Welcome to my Merrill Edge IRA Review. By the time we are getting to the end, I hope I will have helped you understand whether this IRA is one that you can rely on for whatever reason or is one that you should stay away from completely.

Table of contents

• Merrill Edge IRA Review ( What is it about?)
• Who a Merrill Edge IRA Best for?
• The Individual Retirement Accounts offered
• What are the available investment options with Merrill Edge IRA?
• The features on Merrill Edge IRA
• How is customer support offered to customers who have Merrill Edge IRAs?
• Is Merrill Edge IRA Genuine or Is It a Scam?
• Pros and Cons

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Name: Merrill Edge IRA

Official Website URL: https://www.merrilledge.com/

Overall Rating: (3.1 / 5)

Recommended: Not the very best option (see further down in review)

P.S.

Look at what the top-rated retirement investment option can offer – conservative investment accounts

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Important to mention before we go into more details of this review:

We always strongly recommend to do your research online before you choose a company to invest with. There are so many reviews online of clients being ripped of and scammed. So please investigate thoroughly before you make your decision.

With that being said, let´s continue with the review on Merill Edge!

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Merrill Edge IRA Review (what is it about?)

Merrill Edge exists as a platform that’s owned by the very popular investment company known as Merrill Lynch, which is at the moment owned by the Bank of America. This makes Merrill Edge a suitable option for investors because their accounts are opened either with Merrill Lynch or Bank of America. Most of the investors who choose to grow their money through Merrill Edge do so because they have access to wealth management options and traditional banking through this very able financial powerhouse.

Merrill Edge is somewhat similar to Charles Schwab, in the way that it assists customers with their banking and wealth management needs. This firm attracts customers by giving them generous sign-up bonuses to entice them to open accounts. For instance, investors who invest $20,000 upon opening their account usually receive an extra $100. Merrill Edge also has tiered bonuses.

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Who Merrill Edge IRA is best suited for

Merrill Edge is generally a go-to option for those investors who would like to invest their money through one of the giant financial institutions in the entire world. It’s also very ideal for customers who would like to take advantage of the generous bonuses, do all their trading on an online platform, and work with a financial advisor without incurring any ridiculous fees and charges.

Merrill Edge IRA is not a good fit for investors who prefer to invest in non-traditional assets. Merrill Edge offers its customers self-directed IRAs but unfortunately lacks the non-traditional investments that most customers are looking for in today’s world, such as tax liens or even private placements.

Here’s the investment cycle that investors who choose Merrill Edge should follow to get started and begin investing:

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The Individual Retirement Accounts offered

Merrill Edge offers the following IRA types:

• Traditional –These are ideal for those investors who plan on being in the lower tax bracket upon retirement.
• Roth –These accounts are the opposite of the Traditional IRAs.
• Rollover – these are perfect for savers who want to consolidate their plans into a single IRA,
• SEP and SIMPLE IRAs – these designed for self-employed people and small businesses.

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What are the available investment options with Merrill Edge IRA?

This broker makes it possible for investors to access the traditional investment options. Some of the main assets you can access include:

• Stocks and equities
• Mutual funds
• ETFs
• Stock options
• Target date funds
• Bonds/ fixed-income investments

Merrill Edge also makes it possible for customers to access robust trading tools, as well as a collection of financial education resources. Therefore, investors can therefore do their research comprehensively, before picking an investment that matches their wealth-generation needs. Unfortunately, Merrill Edge does not offer a collection of alternative assets as other custodians do.

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The features on Merrill Edge IRA

Merrill Edge happens to offer some of the most affordable investment options with the lowest fees for various investment products. investors are for instance charged a standard fee of $6.95 per trade (whether they are trading their stocks, options, or ETFs). Do not forget that ETFs and mutual funds usually have expense ratios that range between 0.03% to 2% on an annual basis.

Its usually advisable to keep the fees as low as possible, since they can erode investors’ nest eggs. Even the expensive and actively managed funds usually end up underperforming market indexes such as S&P 500.  It’s therefore quite essential to have a look at the fees and related performance metrics before investing your money.

Merrill Edge also charges an extra $0.75 per options contract. Those who open mutual funds in their self-directed IRAs also get charged a fee of $19.95. Investors can, fortunately, access commission-free mutual funds. If anything, you’ll always have upfront disclosures for any charges you’ll incur for any trade.

