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What is American Hartford Gold | a Scam or Do They Match Up?

May 7, 2021 by admin Leave a Comment

This article review is about a company named American Hartford Gold. What is American Hartford Gold? What do they offer? Are there better alternatives out there? This review will help you answer those questions and more! Ok, with that being said, let´s look into it!

Company: American Hartford Goldamerican hartford gold review

Website: www.americanhartfordgold.com

Owner: Sanford Mann (CEO) , Scott Gerlis (President)

Who is it for: Precious metals investors, retirees

Overall rating: 4.7 out of 5 stars (4.7 / 5)


Important to mention (before we go into more details of this review)

We always strongly recommend doing your own research online before you choose a company to invest with. There are so many reviews online of clients being ripped off and scammed. So please investigate thoroughly and compare different alternatives before you make your decision.

One example: 99.9% of companies got commissioned salespeople.

Here is the thing, the #1 Recommended Gold & Silver IRA Dealer on our top-5 list got a No-commission salesfloor… So they got ZERO reason for fear tactics or gimmicks just to get a sale. 

You are a smart person, so I am absolutely sure that you understand the benefits of dealing with such a company instead, right?

+They got a couple of more benefits you might appreciate as much as I do, you will understand yourself once you have visited the page (link) above.

==> See our Top-5 List of Precious Metals IRA Companies on this page <==

With that being said, let´s continue with the review on American Hartford Gold!


Intro

Figuring what to do with your retirement savings can be one of the most overwhelming and sensitive subjects in life. You want to ensure that your saving is secure and benefit you when you retire, but you also love the idea of growing your IRA and having control of your financial security for the future. The investment allows you to grow your wealth so that you’ll be able to sustain your lifestyle after retirement when you won’t be working anymore.

A majority of people purchase bonds, stocks, and mutual funds with their IRAs as an investment. However, a lesser-known advantage of IRA is the ability to invest in high-value metals such as silver and gold in the form of coins and bars. This article will look into how to use IRAs to make direct investments in Gold and other Precious Metals with American Hartford Gold.


What is American Hartford Gold?

If you’re looking to invest in gold with your IRA, you might have come across American Hartford Gold– a family-owned and operated company that helps people who want to invest in precious metals. It’s based in Los Angeles, California, and has been providing services to its clients in the USA and Canada since 2015. They offer coins and bars at competitive pricing and specialize in silver, platinum, palladium, and Gold IRAs.

Typically, this company is one of the fastest-growing Gold and Precious Metals Dealer in the U.S and beyond. It can deliver the metals straight to their customers’ doorsteps and help roll over IRA or 401(k) accounts.

It’s one of the few investment companies that understand that investing your retirement fund in gold is essential. Social security does not provide you with enough money after retirement, and it’s thus vital to ensure that you have a nest egg you can rely on.

American Hartford Gold is dedicated to helping you set up a self-directed IRA in which you can buy and save your silver and gold and sell them later on at a profit. Gold is one of the world’s most valuable minerals. In fact, the price tag on gold has increased by about 600-1500 within the past 12 years, meaning that this can be a very worthwhile investment towards your future.

How to Open an American Hartford Gold IRAwhat is american hartford gold

It is easy to get started at American Hartford Gold. All you need to do is open a Gold IRA account by filling and submitting the form provided on their website or call their toll-free number if you need further assistance. They have a product specialist on standby to help clients complete the paperwork and open self-directed IRAs, which is a mandatory requirement with any type of retirement saving.

After opening an account, you need to initiate a funds transfer or a Gold IRA rollover to the new IRA. You can transfer a plethora of retirement savings accounts to the American Hartford Gold, gold, and precious metals IRA, including Roth and traditional IRAs, a 403(B), a 401(K), among others.

Research & Compare

Next, speak to one of the account executives at American Hartford Gold for assistance on how to select gold and other precious metal that are IRS- approved. You have the option to buy silver, gold, platinum, or palladium. You can liquidate your Precious Metals IRA after a period of o 59.5 years and either cash it out or possess the precious metals in physical form. American Hartford Gold advises their client to hold precious metals for at least five to ten years to maximize profits.

**See my #1 Recommended Gold & Silver IRA solution on this page


American Hartford Gold Buy-Back Commitment

One of the major things that set American Hartford Gold apart from its competitors is its Buyback Commitment. The Buy-Back Commitment offers their customers a way to sell their precious metals without additional charges through a quick three-step liquidation process.

Moreover, it’s not mandatory for you to sell your precious metals back to them. They give you the freedom to go to any precious metal group in the market. However, they have made things so convenient that the option of looking for a competing entity seems less attractive. Their liquidation process comprises of three simple steps, and that doesn’t come at extra charges. These are:

Step one: Fill in a simple Gold IRA Account Form.

Step two: You have to decide the amount you want to invest.

Step three: Open your account.

You can access and talk to leading experts about your investment in real-time. They can help you set up an IRA acc or roll over your savings to Gold IRA.


The Fees?fees

One of the drawbacks with American Hartford Gold is the fact that they do not list annual management fees on their website. If you want to know about specific pricing, you’ll have to call or email their representative.

That being the case, here are some benefits that come with their services:

  • American Hartford Gold does not charge a one-time fee when you set up a Gold IRA account or transfer your funds over from another retirement account.
  • They don’t have a minimum contribution amount when you open a new account.
  • You’re not charged for shipping your precious metal or insurance and tracking fees
  • They won’t charge you extra liquidation fees if you sell your gold back to them
  • They also have special promotions from time to time, which can include free precious mental storage for a limited number of years.

Important to mention here:

Please always make sure that you know what exact fees are associated and what everything will cost you in the end, as there are so many reports online of clients being “surprised” with so-called hidden fees they had no idea about.

==> this company offer you 100% transparency on their fees + also pays your fees for up to 10 years


News and Resources 

American Hartford Gold provides regularly updated industry news, reports, and blogs from experts to keep you educated about your investment decisions. Associates are easy to reach by phone or email if you have any questions. Besides these benefits, they also provide a free 25-page information guide, up-to-date pricing models, and some unique features as discussed below: 

  • Free 25-Page Information Guide

Offered on their site is a free 25-page guide to help you learn about investing in gold and silver. They aim to keep you educated through each step of your investment journey.

  • Up-to-Date Pricing Models

The costs American Hartford Gold follows depend on a model that continually changes. Thus, you can find the best deals at any given time. Their costs are updated on their site with a live ticker, making things simple and user-friendly.

