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What is Allegiance Gold? – Is it for investors only?

September 16, 2018 by Pete Leave a Comment

This is a review of a company called Allegiance Gold. What is Allegiance Gold? Is it for the investors or the collectors?

Let’s find out!

what is allegiance gold

Product: Precious metals.

Website: www.allegiancegold.com

Owner: Mark Naaman (CEO)

Price: Depends on your investments.

Who is it for: Investors.

Overall rating: 4 out of 5 stars (4 / 5) [Read more…]

Filed Under: Pete Tagged With: gold ira, precious metals ira, What is Allegiance Gold

What is Universal Coin Bullion? – Should you put your trust in them?

September 4, 2018 by Pete Leave a Comment

This is a review of a company called Universal Coin & Bullion. What is Universal Coin Bullion? Should you pick them as your number one dealer?

Let’s find out!

What is Universal Coin Bullion

Product: Precious metals.

Website: www.universalcoin.com

Owner: Mike Fuljenz (President)

Price: Depends on your investments.

Who is it for: Collectors.

Overall rating: 2 out of 5 stars (2 / 5)


Important to mention before we continue with the review: 

We always strongly recommend doing your research online before you choose a company to invest in. There are so many reviews online where former clients claim they have been ripped off and scammed. One tricky way companies get away with this is they disguise charges in so-called “hidden fees”.

So always be aware and please, investigate completely before you make your choice when it comes to big investments.

——–>To see the #1 safe and recommended gold custodian, click here!

With that being said, let’s continue with the review!


What is Universal Coin Bullion? – Overview

Universal Coin & Bullion is a gold company that specializes in selling bullion and rare coins for collectors and investors. The precious metal dealer has been in business since 1991 and its headquarters are located in Beaumont, Texas.

The products and services offered

Universal Coin & Bullion offers a wide range of both gold and silver coins and bullets. They even have IRA eligible precious metals and offer help to start up an IRA account for your retirement. In exchange for your personal information such as your phone number, street address, and email they will send you a  FREE IRA DIVERSIFICATION KIT to help get started with your IRA.

  • They offer free shipping for online orders over $99.00.
  • Online orders that are $99.00 or less, will be subject to shipping charges of $6.00.
  • They ship within 2-3 business days after they have received your payment.

What about the fees?

My impression of Universal Coin & Bullion is that they only help out with getting your IRA account started but not actually being a custodian. Therefore the information on the fees of storages etc. is nowhere to be found.

If you are really interested in finding out these prices, I suggest you give them a call But then again that might be their trick to be able to sell products to you when they have you on the line. 

How is the support?

What is Universal Coin Bullion

If you want to reach out to them it is easiest to call them on the phone to speak to a representative.

If you don’t prefer to talk on the phone you can fill out an online form on their website or send an email to; info@universalcon.com

You can also follow them on social media through Twitter or Facebook that they seem to keep up to date pretty regularly.


Are there any red flags?  

You should always review and compare different investment companies against each other before you make a final decision.

Below I have listed the most trusted and well-known review and rating sites online to see what score they have given Universal Coin Bullion as this is a good indication of how good the particular company performs and treat their clients:

BBB

Score: A+

BCA

Score: C

Trustlink

Score: No ratings.

Yelp 

Score: No ratings.


Is Universal Coin Bullion A Scam?

No, from what I can tell Universal Coin Bullion is not a scam. It seems like a legit company and they have been in business for a long time which indicates that they are doing something right. If you do a search online you might find some bad reviews of the company where customers complain about the service. 

Bad reviews are not a good indicator but, as always you should make your own research based on the qualities that are important to you before you make your decision.


Are there better alternatives out there?

YES! There are a few ones I would consider better alternatives but the absolute best one I can recommend is; GOLDCO.

Goldco offers precious metals, and Gold IRA to its clients with expert support. They have been in business for over a decade and received great reviews from their customers and gotten great scores on different online review and rating sites. It is easy to get started by going to their website where you find all the information you need to get going.

Click here to check out my review of Regal Assets!


The good                                                                                          

  • Been in business since the ’90s
  • Free kit.

The bad                                                                                              

  • Not a true gold custodian.
  • No ratings on Trustlink.

Final words and verdict

Universal Coin Bullion is a gold dealer that suits the patient collector. If you are looking for rare coins or collectibles I would recommend this company. That is if you are willing to wait a couple of extra days for the shipping to arrive. Based on the negative reviews I found they seem to be doing a bad job of sending the products on time. Some customers also complained of damaged products that didn’t meet up to their expectations.