Merrill Edge usually charges its customers trading fees for some fixed income products such as bonds, which range from 0 to 1$. Investors can trade most of the short term debt free investments such as US treasuries without getting charged any commission. Many bond investors usually buy “round lots”. These represent 100 bonds. Bonds generally have lower risks and low returns, which explains why investors are necessitated to invest a large amount of money on them to make big enough profits.

Investors can utilize the trading tools and the research resources to make their profits. They can also turn to financial advisors to advise them on how to pick the most suitable investments.

N.B: Getting help from a Merrill financial advisor comes at a fee, and may necessitate you to have a higher account balance.

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How is customer support offered to customers who have Merrill Edge IRAs?

Merrill Lynch has great customer support that is offered through its various branches. Customers can make calls or reach out to them online, to get their issues sorted.

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Is Merrill Edge IRA Genuine or Is It a Scam?

Merrill Edge is, in my opinion, genuine. Merrill Lynch, which works under Bank of America, has managed to build a name for itself already, and quite a significant number of customers trust it for the management of various assets.

Merrill Edge IRAs are generally not the very best in the market, as we can see from the poor customer ratings so far, in comparison with the best IRAs. The Merrill IRAs have only a (3,1/5) rating on Trustpilot for example.

Also, when looking at the BBB (Better Business Bureau) you find that Merrill is NOT an accredited business by them and the overall rating is not good at all:

Trustpilot

Rating: (3.1 / 5) (out of 6 customer reviews) click here for details (opens in new window)

BBB

Rating: (1.1 / 5) (out of 407 customer reviews!) click here for details (opens in new window)

P.S. Merrill is NOT an accredited business by the BBB

Conclusion:

As you can see from above I consider Merrill Edge to be a legit company, however, if they are your best alternative out there is a whole other story, and a decision you have to make yourself of course…

The rating is certainly not the very best, as you can tell by comparing it with some of the 5-star ratings from investors who do not rely on traditional assets to build their wealth for their retirement years.

I would strongly recommend that you look at other alternatives and compare them against eachother to get the best deal possible.

**See conservative investors top 5 recommended gold & silver IRA companies on this page instead instead

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Pros and Cons

It is always a good idea to compare the positives against the negatives to get a better overall view of something, right? As always in our reviews on this website we provide you with some clear points on both sides of the spectrum:

Pros

• Sufficient customer support
• Trading portal offered
• Access to expert financial advisors
• Low fees
• There’s no minimum balance for the self-directed IRAs
• Bonuses for signups

Cons

• Not accredited by BBB + bad ratings from customers
• It does not offer non-traditional investments (only focuses on the standard options)
• The fees are low but not the lowest in the industry
• Those who want to work with financial advisors have to meet account minimums
• Expensive fees for the financial advisory services

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Do You Own or Represent Merrill Edge?

If you are a representative, or associate of Merill Edge and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending an e-mail to contact@goldretired.com

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Final Words and Verdict

Verdict: Not recommended!

Overall Rating: (3.1 / 5)

This is a legit company, however, it is not one I would recommend as there are plenty of alternatives with much better reputation. Merrill Edge IRAs offer a good investment vehicle for investors who are mainly comfortable with paper assets. There’s nothing like taking advantage of the non-traditional assets since they’re not offered. Despite offering significant safety to investors, the underlying assets may not do the very best job at withstanding market forces such as inflation. If you are out to safeguard your nest of retirement investments in the best manner possible, then the best alternative you have might be to invest in the one thing that cannot bend the knee to inflation – gold.

The Best Gold & Silver IRA Companies (Selected Through Extensive Research)

Or,

The Top 5 Best Bitcoin IRA Companies

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That’s all for this review of what Merrill Edge IRA entails, and what you can expect from it. I hope it was helpful and that you now know if it’s one that you can use to ensure that your retirement years are not stressful. You can make things even less stressful for yourself by hedging against the loss in value of your investment by purchasing precious metals and placing them in a self-directed IRA- check the recommended read in the link above.

I wish you well,

Eric, Investor and Team Member at Gold Retired!

What is IRA money market? How does it differ from other types of IRAs? How can you use it to safeguard your future financially?  Let us find about all that in today’s article.

What is IRA money market?

IRA money market refers to a money market account that an investor holds within their individual retirement account. In IRA money market accounts, investors usually place one or several low-risk investment assets such as:

• Certificates of deposits
• Treasury bills
• Short-term commercial paper

As much as IRA money market accounts have low-interest rates, their return happens to be a bit higher than those from savings accounts. They also offer liquidity and stability.