  • American Hartford Gold Unique Features

Apart from helping you sell IRAs and precious metals, American Harford Gold offers unique features to make gold investing as easy as possible. They provide a three-step process:

Here is a three-step process that you need to complete to begin investing immediately:

• Complete their Gold IRA form.

• Talk with a specialist to decide the amount you will contribute.

• Start adding funds to your account.


The Pros & cons

Typically, here are the pros and cons of American Hartford Gold:

PROS

  • High customer ratings
  • No minimum for IRAs or direct purchase (alone in the industry with this)
  • Buy-back guarantee
  • No shipping and tracking fees
  • They place great regard on customer service and compliance

CONS

  • They don’t include prices on their online catalog.
  • A few cases have been reported where clients did not receive what they ordered. These unsatisfied clients claim that they received substitute coins of equal value contrary to the initial agreement.

**See our top-5 list of the best rated Precious Metals IRA Companies on this page


Committing Gold through Your IRA

Gold is one of the most in-demand precious metals in the fields of technology and investment. As demands continue to rise, that only means that the amount of gold being sold in the industry will eventually begin to wear thin, and you’ll see a decrease in the amount of gold available. Less gold being offered means that the buyer will rake in a higher price for what will be available in the market.

Some factors that are worth mentioning include currency being devaluated, geopolitical instability, and the threat of inflation. While there’ll be some variations from the value of gold with time, including it in your IRA really makes sense because it is a great investment for a wise investor.

The Principles Set for Gold IRA

The IRS cites that you will only be permitted to include certain types of silver inside your IRA. It has to be 99.9% natural, and it should be minted by America Gold Mint. The silver coins that you can include in your IRA are the American Gold Eagle Gold Coins, the Australian Gold Kangaroo Coins, the Canadian Maple Leaf Gold Coins, and the Austrian Philharmonic Gold Coins.

The silver coins that are not allowed to be contained in your IRA are the British Brittania and Sovereign Coins, South African Krugerrands, and the Hungarian Corona. Additionally, some rules have been set by the IRS close to the storing of your silver IRA. Your gold IRA must be held in a vault segregated storage, and you should also purchase the service as well. When you make your purchase, the silver is going to be moved immediately for storage.

Important

The other important rule is you must have a free account administrator. You need to not forget that some account administrators won’t be able to manage IRAs that are self-directed and have precious metals included in them. The account manager that you ought to go with must be aware of the IRS rules and be informed about all the changes occurring with IRAs.

Essential Factors That You Need To Consider When Dealing Gold 

When buying or selling the gold that you bought with your IRA, you should never feel too rushed. These are highly involved in purchases and sales. There’s lots of money on the table, so it’s essential to be confident about your choices. If that means taking a few extra days to look into other options or to wait out a price fluctuation, then so be it.

Gold billion:

Those investing in gold bullion coins or collector coins need to know how their prices work before buying or selling. The prices of bullion coins are determined by the daily prices of gold, while collector coins carry significant collector premiums that are determined via historical supply and demand. Some coins may be easily found in circulated conditions for modest premiums over their own bullion content, but those exact coins in superb condition may fetch a higher value that is several thousand dollars above their melt value.

Gold jewelry:

If you don’t know what your gold jewelry is worth, consider having an appraisal done. While there is a cost involved, you will at least then be fully aware of what you own and what it is worth. In order to have it valued most accurately, go with an appraiser who is accredited and independent. If you still decide to sell your gold, you should know that you will not be paid the full appraisal value.

What to do when it’s time to sell your gold:

Make sure that you get your gold valued by a selection of different precious metal dealers before you agree to trade in your gold for cash. The price per gram of gold offered by different precious metal dealers can vary greatly, so it pays to get prices from many different dealers before agreeing on a deal.

Once you decide to sell your gold, start your search with local dealers. Go into a store and get a ballpark figure for your pieces. From there, you can begin checking online and in other shops to see where you can get the most bang for your buck. Get at least four to five quotes before you go forward with a sale. However, in as much as you are free to sell your precious metal to any dealer, selling to American Hartford Gold is a viable option that you may want to consider. They have a wide range of offers that might appeal to you and a range of benefits that can help you get the most out of your IRA gold investment.


Do You Own or represent American Hartford Gold?

If you are a representative, or associate of American Hartford Gold and have found something not to be correct in this review please, feel free to tell us and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending us an e-mail to contact@goldretired.com.


Final words and verdict

Verdict: Legit

Overall rating: 4.7 out of 5 stars (4.7 / 5)

Ok, I think that sums up the overall view of this company pretty good. I do think it is a legit company, everything indicates towards that, however, if it is your best alternative out there is a whole other story. As always the decision is up to you to make please just make sure that you compare different top alternatives against each other before you move forward.

Is American Hartford Gold Group worth it?

The American Hartford Gold Group seems to be a reliable choice for anyone looking to open and buy gold and precious metals with their IRA. They offer a buyback guarantee and don’t charge people who want to open an account and ship their metals to a depository. You can also buy coins and bars in silver and gold without opening an IRA account if you are nervous about the stability (or in-stability) of banks…

Are there better alternatives?

Yes, In my humble opinion I would say that there are a few better alternatives, I have listed all of the top-companies in this industry on the website.

The absolute best one I can recommend is without a doubt AUGUSTA, it is recommended by the most independent 3rd party consumer protection agencies in the industry and got a lot of other benefits I think you might want to have a look at. They also got a No-commission salesfloor unlike most of the other companies who have commissioned salespeople, so you won´t experience any pushy sales staff harrasing you on the phone or spamming your inbox. Plus they got a couple other unique benefits that separates them from 99.9% of the industry.

Learn more about AUGUSTA on this page

AND/OR:

Learn more about Hartford Gold Group on this page


I hope you found this short review on American Hartford Gold Group to be helpful and that you now have a better understanding on what it is and if it is a contender for you to consider doing business with. If you have used any of their services then please share your experience in the comment section below as it can help others make better decisions. Also, if you got any questions about this I would be more than happy to answer them below!

I wish you success!

Michael, founder of Gold Retired

Filed Under: Gold Review, Top, Top 4

Why Goldco Is My No. 1 Recommended Gold and Silver Firm

February 4, 2021 by Gold Retired 6 Comments

Disclosure: The owners of this website may be paid to recommend Goldco or other companies. The content on this website, including any positive reviews of Goldco and other reviews, may not be neutral or independent.

Precious metals stand the test of time. Whereas the stock market, crypto-currencies and real estate can crash on a whim, gold and silver offer you a solid investment which can even grow during a recession. 

The question is, which precious metals company can you trust with your savings? You need a company you can rely on to look after your bullion and who won’t overcharge you with excessive fees. 