Verdict: Legit

Overall rating: 2 out of 5 stars (2 / 5)

Universal Coin Bullion might not be the best option for you if you are a serious investor looking for a serious company.

KEEP READING TO FIND OUT WHICH COMPANY I RECOMMEND!


If You Are Looking For A Company That Has The Full Gold IRA Experience, Check Out The Link Below To My Number One Recommended Company!

Check out my # 1 recommended IRA company here!


I hope you found this review on what Universal Coin Bullion is to be helpful and that you found it interesting. Please, make sure to share your experience with us if you have any in the comment section below as it can help others. Also, if you have any questions about this review we will be more than happy to answer them below!

Please, if you think this review can help others make sure to share it by using the share buttons below! 

I wish you the best life has to offer!

Pete,

Investor, writer, and team member of Gold Retired.

Filed Under: Pete Tagged With: gold ira review, gold review, What is Universal Coin Bullion

What is Augusta Precious Metals? – A gold dealer you can trust?

August 29, 2018 by Pete Leave a Comment

This is a review of a company called Augusta Precious Metals. What is Augusta Precious Metals? Is it for collectors or investors?

Let’s find out!

What is Augusta Precious Metals

Product: Precious metals.

Website: www.augustapreciousmetals.com

Owner: Isaac Nuriani (Founder & CEO)

Price: Depends on your investments.

Who is it for: Precious metals investors

Overall rating: 3 out of 5 stars (3 / 5)


Important to mention before we continue with the review: 

We always strongly recommend doing your research online before you choose a company to invest in. There are so many reviews online where former clients claim they have been ripped off and scammed. One tricky way companies get away with this is they disguise charges in so-called “hidden fees”.

So always be aware and please, investigate completely before you make your choice when it comes to big investments.

——–>To see the #1 safe and recommended gold custodian, click here!

With that being said, let’s continue with the review!


What is Augusta Precious Metals? – Overview

Augusta Precious Metals is a gold dealer that has been in business since 2012. In six years they have built a good reputation online and made a name for themselves. Augusta Precious Metals is an American family company that has over 40 years of experience in the gold industry. Currently, they only ship within the U.S with an exception to Canada. If you buy precious metals IRAs that are to be stored in depository storage outside of the U.S they will ship your order to Canada. Their headquarters are based in California.

What is Augusta Precious Metals

How does it work?

  1. Search and select the products you want on their website.
  2. Call Augusta Precious Metals on the phone to get pricing.
  3. Make a purchase if the price is right.
  4. Receive the shipping either to your home or at depository storage. (Your precious metals will be shipped 1-3 business days after they have received the funds).

They have a minimum order that is around $5,000.

The products and services offered

  • Common Gold Bullion
  • Silver Bullion
  • Premium gold
  • Premium silver
  • IRA eligible coins

Augusta Precious Metals have what they call, Augusta Gold IRA, which is a self-directed IRA where you get to choose what metals you want in your portfolio.

They offer a free investor kit if you sign up with your phone number, home address, and email.

What about the fees?

Depending on which depository you choose, the fees differ based on your choice.

How is the support?

The company offers support through phone during office hours Monday to Friday.

Email them at clientservices@augustapreciousmetals.com

or

call: 855-909-0082

If you want you can keep yourself updated on Augusta Precious Metals through social media. They have their own Facebook account as well as a Twitter and Youtube account where you can get some insight in the business daily.


Online Reviews and ratings from their clients

You should always review and compare different investment companies against each other before you make a final decision.

Below I have listed the most trusted and well-known review and rating sites online to see what score they have given Augusta Precious Metals as this is a good indication of how good the particular company performs and treat their clients:

BBB

Score: A+

BCA

Score: AAA

Trustlink

Score: 4.9 out of 5 stars (4.9 / 5) (based on 234 reviews)

Yelp 

Score: 5 out of 5 stars (5 / 5) (6 reviews) (opens in new window)


Any red flags?