If you own such an account you can operate it much like your savings or checking account, while you still get that peace of mind even during times of economic instability. The one disadvantage that you have to brace yourself for is that the returns tend to be quite low, in comparison to other assets such as equity, and most of the less-fixed income assets.

**Which are your preferred retirement investment vehicles? Have you considered investing in precious metals?

==> Check out the best Gold IRA Companies in the industry (along with their benefits)

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How do IRA money market accounts work?

Investors have the option of holding their money market account in any of the many types of IRAs, including Roth and Traditional IRAs. unlike other types of money market accounts, retirement accounts are usually governed by retirement plan agreements. This means that account holders may not have the capacity to withdraw any amount of money from that account, without them paying a penalty until they’ve reached the minimum age, which in most cases is 59 ½ years. The main advantage, however, is that the account balance can be allowed to grow tax-free.

On March 26, 2020, when the world was warming up to the new state of affairs with the pandemic, the Senate took the step to unanimously approve the $2 trillion emergency stimulus package. The package allowed those affected by the global pandemic a hardship distribution worth $100,000 without incurring the usual 10% penalty that those younger than 59 ½ usually owe. The account owners were in the above case necessitated to pay the tax owed on the distributions in three years, instead of the usual one year. They were also given the option to repay their withdrawals to any IRA plan to avoid accumulating or owing to any taxes- even if the withdrawals exceed the annual contribution limits for that type of account.

Conservative Investments

Retirement money market accounts are conservative investments that can help with the diversification of an investor’s overall portfolio. Their value generally remains stable, regardless of the manner in which stocks and bond markets are performing.

At the beginning of 2020, the returns from IRA money market accounts were significantly low but were a couple of basis points ahead of the common savings accounts, and on par with regular money market accounts.

Regular savings account have a major benefit of giving their holder easy access to their money should they need it. They may, however, have limits on the number of monthly transactions that may be made.

Regular money markets may at times also have monthly transaction limits, but they may present their holders with the ability to use debit cards or checks to get a hold of their money.

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The pros and cons of IRA money market accounts

Unlike stocks or bonds, the money market account funds held at the bank are FDIC insured, up to a given sum (usually $250,0000 in most cases) per depositor, per institution.

In addition to that, IRA money market accounts may be used to store the proceeds from the sale of bonds and stocks as the investor grows older and tries to establish more conservative holdings. Money market accounts have also been popular over the years for their check-writing privileges that make it significantly easier for retirees to start withdrawing their funds without any unnecessary complications.

As much IRA money market account holders get paid higher interest rates than the regular savings accounts, they have a major downside in the way that they may not earn as much money to outpace inflation. This means that the account holders’ balance can end up shrinking each year, due to the forces of inflation.

Shield your investment from the forces of inflation – Get started with the conservative investments in precious metals

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Some special considerations to make with regard to retirement investments

Most people haven’t established how much money they will need to retire. According to Bankrate, 45% of all USA citizens who earn less than $30000 annually do not put some money away in savings. Also, 21% of all Americans do not save for their retirement years, regardless of their income level. This leaves them in a very dangerous position. Not putting aside some money in savings means they won’t afford a certain lifestyle in the future. It also means that they will have to work for more years to maintain their lifestyle, which at some point will not be feasible.

Saving any amount of money makes a huge difference, provided you are using the right strategy. Also, as expert investors put it, the earlier you start saving or investing, the better. If you are already in your 30’s or 40’s, do not give up and say that it’s already too late. It is far better to have a small amount of money than nothing.

You should consider putting your money into several buckets, in the following categories:

• Short term
• Medium-term
• Long term

All your investments in the above categories should serve different purposes.

Short term, medium-term, and long-term investment approaches

Short term investments such as savings accounts, common money market accounts, as well as specific CDs, are reliable places to store one’s funds. These investments are usually insured, and they offer low returns. Since they are easily liquidated, however, an investor can use them for their immediate cash needs like family emergencies.

For the medium-term investments (anything between two to seven years), you can consider some bonds and stocks. Investing in a brokerage account gives you exposure to the market, and can enable you to earn an impressive income when the market is favorable. Diversifying such investments also comes in handy when the market is not doing well. When you have a big financial goal such as building up a fund for college fees for your kids, you can send some of this money to a money-market account or other safe options.