Then you can sleep at night knowing your investment is in safe hands. And even if you wake up to an economic crash, your family is taken care of. In fact, you’re probably going to be wealthier. 

In this article, you’re going to discover:

  • Why Goldco is our No. 1 Recommended Gold and Silver Dealer. 
  • How it can help you take advantage of special tax breaks.
  • How it’s helping thousands of retirees protect their retirement savings.
  • What separates Goldco from 99% of the other precious metal firms. 
  • How you could get up to $100,000 worth of silver for FREE!

Advice (recommended 1st step):

I would strongly recommend that you claim the free kit (Printed, Audio & Video Guide) to learn new valuable things, for example a 2022 IRS loophole that help you protect you retirement savings, simply click the image below and get your guide instantly:

P.S

(Right now you get 10% cashback in free silver if you decide to open a gold IRA with Goldco)

**Simply click the image above to claim your FREE kit + a free Silver Coin!

What is Goldco?

Founded in 2006 Goldco, is a gold & silver investment company based in California.

Company address: 24025 Park Sorrento, Suite 210 Calabasas, CA 91302

Website: www.goldco.com (10% back in free silver)

Owner: Trevor Gerszt (CEO)

Price: Depends on your investment amount

Who is it for: Precious metals investors, retirees

Overall rating: 4.9 out of 5 stars (4.9 / 5)


Goldco is currently the fastest growing gold IRA provider in the USA.

In 2015, Inc. Magazine named Goldco the third quickest growing company offering financial services in the United States.

The Los Angeles Business Journal has named company the 17th fastest growing financial company in the Los Angeles Area.

Goldco is endorsed by two well-know American patriots: Sean Hannity, and Chuck Norris.

Goldco can help you grow, diversify and protect your wealth in the following ways:

  • You can buy physical metals like silver, gold, palladium and platinum in the form of bars and coins.
  • You can protect and grow your IRA, 401(k), TSP, or pension account assets with precious metals.
  • You can maintain tax-deferred status of assets with gold and silver IRA rollovers.

Goldco is an excellent choice for you if:

  • You want to safeguard your retirement accounts from both inflation and the volatility of the stock market. 
  • You’re close to retirement and you want to protect yourself in case of another financial crisis.
  • You want to ride out potential drops in the stock market until market conditions improve. 
  • You want to include a tangible asset in your portfolio you can be certain will grow over time.

The Pros and Cons of Goldco

When you’re investing your retirement egg, you need to tread carefully.

You must make sure the company is reputable, trustworthy and has good reviews from their past and current clients. 

With this in mind, here are some of the pros and cons of investing with Goldco.

Some of the Lowest Fees in the Industrygold

With the annual fees for IRAs as low as $260, Goldco has some of the lowest fees in the industry. 

What makes this an even better offer is the fact their team of experts will help you set up your strategy and give you any assistance any time you need it. All you have to do is reach out and they’re always more than happy to help.

What’s more, other precious metal firms have hidden fees. Yet not Goldco. You know exactly what you have to pay from day 1.

Protects Your Retirement SavingsGold investment vs Dollars investment

Goldco will help you protect your retirement savings using the 2022 IRS loophole.

Gold IRA Fees
The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.


Excellent Support for Beginner Investorssupport

If it’s your first time investing, Goldco make it as easy as possible for you to invest.

It’s simple to set up an account with them. As you’ll find out later, all it takes are 4 steps. 

When you invest in an IRA, a precious metals specialists will handle the complete rollover process on your behalf. 

If you invest in a non-IRA, they’ll put you in contact with an account executive who’ll make sure you get your precious metals on time.

If you have any question or doubts, or if you need some advise for your portfolio or investment plans, they’re always at hand to give you immediate help.

What’s more, they have a team of over 60 highly trained investment professionals and brokers.

You can contact them via live chat on their website and a representative will get back to you instantly.

You can also call them at (877) 360-0011 and they’ll be more than happy to answer your questions. Their opening hours are from 8:00 a.m. and 5:00 p.m. Pacific time Monday through Thursday, and from 7:00 a.m. to 4:00 p.m. Pacific time.

Or you can email them via the contact form on their website, or at info@goldco.com and they’ll get back to you promptly. 

Their support is especially helpful if you’re a first-time investor and you aren’t sure what you’re doing. They’ll give you all the hand-holding you need. 

They Educate You 

As well as the great support, Goldco does all they can to inform you on investing in IRAs and precious metals. 

They have an education center and a blog on their website. This way you can educate yourself on topics like the debt bubble, trade wars, recessions and more.

There are also several resources you can download. These include a gold IRA investment guide, as well as eBooks, like 10 Reasons Why The American Dollar Will Crash, The American 401(k), and IRA Crisis.

They also give you a list of videos to watch on topics such as dollar fluctuation, the oil crisis, retirement threats, and stock market crashes to name a few.

And you can watch silver, gold, palladium and platinum prices on their website with their live price tracker.

All these resources, together with customer support, means you have everything you need to become a savvy precious metals investors. 

No Pushy Sales RepresentativesPros

Unlike 99% of gold & silver IRA companies, Goldco will never pressure you into buying. 

Their reps won’t hassle you with calls every day. 

They have a professional approach. When you want to invest in them, you can do so when you’re good and ready. 

So if you’re new to the investment game, you don’t have to worry about being taken advantage of. You’re always in control. 

Goldco Keeps Your Investment Safe

Goldco work with the best storage providers within the industry. They strictly follow IRS regulations by keeping your IRA precious metals at a third-party, approved depository. Find out more about his later.

Get Your FREE Investment Starter Kit

To find out more about how Goldco can help you protect and grow your retirement, or simply invest in precious metals, you can claim a FREE starters kit. 

This includes a Printed Guide, Audio Guide & Video Guide where you can discover important investment information and see all the perks they have to offer. Including a 2022 IRS loophole which helps protect you retirement savings.

What’s more, when you request your FREE investor guide, to say thank you, they’ll send you a FREE silver coin.

Click the image below now to get instant access!

P.S

(Right now you get 10% cashback in free silver if you decide to open a gold IRA with Goldco)


**Simply click the image above to claim your FREE kit + a free Silver Coin!

Goldco’s Ratings and Customer Reviews

When you want to invest in a precious metals firm, it’s important to see what consumer protection agencies say about it.

This is another reason why Goldco is my top recommendation.

The most well-known and trusted consumer protection agencies online rate it as the top precious metals firm.

In fact, it’s recommended by the most independent 3rd party consumer protection agencies of all the gold & silver IRA companies in the industry.

As of 2022, Goldco has the following ratings:

 

Read more about Goldco’s ratings and testimonials on TrustPilot.