I searched an extra mile for this because I could´t believe there was no complaints at all, because in the end of the day, even mother Theresa have haters, right? Have been in this industry long enough to know that pretty much all companies have some complaints, it is hard to make everyone happy…

I managed to find two complaints, one was a bit old (from 2014). The other one (from 2018) was actually VERY SERIOUS… you might want to see for yourself:

Both complaints can be found on a site named RipOff Report:

Here is the first (not so serious one):

In 2014 I responded to an online ad from Augustus Precious Metals about a home storage IRA that they were advertising. I transferred money to them to set up the home storage IRA. I paid them a fee to have it set up and they sent me the gold to store in my safe deposit box. Everything seemed OK until I received an audit letter from the IRS in 2016 stating that the home storage IRA Augustus set up is illegal. I was forced to pay almost $2000  in penalties to the IRS and the IRA Augustus set up was invalidated. In their quest for greed I lost of money for retirement needs. They scammed me into believing that a home storage IRA was legal but it’s not.

Here is the second (more serious one):

Augusta precious metals sent them $ 145,000.00 from my simple IRA to buy gold, ended up with $72,000.00 in gold in my account in 2016 and gold has gone up in price It appears, but I’m not positive that Augusta Precious Metals charged me about twice what the going spot price was for the gold coins that are in my account at Kingdom trust, who is holding the coins for me. beware I don’t want to see this happen to anyone else. I’m 71 and I don’t have away to make this up. I thought i was protecting my small IRA.

(see more details on the RipOff Report site, opens in new window)

Both complaints above are there for anyone to see online, I only present to you what I found that you can find yourself only by performing a simple Google search. Important to mention here is that there can be a possibility that a competitor to Augusta have written those complaints, believe it or not, such things actually happens sometimes.

P.S.

You might want to know about another company that is top-rated by more independent 3rd party consumer protection agencies than ANY other company in this industry? 

Learn about my #1 recommended gold & silver IRA company instead



Is Augusta Precious Metals A Scam?

No, it is not a scam.

It is a legit company that seems to be doing a good job based on the reviews I found online. They have been around since 2012 are accredited by the Better Business Bureau since 2015. These two factors usually mean they can be trusted and are here to stay for a while.

(You should always make your own research based on the qualities that are important to you before you make your decision). 


Are there better alternatives out there?

YES! There are a few ones I would consider better alternatives but the absolute best one I can recommend is; GOLDCO.

Goldco offers precious metals, and Gold IRA to its clients with expert support. They have been in business for over a decade and received great reviews from their customers and gotten great scores on different online review and rating sites. It is easy to get started by going to their website where you find all the information you need to get going.

Click here to check out my review of GOLDCO!


The good                                                                                          

  • Very good reviews.
  • Free investment kit

The bad                                                                                              

  • Not a true gold custodian.
  • The complaints

Final words and verdict

Augusta Precious Metals is a family business that believes people should be treated the same way you yourself want to be treated. The Nuriani has over 40 years of experience in the gold industry and wants to help their customers make the right decisions when it comes to buying precious metals. They offer expert advice and customer service and seem to be doing a good job of keeping their clients happy.

This company suits collectors who want to expand their portfolios with some selected coins. For the real investors, I suggest you click on the link below!

Verdict: Legit

Overall rating: 3 out of 5 stars (3 / 5)


If You Are Looking For A Company That Has The Full Gold IRA Experience, Check Out The Link Below To My #1 Recommended Company!

Check out my # 1 recommended IRA company here!


I hope you found this review on what Augusta Precious Metals is to be helpful and that you found it interesting. Please, make sure to share your experience with us if you have any in the comment section below as it can help others. Also, if you have any questions about this review we will be more than happy to answer them below!

Please, if you think this review can help others make sure to share it by using the share buttons below! 

I wish you the best life has to offer!

Pete,

Investor, writer, and team member of Gold Retired.

Filed Under: Pete Tagged With: augusta precious metals, gold review, Precious metals review, What is Augusta Precious Metals

What is Wholesale Direct Metals? – A precious metal dealer for you?

June 19, 2018 by Pete Leave a Comment

This is a brief review of Wholesale Direct Metals. What is Wholesale Direct Metals? Can anyone make a purchase? How are the reviews?

Let’s find out!

What is Wholesale Direct Metals

Product: Precious metals

Website: www.wholesaledirectmetals.com

Owner: Adam Gruen (CEO).

Price: Depends on your investments.

Who is it for: Investors.

Overall rating: 3 out of 5 stars (3 / 5)



precaution on review of Wholesale Direct Metals

Important to mention before we continue with the review:

We always strongly recommend doing your research online before you choose a company to invest in. There are so many reviews online where former clients claim they have been ripped off and scammed. One tricky way companies get away with this is they disguise charges in so-called “hidden fees”.