A long-term investment bucket (for more than 7 years) should contain stocks, bonds, as well as other securities such as mutual funds. You can also consider opening a money market IRA. If you currently have an employer-sponsored retirement plan, take full advantage of it. It is such a great approach to earn pre-tax contributions as your employer matches some or all of your savings. The good thing is that these contributions are all tax-free. Long-term investments usually give you sufficient time to recover losses.

Gold Investments offer the best hedge against fluctuation in the present-day – get started (with trusted companies)

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That will be all for today’s article on what an IRA money market account is all about. I hope you gained some insights, and that you now know whether to invest through IRA money market accounts. If you are looking for ways to protect yourself from perilous market forces such as inflation, then you should consider my recommended alternative to IRA money market accounts. If you have more questions related to retirement investments, do not hesitate to ask them in the comments section- I’ll get back to you asap.

I wish you well,

Eric, Investor and Team Member at Gold Retired!

What is Villiers Jets? Why has it gained popularity over the past few years? Is it one that you should look forward to using? Let us find out about this and more in today’s comprehensive review about Villiers Jets.

Table of Contents

• What is Villiers Jets?
• How does it work?
• Why should you fly with Villiers Jets?
• Why should you consider private jet charters?
• How to get the best possible price
• Is Villiers Jets genuine or a Scam?
• The Pros and Cons
• Final words & verdict

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Name of the company: Villiers Jets

Official Website URL: https://www.villiersjets.com/

Overall Rating: (4.8 / 5)

Recommended: Yes (Highly Recommended)

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What is Villiers Jets?

Villiers Jets is a company that was established back in 2014, with the sole aim of making the jet chartering experience as simple as possible, without compromising on the quality of services delivered. This company has managed to aggregate more than 10,000 aircraft distributed in more than 40000 locations all over the world. This makes it possible for clients to access the private jets to charter them between two points in the world, whether that be between major cities or small cities and towns. Villiers Jets ensures that you travel in the luxurious aircraft to your chosen destination without having to go through a lot of complications and processes.

This company offers real-time price quotes and direct operator pricing, hence making its prices very competitive in an industry where clients get overcharged quite often. Clients can access the services offered by Villiers Jets on a 24/7 basis. The company has its customer support staff waiting to attend to all customer requests as soon as they hit their communication channels.

Villiers Jets has a website that has a very easy-to-navigate interface and superb response speed. You can tell that most customers do not feel disappointed with the nature of services, with the 5-star user reviews (all verified). The company’s approach to pricing, along with the accessibility of the jets does guarantee customer satisfaction.

While some companies in this industry offer membership fee services, Villiers Jets tries to simplify the jet chartering service as much as possible by offering dedicated personal services. You can, as such, charter your private jet today via text, and get direct access to a dedicated agent in your area. The dedicated agent will see to it that you get a private jet ready in good time for you to travel to your destination.

Your dedicated agent attends to all of your requirements in the best manner possible, without the need for your account number.

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How does it work?

As already highlighted, Villiers Jets’ objective is to simplify the jet chartering service, so that clients can achieve their personal aims and goals by traveling to their destinations in good time. As a new customer, you will not have to ensure that overly complicated processes, since you will only follow the process below:

1. Search

The Villiers Jets network aggregates more than 10,000 private jets, distributed across 40,000 destinations all over the world. This makes it possible for clients to get the best private jet charter services very accessible to them, and at the fairest prices in the entire industry. You can, therefore search for the service offerings near you on Villiers Jets’ official website.

2. Book

Villiers Jets lets clients access the lowest price offerings to book any of the private jets in the largest global network of private jets. All clients stand to benefit from the services offered by this company, as well as the advice given by charter experts before booking any jet.

3. Fly

There are no queues or delays. Upon booking your jet, you will have access to a private VIP terminal. This will guarantee unparalleled flexibility, and save you many hours so that you can allocate sufficient time to the business you should attend to on the ground upon arriving at your destination.

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Why should you fly with Villiers Jets?

This company has managed to recruit dedicated agents who work in different cities in the world to ensure that all global clients are satisfied. Villiers Jets’ dedicated agents help clients choose the best travel options for them, and facilitate a stress-free journey for them.

Once you board your luxurious private jet, you will find services that would otherwise be inaccessible for the same price. The private jet staff will offer you:

• Refreshments
• In-flight entertainment
• WiFi
• Tailored onboard catering

You will also enjoy:

• Lounge-style seats
• Champagne and cocktails
• Kitchen
• Private bed and private bathroom

Note that the facilities that clients can access usually vary from one aircraft to the other.