 

Read more about Goldco’s ratings and testimonials on Better Business Bureau.

 

 

Read more about Goldco’s ratings and testimonials on TrustLink.

Read more about Goldco’s ratings and testimonials on BCA.

What Can Goldco Do for YOU

There are two main services Goldco can do for you: direct purchases and precious metal IRAs. 

They have the highest quality investment-grade gold, silver, platinum and palladium bullion. Once you buy from them, they’ll send it directly into your account.

Whether you want to open a new IRA account or perform an IRA rollovers / transfers, or attain ultra-secure vaulting and custodian services – Goldco has you covered.

Precious Metal IRA’s

If you are under 71 and a half and you have earned income, you qualify to open a traditional IRA. You can get silver IRAs, gold IRAs or a combination of the two.

Non-IRA Precious Metals

You can buy precious metals directly from the company. You don’t need to fulfill any earned income or age requirements. 

Upon buying precious metals, you can either have them delivered directly to your home or Goldco can store them for you in a secure vault.

IRA Rollovers

If you currently have an IRA or retirement account, Goldco can help you roll it over into a Precious Metals IRA. 

You can look at the criteria they have on their website to see if you qualify for this. If you have any doubts, you can contact them and they’ll help you find out.

When you reach retirement age, you have the option of withdrawing from your account in the form of cash or physical coins or bars.

You Can Buy Coins and BarsGold Retired

You can also invest in gold or silver instead of, or as well as, setting up a Precious Metals IRA.

You can choose between having it sent directly to your home, or Goldco can store it at one of their 3rd party facilities. 

Goldco give you the option of holding the following coins, bars,

or a combination of both in your account: 

GoldGold Retired

  • Gold American Eagle Coin
  • Gold American Bald Eagle Coin
  • Gold American Eagle Proof
  • Gold Buffalo Coin
  • Gold Australian Saltwater Crocodile Coin
  • Gold Lucky Dragon Coin
  • Gold Maple Leaf Coin
  • Royal Mint Gold Lunar Series: 2016-Year of the Monkey Coin
  • Royal Mint Gold Lunar Series: 2017-Year of the Rooster Coin
  • Royal Mint Gold Lunar Series: 2018-Year of the Dog Coin
  • Royal Mint Gold Lunar Series: 2019-Year of the Pig Coin
  • Perth Mini and PAMP Suisse Gold bars in 1 oz, 5 oz, 10 oz, 100 oz, and other sizes

Silver IRA Coins

  • Silver American Eagle Coin
  • Silver American Eagle Proof Coin
  • Silver Australian Saltwater Crocodile Coin
  • Silver American Bald Eagle Coin
  • Silver World War I Coin
  • Silver WWII Victory Coin
  • Silver Lucky Dragon Coin
  • Silver Maple Leaf Coin
  • Royal Mint Silver Britannia Lunar Series: 2015-Year of the Ram Coin
  • Royal Mint Silver Britannia Lunar Series: 2016-Year of the Monkey Coin
  • Royal Mint Silver Britannia Lunar Series: 2017-Year of the Rooster Coin
  • Royal Mint Silver Britannia Lunar Series: 2018-Year of the Dog Coin
  • Royal Mint Silver Britannia Lunar Series: 2019-Year of the Pig Coin
  • Perth Mini and PAMP Suisse Silver bars in 1 oz, 5 oz, 10 oz, 100 oz, and other sizes

Where and How Do They Store Your Precious Metals?depository

Goldco’s main storage provider is the Equity Trust Company (even if they work with all the major custodians). They’ll keep your precious metals safe by storing it.

The Delaware Depository is Goldco’s preferred storage facility. It has more than 200 years of experience in storing precious metals. It has Class 3 vaults and top-of-the-line security systems.

However, you can choose to store your precious metals in any of the following depositories:

  • Non-segregated storage in the Delaware Depository. Annual cost: $100.
  • Non-segregated storage in the Brinks facility in Salt Lake City. Annual cost: $100.
  • Segregated storage IDS Texas facility, Annual cost: $100.

How does it work?

Whether you’re a beginner or a seasoned investors, Goldco makes it easy to invest in precious metals. 

All it takes are 4 simple steps.

Step One: Speak with a Customer Support Representative

Pick up the phone and call them on (877) 360-0011, and they will start setting up your account immediately. 

You can also start by filling out this form.

Step Two: Consult with One of Their IRA Specialists

Should you wish to proceed, the customer support rep will transfer you to a Goldco representative, or you can make an appointment to speak to them another time.

Step Three: Setting up Your Account

You will have to give the Precious Metals specialist the relevant information to complete your application. Then they will set up your account, and you can transfer your funds.

Step Four: Choose What Precious Metals You Want

Finally, an accountant executive will help you select the precious metals for your IRA.

These 4 steps compete the process. Then, in a few business days, they will transfer your precious metals to be stored in your chosen depository location. 

However, if the metals you’ve selected are not yet in stock, you’ll have to wait 3-4 weeks.


How Goldco Does 401(k) and IRA RolloversGold bucket - Gold IRA

If you already have a retirement plan, Goldco makes it easy you to rollover.

Just follow these simple steps.

    • Open your new precious metals IRA with Goldco
    • A Goldco specialist will help you fund your account using your existing IRA.
    • Once your funds are in your account, you can consult with the specialist and they’ll advise you on the best precious metals for your needs and goals.
    • You will receive guidance from your Precious Metals specialist for every step necessary for the rollover process. You can expect this process to require approximately 10 business days.

The process takes roughly 10 business days to complete. Your IRA specialist will guide you every step of the way. 

How Much Does It Cost (their fees)?fees

Gold IRA Fees

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.


What’s the Minimum Investment You Can Make?

The following are the fees for both non-IRA and IRA transactions.

  • The minimum investment for precious metal IRAs is between $20,000 and $25,000
  • The minimum investment for non-IRA transactions is $3,500

2 Special Offers for New Customers   

To thank you for becoming a client, Goldco has some special deals. 

You’ll pay zero fees in your first year, if you open an account with at least $50,000. This means with minimum $50K in your account, you’ll save up to $320.Retirement

And if this isn’t good enough, you’ll get back 5% in FREE metals if you place a qualified order for a minimum of $50,000. This means you’ll get up to $2,500 in free metals depending on which one you buy.

Enjoy Income Tax Deductions

Thanks to IRS relaxations on allowable assets, if you’re a US citizen you can buy tax-advantaged precious metals while enjoying income tax deductions to the same value. 

This means If you’re in the 35% income tax bracket and buy 10oz of solid gold, the IRS will give you 3½ ounces back.