So always be aware and please, investigate completely before you make your choice when it comes to big investments.

——–>To see the #1 safe and recommended gold custodian, click here!

With that being said, let’s continue with the review!



What is Wholesale Direct Metals  – Overview

Wholesale Direct Metals, Inc. is a company based in Pacific Palisades, CA, and was started in 2006. The precious metals company specializes in US-Minted certified and numismatic coins. Wholesale Direct Metals also offers a wide range of precious metals, IRAs service, and separate storages. Adam Gruen is listed as the CEO and Andreas Panosyan as the Director of Operations.

Company Location:

881 Alma Real Dr #205,
Pacific Palisades, CA 90272

How does it work?

Choose your preferred metal. Decide where and how you want the package to be delivered. Make the purchase. Wholesale Direct Metals prefer you to make bank wire.

For a transfer, rollover, or new IRA account they can help out with Sterling Trust Company as the custodian.

products and services

The products and services offered

  • Gold Coins, Bars and IRA’s
  • Silver Coins, Bars and IRA’s
  • Platinum, & Palladium Bars

They offer FREE investment kits and guides if you are interested in finding out more about gold.

What about the fees?

They charge a flat fee of $37.00 for shipping and insurance on Gold orders.

For the storage fees, you have to contact them to find out more. They cooperate with Delaware Depository.


How is the support?

You can contact them by phone: (888) 681-4597, email, or regular mail.

There were some customer reviews I found online and most of them claim that the support and service were good. It seems like most of the people are satisfied with their experience with the precious metals dealer.


Are there any red flags? any flag on Wholesale Direct Metals

You should always review and compare different investment companies against each other before you make a final decision.

Below I have listed the most trusted and well-known review and rating sites online to see what score they have given Wholesale Direct Metals as this is a good indication of how good the particular company performs and treat their clients:

BBBBBB rating

Score: A+

BCA

Score: AAA

Trustlink

Score: 4.9 out of 5 stars (4.9 / 5) (based on 20 reviews)

Trustpilottrustpilot reviewed Wholesale Direct Metals

Score: 4 out of 5 stars (4 / 5) (based on 2 reviews)

Yelp 

Score: Listed but no reviews yet.

Ripoff ReportRipoff Report

Score: Not Listed.


Is Wholesale Direct Metals A Scam?

No, I don’t think it is a scam. Wholesale Direct Metals seems like a real legit company based on the fact that there are good reviews online and that they are listed in the BBB.


Are there better alternatives out there?

YES! There are a few ones I would consider better alternatives but the absolute best one I can recommend is; GOLDCO.

Goldco offers precious metals, and Gold IRA to its clients with expert support. They have been in business for over a decade and received great reviews from their customers and gotten great scores on different online review and rating sites. It is easy to get started by going to their website where you find all the information you need to get going.

Click here to check out my review of GOLDCO!


The goodpros

  • Good reviews.
  • FREE investment kits.

The badcons

  • Not a real gold IRA custodian.

Final words and verdict

Wholesale Direct Metals is a precious metals dealer that has been around for more than a decade and they seem to be doing a good job of keeping their customers happy. However, I noticed that the reviews I found online were a bit out-dated. There weren’t any recent posts I found from 2018 which is one of the downsides. Another thing was that the website wasn’t as informative as I wanted it to be. I couldn’t find a catalog of the products they offer and it wasn’t updated with prices and info of the metals. I found this to be a bit negative but that is because I like to be able to read and compare before I call the company up to make an order.

The overall rating landed on a 3 star out 5 this time.

Verdict: Legit

Overall rating: 3 out of 5 stars (3 / 5)

So, who gets 5 stars?

Check out the recommended company in the link below!
Click here for the # 1 recommended IRA company!


I hope you found this review on what Wholesale Direct Metals is to be helpful and that you found it interesting. Please, make sure to share your experience with us if you have any in the comment section below as it can help others. Also, if you have any questions about this review we will be more than happy to answer them below!

Please, if you think this review can help others make sure to share it by using the share buttons below! (Facebook, Twitter, etc)

I wish you the best life has to offer!

Pete,

Writer, investor, and, team member of Gold Retired.

Filed Under: Pete Tagged With: gold ira review, What is Wholesale Direct Metals

Personal finance planning – How to save money for your future!