In addition to that, every time that a client flies with Villiers Jets, they usually earn JetClub points. These points give clients exclusive member offers for their future flight. JetClub membership is free for those who opt-in.

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Why should you consider private jet charters?

Nothing can beat the convenience and luxury that private jet charters offer. Why should you consider using this type of service?

1. Privacy

When you use a private jet, nobody will know your destination. It would be a great way to surprise your family or make your way to a last-minute business meeting. You could also leverage on private travel to get the element of surprise whether you want to visit your business and investment premises to see what goes on when you’re away.

2. Flexibility

Private jet charters give you the much-desired flexibility. With Villiers Jets for instance you can fly within 2 hours of booking a flight. You, therefore, get to schedule your travel based on your requirements.

3. Efficiency

Private jet charters operate in a large number of airports across the world. Villiers Jets operates in more than 7000 airports across the world. Some commercial airlines operate in about 600+ airports across the world.

4. Experience

Some experiences are more valuable than owning material things. Traveling in a private jet with your loved ones will give you experiences like no other. It should be fun crossing off such experiences off your bucket list.

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How to get the best possible price

Private jet charters can get quite costly and can dent your wallet. With Villiers Jets, however, you can take a number of actions to ensure that you get the best possible price, including:

1. Plan the journey ahead and get flexible on timings

You should think about when you intend to travel since this helps you avoid spending a lot more as you try to coordinate a flight on short notice.

2. Always book in advance

You can save a lot of money simply by booking a couple of hours in advance. Doing this helps you get a larger pool of aircraft to choose from.

3. Fill up the aircraft by sharing the aircraft with your colleagues

The costs incurred for the flight remain the same whether you travel alone or as a group. This means that the more the number of seats that are occupied on the aircraft, the lower the cost per person will be.

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Is Villiers Jets genuine or a Scam?

Villiers Jets is, in my own opinion, a genuine private jet charter company that offers some of the best services in the market, at the most affordable prices. Its offerings have been reviewed on a number of popular consumer trust sites, with all of them pointing to the fact that Villiers Jets delivers nothing short of the best services.

I did some due diligence to see if there were any unique complaints against the nature of services delivered by Villiers Jets, but there were none. In that regard, I still maintain that Villiers Jets has set the standards, as far as private jet chartering is concerned.  Have a look at some of the top reviews given by Villiers Jets customers.

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The Pros and Cons

It is always a good idea to compare the positive sides against the negative ones to get a better overall view of something, right? As always in our reviews we provide you with some clear points on both sides of the spectrum:

Pros

• Privacy and luxury guaranteed
• Services offered 24/7
• Time-saving services
• No queues or delays
• Competitive prices
• Save money for future flights by joining JetClub
• No connecting flights when flying first class
• Very efficient services
• More than 10,000 aircraft to choose from
• Accessible in over 30 countries
• Fly within 2 hours of booking and confirming the booking
• Access to private VIP-terminals
• Special catering onboard
• Pets allowed on-board

Cons

• App not available
• Services not offered in some countries in the world yet.

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Final Words and Verdict

Verdict: Legit

Overall Rating: (4.8 / 5)

Travelling in a private jet may seem like an impossible fete to most people, owing to the nature of costs that travellers have to incur to get this experience. Villiers Jets makes it possible for you to take advantage of a jet charter service, to travel to a business meeting in style and to arrive there in good time, or to even travel with your family and friends in a luxurious aircraft. This company presents you with the much-desired privacy and convenience at some of the most affordable rates in the market. If you have some money to spend on travelling, then Villiers Jets can help you tick off travelling in a private aircraft off your bucket list.

Learn more about Villiers Jets here on this page

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That’s all for this review on what Villiers Jets is about. I hope you enjoyed it and you know that you can access what was deemed inaccessible, at an affordable fee. If you can’t afford to charter a private jet on your own, you can share the costs with your friends and have the time of your life in the air. Let me know what you think about this service.

I wish you well,

Eric, Investor and Team Member at Gold Retired!

Major events in the world have led to people wanting to find out how to invest in gold and silver. Gold and silver have for years on end been coveted precious metals. Investors who know the underlying benefits of owning gold in their portfolio have managed to convert a percentage of their wealth into gold and silver.

You can purchase gold and silver in several ways, and use either to secure your retirement years financially. If you are just getting started out in this investment space, read on to find out how you can invest in gold and silver.