Goldco Buyback ProgramGold Retired

When investors sell their precious metals, they usually have to do so to random coin dealers. They typically lowball offers which means you sell at a loss. 

However, with the Goldco buyback program, Goldco offers you the possibility to sell back to them and at a better rate than with other dealers. 


Conclusion recommended

Verdict: Legit (and recommended)!

Overall rating: 4.9 out of 5 stars (4.9 / 5)

After reviewing over 190 precious metal and IRA providers, Goldco comes out on top with the highest ratings.  

Thanks to all the winning testimonials, high-end reviews, and top ratings, you can have confidence Goldco is a precious metals firm you can put your trust in. best rated gold ira company

What’s more, with all the perks you enjoy, the special attention they give you, especially when choosing what precious metal options are best for you, and the great offers you get, there’s no better company for you to buy precious metals from. 

In times of great uncertainty, Goldco gives you the stability you need to protect you and your family’s future. 

Whether you’re a first-time investor who needs help getting started, or you want to diversify your portfolio, they can help you achieve your goals.

Many experts predict the next crash is on the horizon. 

If you have all your money in the stock market, you’re taking a serious gamble with your future. 

All investors agree, the best way to safeguard any economic downturns is by investing in precious metals. 

If you’re worried about not being able to support you or your family, then Goldco help you take care of your future. 

If you’re close to or have already retired and you’re concerned about how you’re going to live out the rest of your days, Goldco can give you the stability you seek.

Get Your FREE Investment Starter Kit

To find out more about how Goldco can help you protect and grow your retirement, or simply invest in precious metals, you can claim a FREE starters kit. 

This includes a Printed Guide, Audio Guide & Video Guide where you can discover important investment information and see all the perks they have to offer. Including a 2022 IRS loophole which helps protect you retirement savings.

What’s more, when you request your FREE investor guide, to say thank you, they’ll send you a FREE silver coin. 

Click the image below now to get instant access!

P.S

(Right now you get 10% cashback in free silver when you open a gold IRA with Goldco)


**Simply click the image above to claim your FREE kit + a free Silver Coin!

If you have used any of its services please share your experience with us in the comment section below, as it can help others. Also, if you got any other questions on this review I will be more than happy to answer them below.

I wish you the best!

Michael

Founder of: Gold Retired


Do You Own or Represent Goldco?

If you are a representative, or associate of Goödco and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending an e-mail to contact@goldretired.com


(FAQ) Do You Have Any Questions?

If you’re interested in buying gold or silver from Goldco, I’m sure you have many questions. Let me answer some of the most common ones for you. 

Can I store my gold and silver at my home?

Yes. If you want to store your gold and silver at your home, Goldco will deliver it directly to you. However, this isn’t allowed with IRA gold and silver. Home storage is only allowed with cash purchases outside of an IRA.

Can I store my gold and silver with the company?

Goldco’s third-party partner depository is the Equity Trust Company. You can choose to have them store it at their depositary in Delaware, Brinks Salt Lake City or IDS Texas. 

They will store your gold and/or silver in their vaults using state-of-the-art technology and security. So you can have peace of mind your investment is in safe hands. 

Can I buy gold and silver from Goldco, if I live outside the U.S.?

Unfortunately not. You can only buy gold or silver from Goldco if you reside in the U.S.. 

If you have any more questions, please feel free to contact us at contact@goldretired.com.


Get your FREE Investor Guide + Learn more about Goldco on this page

P.S.

(Right now you get 10% cashback in free silver if you open a gold IRA with Goldco)


 

Filed Under: Gold, Top, Top 4

Best Gold IRA Companies 2023 | Top-5 List + Extra Resources

May 6, 2020 by admin Leave a Comment

best gold ira companies


We have collected the best gold IRA companies in the industry and made a summary of them in a top-5 list. As you already know, in times of crisis gold is something you want to own. That is why this info hopefully can be helpful for you, especially in 2023 when crisis is the theme of the year…


Top 5 – Gold IRA Providers:

 

1.   Augusta – The only company that has one-on-one webinars with their potential clients. Price match guarantee.. Also the only company with zero complaints from BBB (Minimum IRA investment starts at $50k, cash deals start at $50k as well)

2.    Goldco –  Top ratings from more independent 3rd party consumer protection agencies than any other company in the industry. Best choice for Gold IRA (or cash purchase outside and IRA). +Highest price, buy-back guarantee for customers. Their representatives are NOT being “pushy” and will NOT try to sell you, something that you might appreciate just as much as we do! (minimum IRA investment starts at $20k-$25k, cash deals start at $3,5k)
3.    American Hartford Gold – The only company in the industry with no minimum on IRAs AND direct purchases. Wide variety of metals as they offer Platinum and Palladium as well.
4.    Birch Gold Group – Have been around for many years and great in Customer Education
5.    Advantage Gold – Great Rollover process and might be the company that most of all suits IRA beginners

# Top Companies Our rating: Stats More Details:
1

Augusta Precious Metals

Learn More Here
Fees
100
Transparency
100
Reviews
98
Support
100
Alt Investing
80
Learn more
2

GOLDCO

Learn More Here
Fees
98
Transparency
100
Reviews
100
Support
100
Alt Investing
80
Learn more
3

American Hartford Gold

Learn More Here
Fees
100
Transparency
100
Reviews
100
Support
90
Alt Investing
85
Learn more
4

Birch Gold Group

Learn More Here
Fees
90
Transparency
100
Reviews
90
Support
90
Alt Investing
95
Learn more
5

Advantage Gold

Learn More Here
Fees
95
Transparency
90
Reviews
90
Support
85
Alt Investing
75
Learn more

During the years me, and the others working on this website have reviewed over 100+ of the top gold IRA providers and you might be surprised on how many of them that are not to be trusted. We have seen so many stories of people getting ripped off big time with so-called hidden fees and the classic numismatic gold coins ripp-off. You can read more about that further down as well. 


Some related articles:

Top 5 Bitcoin IRA Companies

What is a 401k to gold IRA rollover?

Invest in Gold Mining


The Best Gold IRA Companies – Top 5 (+ reviews)

(In order)


 

1: Goldco

Our undisputed winner 4.9 out of 5 stars (4.9 / 5)

goldco review
Goldco’s popularity mainly has to do with its recommendation and endorsement by most independent Third Party consumer trust and protection agencies than any othergold IRA provider in the whole industry. It also has to do with an endorsement from the former USA candidate, Dr. Ron Paul. Most customers are particularly keen on praising the manner in which it personalizes all services to suit individual needs.
Goldco applies a consultative approach in the provision of services to its clients. Its staff members pay attention to all clients’ needs in order to help them meet specific retirement goals. All this is done in a very professional manner.