June 11, 2018 by Pete Leave a Comment

Today’s article is going to help you with your personal finance planning. Learn what not to do and get some tips on how to save some extra money with simple methods.

Let’s get started!

what is personal finance planning

Personal Finance Planning

Thinking about personal finances can be a huge burden. It seems as if there are people who are able to keep their finances in order seamlessly. Simultaneously, others seem to face the never-ending struggle. Even if some people can be more financially stable than others, that doesn’t mean that you cannot get back into good financial shape if you learn how to. This article will help you develop a better relationship with money.

Keep in touch with world events so that you are mindful of global financial developments. Often times people do not watch the world markets but you should! Knowing what is going on in the world helps you fine-tune your strategy and to make educated market predictions.

When trading in the Forex market it is important to watch the trends. You must keep up to date with the movement of the market so that you are able to buy at the lowest point possible, but sell when profits are the highest. Don’t sell on either an up or downswing. Be clear about what you want when you are not going all the way through a trend.

Do you want to secure your retirement investments? – Click here to find out more! 

When collection agencies get involved in collecting a debt from you, be aware that they only have a limited amount of time to get it from you; otherwise, the debt can expire. Consult an expert about the statute of limitation laws pertaining to debts in your state; you may not have to pay anything depending on how much time has gone by.

about personal finance planning

Your car is very important in your life. You should make an effort to not spend more money than you need to on a vehicle. You can do this by doing price comparisons between the different companies selling the car you want. If you aren’t finding a good deal, then there is always the Internet.

Knowing what possessions a person has, and their real value can prevent those items from being sold unknowingly at a garage sale for 25 cents, or making their way to the Goodwill. Selling a valuable antique sofa, for instance, is a much better financial decision than tossing it in the dumpster or giving it away out of ignorance.

Set up monthly bill payments via your bank to make sure you pay your credit cards on time. You may not be able to fully pay off your cards, but regular, timely payments will improve your credit history. Automatic debit is the best way to avoid late payments.

Depending on the situation, it may be best to allow your money to sit on one exchange for longer than you might think. However, as with all strategies, use this approach with restraint and wisdom. Know when to remove your money from the market after you earn a profit.

Find out why gold is the best investment option for everyone!

Financial mistakes happen but you should do your best to learn from them and to not repeat them. These tricks are for people who know what they are doing when it comes to keeping up with balances and not overdrawing their accounts. Doing this will ensure that you make your payments in a timely manner, whether you receive a paper bill or not. Planning your bill payments in advance like that helps you budget, as well as helps you avoid late fees.

personal finance planning mistake

You should always keep a spending account that is somewhat flexible. You will not be taxed on this money, so it will be saved for you.

Watch out for any letters telling you about changes that your credit card company makes. According to the law, you must receive a 45-day notice ahead of time. You must decide if you will be keeping the account after the changes. If the terms have changed too greatly, think about closing it.

Don’t try to save money by putting off needed maintenance. If you see a minor problem now and don’t fix it, it will become a major problem later. Proper upkeep of your stuff saves you money over the long term.

Record the amount of money spent every month, and determine a budget based on this amount. You should always have at least 10 dollars on you in cash. Recent laws allow the merchants to set a minimum purchase amount when credit cards are used.

If you have an IRA available to you, be sure to contribute to it. This will increase your personal financial balance for the future. You can find help with opening an IRA through banks, credit unions, brokerages, or even mutual funds. This could really help in supplementing your retirement, by contributing to it on a regular basis.

Do you want to find out more about opening up a gold IRA account? – Click Here!

You may not be happy with your current job, but remember that you are making some money and that is better than no income at all. It is common to seek greener pastures where more money can be earned but to preserve your personal financial future, do not leap until you have a solid opportunity secured.

Personal finance planning solution

Proper management of your money is vital. What once seemed impossible should now feel more obtainable to you. Keeping your finances in order will be much easier by following the advice offered here.

==> Click here for my #1 recommended investment tip <==


I hope you found this article on personal finance planning to be helpful and maybe by now you should have some new ideas on how to save up some extra money. If you have any questions or want to express something else please feel free to leave a comment in the comment section below. I will be more than happy to answer any questions you might have.

I wish you the best life has to offer!

Pete

Writer, investor, and, team member of Gold Retired.

Filed Under: Pete Tagged With: Personal finance planning

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