**Conservative Gold Investment Approach – A List Of Our Top-5 Handpicked Gold IRA Companies

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Investing in Gold

Gold exists as the best and most preferred precious metal in this industry. This metal is preferred for having the following characteristics:

• Durability – not rusting or corroding
• Malleability
• Its ability to conduct both heat and electricity effectively

The above properties have led to it finding application in several fields, including dentistry, electronics, jewelry making as well as a means of exchange.

The value of gold is usually determined by various forces of the market on a 24/7 basis. This precious metal trades in the market mainly as a function of sentiment. This means that its price is barely affected by laws such as those of supply and demand. The main explanation behind this state of affairs is that the supply sourced from the mines is significantly outweighed by the gold above ground that investors have hoarded. Generally speaking, this means that if investors who are hoarding gold decide to sell it, then the price drops. When the investors decide to purchase more gold, then the new supply from the mines gets absorbed rather fast, and this drives the prices of gold higher.

Why Investors hoard gold

A couple of factors have contributed to investors’ need to hoard gold over the years, including:

• Inflation – this term simply points to the loss of the buying power of money. When the real rates of return of assets such as bonds and equities become negative, people tend to purchase gold owing to the fact that its value does not drop. The value of this metal actually goes against the prices of traditional assets in the market.
• Systematic financial concerns – whenever investors get concerned about the trends in the financial behavior of major banks and money, they convert their money to gold as a store of value.
• War and political crises – these two factors have always sent investors into hoarding mode. Some investors usually convert their savings into gold upon the occurrence of either event, and wait until the economy has stabilized to cash out their holdings.

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Silver

The price of silver in the market usually oscillates between its role as an industrial metal and that of the storage of value. This makes the prices of silver more volatile than those of gold.

As much as silver usually trades in line with gold as an asset that investors can hoard, the supply and demand equation for this metal usually place a major role in the determination of its price. The supply and demand equation has always fluctuated due to new innovations such as:

• The use of silver in electronic and electrical devices such as batteries, superconductors and microcircuits.
• The use of silver in the photography industry. This innovation has, however, been eclipsed by the advent of the digital camera.
• The growth of the middle-class economy in the East, in which the demand for silver-based products has skyrocketed. These consumers want more products such as medical and industrial products made from silver due to this metal’s desirable properties.

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The Investment options- How can you invest in gold and silver today?

Commodity Exchange Traded Funds (ETFs)

You can access ETFs for each of the metals in the market. ETFs have been identified as a very effective and liquid means of buying and selling these precious metals. Investing using this option, however, does not give investors access to the physical metal. Investors do not have any claim on the metal that lies in the fund. Effectively speaking, the investor should not expect any gold or silver delivery to their residential address.

Gold company stocks and mutual funds

Investors have managed to come up with a way to tap into the upside of price movements of precious metals in the market  by leveraging the stocks of gold and silver mining companies. If you have no idea about how gold and silver mining company stocks are valued, you should try your hand funds with managers whose performance records are exemplary.

Futures and options

You can also make money as a speculative investor by purchasing gold and silver futures and options. This investment approach offers liquidity and leverage to those who think that making huge bets on the precious metal industry is the way to go. This approach presents investors with the greatest profit and loss-making potential.

Bullion

You can also purchase gold and silver coins and bars, provided you make arrangements on how you will place them in a depository or safe, for security purposes. Purchasing gold bullion is the best approach for investors who are anticipating the worst in the global economy. Long term investors find this approach very effective. Short term investors are, however, inconvenienced by the illiquidity of the gold and silver in this state.

Purchase your gold bullion today through a gold IRA rollover – Get Help From Dedicated Customer Support Staff

Certificates

Certificates present investors with the benefits of gold and silver ownership without them have to worry about storage and shipping. Unfortunately, this approach cannot be viewed as real insurance against potential economic disasters in the market. Certificates are just paper; hence cannot you cannot use them to make an exchange for valuable items or assets.

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Should you invest in gold and silver?

Investors include gold and silver in their investment portfolios, due to several reasons, including:

• They offer protection against inflation –
• They do not carry credit risks
• Their intrinsic value

Generally speaking, gold and silver are not like paper money. Central banks cannot print more gold like they print paper currency.

Investors also cite that gold and silver offer a low negative correlation to traditional assets such as stocks and bonds. This essentially means that including a small percentage of gold and silver in one’s investment portfolio can minimize the underlying volatility and risk.