This company also has a very secure storage facility in which investors’ metals are stored separately. As an investor, you have access to your precious metal vault, which is something that cultivates trust. Their fee is not the lowest, neither the highest, compared to what other companies will charge you, but it also justified by the level of professionalism and accountability that Goldco offers.

Pros and Cons

Prosrecommended

  • Fastest-growing firm in the USA
  • Recommended by the most independent 3rd party consumer protection agencies in the industry, including Trustpilot
  • Representatives do NOT push and try to sell you
  • highest price, buy-back guarantee
  • Transparent, genuine, trustworthy and very professional.

Consnot recommended

  • Minimum IRA investment is $25000, which could be too high for some investors (cash deals outside IRA starts at $3,500 though)

==> You can read our full length and detailed review on Goldco on this page


 

2: Augusta

Augusta´s popularity mainly has to do with its no-nonsense approach. They are also recommended and endorsement by more independent Third Party consumer trust and protection agencies than any other company in the industry. It also has to do with an endorsement from the Hall of Fame Quarterback, Joe Montana. Most customers are particularly keen on praising the manner in which it educates the individual.
Augusta applies a consultative approach in the provision of services to its clients. Its staff members pay attention to the clients’ needs in order to help you meet specific retirement goals. All this is done in a very professional manner.

This company also has a very secure storage facility in which investors’ metals are stored separately. As an investor, you have access to your precious metal vault, which is something that cultivates trust. Their fee is not the lowest, neither the highest, compared to what other companies will charge you, but it also justified by the level of professionalism and accountability offered.

Pros and Cons

Prosrecommended

  • It is a very popular firm (thousands of clients in the USA)
  • IRA Price Match Guarantee
  • GREAT support.
  • It has an A+ rating on BBB and ZERO complaints
  • No-Nonsense approach.

Consnot recommended

  • Minimum IRA investment is $50,000, which could be too high for some investors (cash deals outside IRA starts at $50,000 aswell)
  • Only deals with gold and silver

==> You can read our full length and detailed review on Augusta on this page

3: Regal Assets

Regal Assets has maintained its position amongst the top Gold IRAs in the entire world (yes they have clients worldwide) due to near to zero customer complaints standards. You will barely find a single client who is not happy about the services offered by the Regal Assets staff members. Regal Assets offers you the opportunity to open a gold IRA, and a storage facility in which you can store your precious metals.
This Texas-headquartered company is run under the able leadership of one Tyler Gallagher, who is the founder and CEO. It has been in business for more than 10 years now and has received impressive reviews and ratings from customers in sites such as Business Consumer Alliance, where it has an AAA rating.

Regal Assets offers two gold IRA packages, namely: Merchant Package (minimum initial investment is $5,000) and Knighthood Package (Minimum investment initial investment is $10,000). This company also prioritizes customer education and will only let you invest in what you have clearly understood.

Pros and Cons

Prosrecommended

  • It has professional staff who can handle most of the questions that you might have about the services offered.
  • Excellent customer support.
  • Has a live chat function
  • Safe storage vault for all your precious metals.
  • It offers sufficient customer education and a free investment kit.
  • Positive customer reviews in online consumer trust sites.

Consnot recommended

  • The minimum initial investment is $5,000.

==> You can read our full length and detailed review on Regal Assets on this page


 

4: Birch Gold Group

The Birch Gold Group has been a paragon of excellence in the provision of the gold IRA services since 2003. Customers have also been accessing high-quality precious metals from this company for different uses. Birch Gold Group has due to this come to be recognized as one of the top Precious metal IRA firms.

This company offers sufficient education on how to turn one’s precious metals into a viable long-term investment. It then presents you with a wide variety of the IRA-approved metals that are then placed in your Gold IRA. Before even releasing your funds to purchase precious metals, you will be educated on everything that you need to know about the essence of gold IRAs in the diversification of one’s portfolio.

Birch Gold Group is an award-winning company that has received positive reviews and ratings for its customer service in consumer trust sites such as BBB (https://www.bbb.org/us/ca/burbank/profile/precious-metal-dealers/birch-gold-group-1216-100109465)

Pros and Cons

Prosrecommended

  • Prioritizes customer education
  • Many precious metals
  • Has been in business for many years
  • It is BBB-accredited with an A+ rating
  • Charges initial set up fees of $90
  • Offers up to $10000 worth of gold and silver for free, for all qualified purchases.

Consnot recommended

  • Not open about all the investment fees and charges (you have to contact them)

==> You can read our full length and detailed review on Birch Gold Group on this page


5: Advantage Gold

 

This firm’s main specialty is in the provision of precious metal IRA rollover services. It has several staff members whose main objective is to assist clients with the rollover of the funds in their 401(k) accounts into gold IRAs.

Advantage Gold also focuses on the provision of information about how rollovers work, so that its clients can make very informed decisions. Customer Education is therefore at the topmost level of its operations, and they will only contact your custodian after you have fully understood the nature of investment you are picking.

This company charges its clients an annual storage fee of $100, and an extra $75 custodial fee. There are no minimum investments involved, but most account holders have around $50,000 worth of precious metals in their accounts.

Pros and Cons

Prosrecommended

  • Impressive consumer ratings
  • Had a (5/5) star rating on TrustLink
  • Offers insured precious metals storage
  • Great customer support
  • Has a buyback program

Consnot recommended

  • It has been around for a shorter period than the companies it is competing against on this top 5 list

==> You can read our full length and detailed review on Advantage Gold on this page


 

What is a Gold IRA?

A gold IRA is slightly different from the regular Individual Retirement Accounts in that, instead of putting money into an account to back up your retirement, you are required to put physical gold. Research has established that the other main difference between a gold-backed IRA and a traditional IRA is that the gold IRAs are way safer, more so over a long investment period. The proponents of gold IRAs believe that the value of gold is more stable, in comparison to all the other “paper assets” and currencies, which is something that can be proved when there is an economic crisis.

With a Gold IRA, you are not required to hold the gold yourself, it is actually stored in a safe depository. If you, however, want to purchase the gold and store it in your preferred storage location, then you can contact a dealer and get the gold delivered to your doorstep. It is also very possible to store other types of precious metals in your gold IRA, including platinum, palladium, and silver. You only have to see to it that these metals are all IRS approved.


How do Gold IRAs work?

