reviews) click here for details (opens in new window)

BCA (Business Consumer Alliance)

Rating: AAA (based on 0 reviews??) click here for details (opens in new window)

Trustlink

Rating: N/A

Yelp

Rating: 3 out of 5 stars (3 / 5) (from 6 reviews & 3 complaints) click here for details (opens in new window)

What can we make out of these results?

Trustpilot is the consumer protection organization whose ratings I often give the most consideration to out of all of the available ones. This is because only genuine clients of a given business are permitted to write their testimonials and evaluations on that particular website. As you can see up there, TCBG has an excellent overall rating there; with 136 reviews, it is higher than the average rating.

Aside from that, we did come across a few customer concerns.

Any complaints & red flags?

Well, first of all, TCBG is NOT an accredited business by the BBB and that was a surprise to be honest, so that is my first red flag. Then I wounder how they can get an AAA rating on BCA with 0 (zero) reviews?? If anyone have a good explanation for that then please share in the comment section below this page. I also found complaints on every platform that had reviews available…

Important to mention: Complaints can still be made regarding a company even though its overall rating appears to be positive. This is the case the majority of the time. Remember that it is very difficult for ANY firm to make everyone happy all of the time, especially if you have been in business for 10 years or more, as Treasure Coast Bullion has. This is especially true if you have a large customer base. On the other hand, you might want to exercise further caution if the complaints start to become a little bit too numerous and a little bit too serious.

Below are some examples of the complaints found:

Are there better alternatives out there?Gold Retired

Yes! In my view, that is the case! You should be aware that there are organizations dealing in gold that have THOUSANDS of favorable evaluations on Trustpilot (in addition to all of the aforementioned consumer protection agencies). Therefore, there are additional alternatives available that have more amazing ratings and (more importantly) with LESS complaints. A couple of the firms actually got close to zero complaints.

**See my Top-5 List of Gold & Silver firms (U.S.A) 

Treasure Coast Bullion PROs & CONs

The positive

· Good customer services

· Quality gold and silver products

The negative

· They do not display fees or partnered IRA custodians

· There are some complaints to be found

Do you own or represent this company?

Are you the owner of Treasure Coast Bullion, or do you work there in another capacity? Would you be interested in elaborating on any of the information provided in the previous sentence or providing further information? We would gladly assist you in revising the content and ensuring that prospective gold investors have the most positive impression possible of your business. The quickest and easiest method to get in touch with us is to post a note in the comments section below or to send us an email at the following address: contact@goldretired.com.

Final words & Verdict

Verdict: Legit

Overall rating: 3.5 out of 5 stars (3.5 / 5)

Summary: The overall impression of this company is fairly accurate, I think. With its focus on wealth and asset preservation, Treasure Coast Bullion is a reputable investment company. Gold IRAs are also available from this organization, as well as trustworthy customer service.

Some aspects of the service, like the pricing structure and IRA custodians they work with, are missing for me. These two items are completely absent from their website.

When I examined their rating score with the consumer protection agencies, I discovered complaints that lowered my overall rating as well.

My current rating is 3.5 out of 5, but this could change as we attempt to update our reviews on this site whenever new information is available about the companies mentioned here.

Ok, now what?

The idea of storing financial assets in gold and silver to shield them against market instability has been normal practice for a long time now. It is easy to see why, it simply is one of the best, if not the best way to protect your wealth. 

Gold RetiredYou are a smart person, I know that as you clearly understand the consept of doing your due diligence, you wouldn´t have read this review otherwise, right? So I am absolutely sure that you will find the right company that suits your particular needs the best, and that you feel comfortable doing business with.

Just make sure to compare the top-alternatives and make sure that you know exactly what fees that are involved,etc. My best advice is to bombard the firms with questions, the ones who are willing to answer all of your questions are (most likely) the best one for you as well.

Gold Retired

 

I hope you found this short review on Treasure Coast Bullion Group to be helpful and that you now got a better idea of what it is and if it is a scam or not. Personally I do not think so, however, clearly some of their clients are “not so happy” and the complaints are there for anyone to see. If you have used any of their service then please share your experience in the comment section below as it can help other!

I wish you success!

Glanz, investor and team member at Gold Retired