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Risks associated with investing in precious metals

Generally speaking, every type of investment in the market has its own risks. As much as gold and silver present a certain degree of security, they also present some risks that you should know about as a potential investor. Apart from the theft of your holdings (if you do not use a legit company to invest in gold and silver), an issue such as a price drop resulting from technical imbalances can strike. A technical imbalance, in this case, refers to a state in which the number of sellers in the market, exceeds that of the buyers.

That said, however, during times of economic instability, the sellers tend to benefit more, since the prices of these precious metals increase significantly.

Start Adding Gold & Silver Investments To Your Retirement Portfolio Today – Check Out The Best rated Gold IRA Companies In The Industry

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Conclusion

That will be all for this article on how to invest in gold and silver. Precious metals, as we have seen, provide effective means of the diversification of an investment portfolio. One trick to ensure that you achieve success in this field is to know your investment goals, as well as the risk profile before spending your money. Investors can harness the volatility of precious metals to accumulate wealth, but this will only work if they rely on a legit and reliable company right from the beginning.

I wish you well,

Eric, Investor and Team Member at Gold Retired!

What is SchiffGold? What makes it outstanding? Can you rely on it to achieve any of the things it proposes to help you achieve? Let us find out about that and more in this comprehensive review, which shall take the structure below:

Table of Contents

• What is SchiffGold?
• Which Services does it offer?
• Who are the members of the executive team at SchiffGold?
• Which services does SchiffGold offer?
• Which payment methods does SchiffGold accept?
• How does SchiffGold ship the precious metals to its customers?
• Is SchiffGold genuine or is it a scam?
• Pros and Cons

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Name of the company: SchiffGold

Official Website URL: https://schiffgold.com/

Overall Rating: (3.9 / 5)

Recommended: Not recommended (See futrther down in this review)

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Important:

Always make sure to do your own research online in this industry, we get reports all the time of ripp-offs and scams from our readers. Make sure to ALWAYS compare different alternatives against each other, in order for you to get the best deal, and more importantly not getting scammed. What you want is complete transparency from a company, knowing exactly what fees will be accociated is very important, because the last thing you want is being surprised with so-called hidden-fees you had no idea of when you signed the deal.

 

P.S.

A good place to start for you might be our top-5 list of the top-rated Gold & Silver IRA companies

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What is SchiffGold?

SchiffGold exists as a full-service precious metal dealer that helps investors achieve their investment objectives by making investment-grade gold and silver bullion accessible to them. SchiffGold also offers several other related services such as vault storage partners to precious metal IRAs.

The company was founded by Peter Schiff back in 2010. At the time he was creating the company, Peter wanted to provide his clients with a reliable source of bullion. The clients would therefore only approach the company when they needed to avoid any worries that would come with purchasing fake precious metals or losing their money during their transactions.

Peter has for many years advised investors to consider investing in precious metals to shield their portfolios from being affected by market forces such as inflation. At the time Peter was starting SchiffGold, he had discovered most gold buyers were getting swindled by other gold dealers, who were selling their products at exaggerated prices. SchiffGold became the solution to this problem by offering precious metal products at very low prices.

N.B: SchiffGold was known as Euro Pacific Precious Metals until 2014.

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Who are the members of the executive team at SchiffGold?

Peter Schiff does not run this company singlehandedly. He does so with the help of an executive team that sees to it that SchiffGold is operating in the best possible manner. The executive team is currently comprised of the following people:

• Matt Malleo – Executive Director and Senior Precious Metal Specialist
• Jonathan Sosnay- Executive Director and Senior Precious Metals Specialist
• Fabian Gambino- Director of Technology and Senior Precious Metals Specialist
• River Allen – Senior Precious Metals Specialist
• Joel Bauman- Senior Precious Metals Specialist
• Valerie Alikakos – Staff Accountant

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Which services does SchiffGold offer?

As earlier highlighted, SchiffGold operates as a full-service precious metal dealer. It offers most of the services that you’d probably need from a precious metal dealer. The services it offers generally relate to how you will acquire the precious metals, and how you will keep them safe. Listed are the main services that SchiffGold is currently offering:

1. The buying and selling of precious metals

If you are getting started with gold investments, you can approach SchiffGold to help you purchase the precious metals you need at the fairest prices. If you are also looking for a buyer for the precious metals that you have stored in a certain depository, then you can reach out to SchiffGold to help you achieve this. You can sell your precious metals to them, even if you did not purchase them from SchiffGold in the first place. This company discourages its potential clients from acquiring numismatics, due to the high illiquidity risks that they bear.