As already introduced, a gold IRA is an individual retirement account that includes physical gold, as well as other approved metals. Gold IRAs present investors with a great opportunity to diversify their retirement portfolio. They usually function just like traditional IRAs, with the difference being that all your savings are usually channeled into the purchase of coins, bars, and bullion, as opposed to the acquisition of paper assets. How exactly does this process happen? Read on to find out:

1.    Get a brokerage firm and custodian to help you with the management of your gold IRA Account

You are required to get a broker you can trust to help you purchase the gold that will be held in your gold IRA. The custodian, on the other hand, will help you with the setup and the management of the gold IRA. Most custodians include banks, federal and state-approved organizations, credit unions, as well as loan associations. If you are going to rely on the services of any gold IRA firm that I have listed out below, you do not have to worry about how or where you will get a broker or a custodian. You will receive all the information you need to go about that. In most cases actually, the gold IRA firms usually fill the two roles or even work with other companies that offer them. If you are not concerned about having a gold IRA, but you simply want the gold itself, then you can work with a brokerage firm and acquire your gold.

2.    Pay the fees that are required to set up your gold IRA

There is a lot more that is involved in the setting up of a gold IRA account than simply depositing money to purchase precious metals. There are certain commission fees that you have to pay, and it therefore crucial for you to compare the various service provision firms to ensure that you get the best deal in the market. Some of the most common fees that you will be required to pay, however, include:

  • Account setup fees – Most custodians will charge a one-time processing fee to create your gold IRA. Most of them will charge anything between $50 and $100.
  • Storage fees – You will also be required to pay for the storage of your gold in a depository. This fee ranges from $100 to $150.
  • Annual maintenance fees – Because your custodian will continue to take care of various aspects of your gold IRA to ensure that it is up and running at all times, then you should expect to pay an annual maintenance fee. This can range between $75 and $225.

3.    Deposit the money into your gold IRA

You are then required to deposit funds into your gold IRA. Most gold IRA firms have set an initial minimum investment for those who open an account with them. The investment can be as high as $15,000, or as low as $100. With most companies, however, you will be expected to start off with anything between $2000 and $5000. Thing is, minimum investment limits exist, and you should be ready to fulfill this requirement.

If you already have an existing IRA account, you can rollover the funds in it to your gold IRA. The IRS has set out very strict rules regarding the rollover of funds in this manner, but it is something that gold IRA experts can handle quite smoothly. No gold IRA rollover fees are charged, and the process is in itself not subject to taxes.

You should also be aware of the annual contribution limits set by the IRS. In 2020, for instance, the minimum contribution you can make is $6000. For those who are 50 years and above, then you have to contribute $7000. The gold IRA firms I have listed in this guide will always provide you with all the necessary updates about the IRS-imposed annual minimum contributions.

4.    Withdraw your money at any appropriate time

Those who withdraw the funds in their gold IRA before they are 59.5 years old have to contact a custodian and fill out the forms that are needed to make the early withdrawal. All early withdrawals are usually subject to a 10% penalty. At any time that you choose to withdraw the funds in your gold IRA, then you are required to pay taxes (this is only different for those who have a gold Roth IRA since they pay the taxes beforehand).

Upon reaching 70.5 years, you are subjected to the minimum distributions requirement. This means that you will have to withdraw a given a certain amount from the IRA account on an annual basis. This can come up as a very unsuitable option, more so when it is not a good time to cash out the gold investment. You can, however, choose to withdraw the money in your other IRA accounts.

It is a prudent move to treat your Gold IRA as your long term investment for your retirement years, thus you should hold on to it till maturity.

Note: Many IRAs will offer you the chance to store the gold in separate storage if you so please, but you should beware of any company that tells you to store the gold at home. This is something that the IRS does not approve of for IRA investments and can result in very massive tax penalties.

 

Which type of gold can you use in your Gold IRA?IRA Eligible Gold

It is a requirement by the IRS that you only use IRA-eligible gold in your IRA account. Generally, your precious metals must:

  • Meet all minimum purity requirements.
  • Not be perceived as being highly collectible
  • Be from a U.S. mint or any other approved foreign mint.

This applies to all the gold, silver, platinum and palladium that you hold in your IRA account.
On the overall, the IRS allows you to invest in gold and gold-related investments in the following manner and form:

1.    Physical gold – As you will discover, gold happens to be the most popular precious metal when it comes to precious metals that are used in IRA investments. Most of the gold that you can invest through your gold IRA should be in the form of bullions or even coins such as the American Gold Eagle bullion coins.

2.    Bullion – There are also dealers who mainly focus on the supply of bullion metals that are used in gold IRAs. Bullion is are usually crafted into pure coins ( and bars) that have a specific weight.

3.    Collectible weight – Collectible coins happen to be a very popular form of bullion, owing to their beauty, rarity and increase in value over a long period of time. Their value has in fact been discovered to increase faster than that of raw bars of the most popular precious metals such as gold and silver.

**Collectible coins are however a high-risk investment (read this page), and one has to conduct sufficient research before purchasing them.

4.    Gold futures and options – You may also come across firms selling call and put options, which essentially means that you sell the right to purchase or sell your gold at a set price at a given time. As much as they are risky, options can give you high returns.

**If you are interested in this and  want to cut the risk then you might want to read this page.

5.    Gold mining company investment options – You can also decide to invest in a gold mining company’s exploration and mining operations. You can reap massive returns if the company becomes successful in such operations, but you can also lose a lot of money if that firm halts its activities or is shut down.

**If you are interested in this and more importantly want to minimize the risk then you might want to read this page.

 

Which is the best Gold IRA to work with?

This gold IRA guide highlights the most important things that you need to know about Gold IRAs, including the best firms that are available for you. In that regard, it is good for you to know that thorough research was done to establish the best gold IRA companies that anyone can rely on to achieve your retirement investment objectives. The research process involved:

1.    The creation of a comprehensive list of companies that offer Gold IRA services.
2.    The evaluation of the companies on this list. We did a thorough check on the services they offer, their credibility, as well as all the pros and cons that you need to be aware of.
3.    We finally picked only the best of the best, then we took advantage of their free kits and called in and asked questions to narrow it down even further until we had a top 5 list. This list is, therefore, a compilation of the top-performing Gold IRA firms, and you can use it to decide which way you will go in as far as seeking the right retirement investment partner is concerned.

You will realize that there are very many gold IRA providers in the current day world, and most of them are still focusing on the needs of retirees. This, however, does not have to be the case. Which is why this list comprises of companies that offer services to a wide variety of customers. These companies have served many customers, received many verifiable reviews on various consumer trust sites, and have high-security standards to protect all clients’ assets and information.