2. Precious metal IRAs

SchiffGold also enables you to get ready for your retirement years by coordinating with you to help you add precious metals to your IRA, provided it has an allowance for a rollover. Its staff members can for instance help you convert a 401(k) plan to IRA that lets you invest in precious metals. This process is one that requires the help of qualified experts since it comes with the risk of getting penalized by the IRS.

3. A secure storage vault

The IRS is against people storing precious metals in their homes if they are the underlying assets in their IRAs. They recommend that all Gold IRA owners store their precious metals in a safe depository. SchiffGold makes this possible for its customers by offering vault storage partner services to those living in the USA and outside the USA.

4. Home storage safes

If you simply want to purchase your precious metals and store them in your house, you can talk to the staff at SchiffGold to help you acquire a safe. They will help you acquire one that is suitable for your security needs.

5. Research and Analysis services

SchiffGold is also committed to ensuring that its customers are up to date with the latest information in the precious metals industry. They, therefore, provide a variety of materials on their social media platforms, including:

• Live price charts for the precious metals they are
• Archives of the company’s original commentaries.
• Answers to the frequently asked questions

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Which payment methods does SchiffGold accept?

This company provides up-to-date prices for the precious metal it offers. You can, however, only confirm that the purchase price at the point of purchase by speaking to a SchiffGold specialist. Upon doing this, the specialist is required to send you an email that has the payment details, such as the cost, shipping fees, as well as insurance.

Currently, the payment methods accepted by SchiffGold include:

• Bank Wire Transfer
• Checks
• BitPay– for those who would like to use bitcoins

SchiffGold isn’t offering any online purchases as of now, so you have to reach out to the staff members for help with the purchase or selling process.

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How does SchiffGold ship the precious metals to its customers?

Once you purchase the gold and silver from SchiffGold, it will be sent to you via:

• The US Postal Service
• United Parcel Service, UPS
• FedEx

It will take about 24-48hours for SchiffGold to process your order, and an extra 2 to 4 days for them to ship it. They also ship products to overseas customers as well.

Generally, the orders that are paid for via wire transfer get shipped faster than the order paid for via check.

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Is SchiffGold genuine or is it a Scam?

There is generally not much provided on the ratings of this company. SchiffGold actually rides on the expertise and prowess of Peter Schiff, who is known in this industry as a no-nonsense man, who is out to offer the best possible deals to customers who need to purchase precious metals at the fairest prices.

That said, however, it is essential to have a clear picture of what a company’s services are like, based on genuine feedback. The lack of customer reviews for a company that has been around for a couple of years only reveals how weak their customer relations department is.

I don´t know about you but I would rather work with a company whose services have been recommended by many customers,

such as the ones below:

==>  Top-5 List of Gold & Silver IRA companies  <==

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Pros and Cons

It is always a good idea to compare the positives against the negatives to get a better overall view of something, right? As always in our reviews we provide you with some clear points on both sides of the spectrum:

Pros

• Sells precious metals at generally lower prices
• They also buy back precious metals
• Storage services offered
• They can assist you with IRA rollovers
• Client education offered

Cons

• Lack of reviews about the nature of their services
• Lack of an e-commerce website
• Peter Shiff think Bitcoin is a scam… (Come on man, why not admit when you are wrong)

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Do You Own or Represent SchiffGold ?

If you are a representative, or associate of SchiffGold and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to contact us is in the comment section below or simply by sending an e-mail to contact@goldretired.com

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Final Words and Verdict

Verdict: Legit

Overall Rating: (3.9 / 5)

SchiffGold has presented itself as a company that is out to help investors to grow their wealth without having to worry much about exorbitant precious metal prices. It is one that I would highly recommend if there were enough customer reviews to back up the nature of its services, but that is lacking. I would therefore not be quick to say that it is

excellent or terrible for now. I can, however, laud Mr. Peter Schiff for the good work he is doing in this industry… However, I have a hard time understanding his hate towards bitcoin… After all, it is the best performing asset for the past 10 years… That is maybe not related to this review but I just had to mention that.

See The #1 Recommended Alternatives To SchiffGold 

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Thank you for making it to the end of this review on what SchiffGold is all about. Do you think this company is worth relying on? Let me know what your opinions are in the comments section. If you also have any more questions about this company, do let me know.

I wish you well,

Eric, Investor and Team Member at Gold Retired!