1.    Augusta – The best rated and recommended company by most third party consumer protection agencies in the whole industry
2.    Goldco – The best rated and recommended company by most third party consumer protection agencies in the whole industry
3.    Regal Assets – The (almost) Zero customer complaint firm
4.    Birch Gold Group – The Best in Customer Education
5.    Advantage Gold – Great Gold IRA Rollover process

# Top Companies Our rating: Stats More Details:
1

Augusta Precious Metals

Learn More Here
Fees
100
Transparency
100
Reviews
98
Support
100
Alt Investing
80
Learn more
2

GOLDCO

Learn More Here
Fees
98
Transparency
100
Reviews
100
Support
100
Alt Investing
80
Learn more
3

American Hartford Gold

Learn More Here
Fees
100
Transparency
100
Reviews
100
Support
90
Alt Investing
85
Learn more
4

Birch Gold Group

Learn More Here
Fees
90
Transparency
100
Reviews
90
Support
90
Alt Investing
95
Learn more
5

Advantage Gold

Learn More Here
Fees
95
Transparency
90
Reviews
90
Support
85
Alt Investing
75
Learn more


 

Gold IRAs FAQ (Frequently Asked Questions)

 

1. Why should I use a Gold IRA to invest?

As much as investing in gold is a personal preference, most investors prefer using gold IRAs over traditional IRAs since gold is an asset that remains stable even when there are major market fluctuations as well as inflation. There is not a single moment when the value of gold will be equivalent to $0.

2. Is a Gold IRA safe?

All investment firms and platforms present a certain degree of risk. It is therefore always necessary for you to conduct sufficient research about the company you are investing through. On top of that, you should not allocate more than 10% of your overall portfolio to a single asset.

3. What is the role of a gold IRA company?

Gold IRA companies operate in the same manner that traditional IRAs operate, only that they help you realize your retirement investment objectives by letting you back your investment with precious metals. A gold IRA company can, therefore, help you with:

  • The purchase of precious metals
  • The storage of precious metals
  • The sale of the precious metals held in your gold IRA
  • Conducting a 401 (k) to gold IRA rollover

4. Do gold IRAs handle gold only?

No. As much as they are called “gold IRAs”, this does not mean that you cannot have other precious metals in them. You can, in fact, purchase silver, platinum, and palladium and invest in them in the same manner that you would with gold. All you have to do is to ensure that the precious metals meet the IRS requirements.

5. Can I do a 401(k) to gold IRA rollover?

Yes. You can actually have the funds in your traditional IRA rolled over to a new gold IRA account. With the expertise of the staff members of a gold IRA company, the process will be over in a very short period. This is a very sound approach to diversifying your investment portfolio.

6. How much money do I need to open a gold IRA?

Most companies have different minimum initial investment requirements. You can check some of the requirements that the best of the best firms have set for their customers. On the overall, do not put all your eggs in one basket in the name of meeting the minimum initial investment funds. If you are on a lower budget then Birch Gold Group might be a good alternative for you.

7. Can I access my precious metals in person, at any time?

This depends on the company you are dealing with. In most cases, however, most Gold IRAs offer what is known as “segregated storage”, where all investors’ gold and silver bullions are placed in separate storage space. With such a storage approach, it is possible to reach out to your Gold IRA firm and to make all necessary arrangements for you to view your precious metals.

8. How can I access my gold (when I want to cash it out)?

It is a requirement by the IRS for one to access their disbursements upon reaching 59.5 years. If you do not start taking these distributions at this age, then you will have to comply with the IRS requirements by taking them when you reach 70.5 years. All early withdrawals usually attract a penalty, which in most cases is usually 10% of the investment value.


 

Join the discussion!chat

Be social in the Comment Section below!

Have you used any of the providers services then please share your experience as is can help others!

Also, if you got any questions about this then simply ask in the comment section below as I would be more than happy to help you answer them!


Conclusion 

If you would like to invest in precious metals, then you should be encouraged to know that it is one of the safest assets that you can rely on. That said, however, you should invest wisely by ensuring that you invest not more than 10% of all your funds in precious metals. You can rely on the following firms to help you achieve your retirement investment objectives:

1.    Goldco – The best rated and recommended company by most third party consumer protection agencies in the whole industry
2.    Regal Assets – The (almost) Zero customer complaint firm
3.    Birch Gold Group – The Best in Customer Education
4.    Advantage Gold – Great Gold IRA Rollover process
5.    Bullionstar – The Best For Silver IRAs

# Top Companies Our rating: Stats More Details:
1

Augusta Precious Metals

Learn More Here
Fees
100
Transparency
100
Reviews
98
Support
100
Alt Investing
80
Learn more
2

GOLDCO

Learn More Here
Fees
98
Transparency
100
Reviews
100
Support
100
Alt Investing
80
Learn more
3

American Hartford Gold

Learn More Here
Fees
100
Transparency
100
Reviews
100
Support
90
Alt Investing
85
Learn more
4

Birch Gold Group

Learn More Here
Fees
90
Transparency
100
Reviews
90
Support
90
Alt Investing
95
Learn more
5

Advantage Gold

Learn More Here
Fees
95
Transparency
90
Reviews
90
Support
85
Alt Investing
75
Learn more


Some recommended related articles:

Top 5 Bitcoin IRA Companies

What is a 401k to gold IRA rollover?

Invest in Gold Mining


I hope you found this article on the best gold IRA companies in the industry to be helpful and that you know have a better understanding on where to start your own research to find the best alternative from you. All the ones on our top 5 list are great alternatives, in the end it comes down to what provider that resonates best with you and your particular needs.

I wish you success!

Michael, founder of Goldretired.com

Filed Under: Gold, Top 4

What is a 401k to Gold IRA rollover? | Simply Explained A-Z

March 6, 2020 by admin 2 Comments

What is a 401k to gold IRA rollover? How does it work?
“Gold IRA rollover” has been one of the most commonly searched phrases in the recent past. The sudden and immense interest developed by people warrants a closer look at what this term is all about, and why it is that important after all.
If you have attempted to shift from one employer to another, you may already have gone through the process of rolling over your retirement funds into an IRA.

This is a common practice amongst those who want to consolidate their retirement or pension funds.

As opposed to simply channeling the retirement funds into investments that are very dependent on the nature of the global economy, people are beginning to open up to the diversification of their portfolios. The most common approach to this diversification has been the execution of a 401(k) to gold IRA rollover. Let us proceed to define what a gold IRA is.

The Definition of a Gold IRAs

A gold IRA is perceived as a long-term retirement account in which the appointed custodian holds precious metals such as gold, platinum, silver, and palladium for the owner of the account. Despite this account being called a gold IRA, this does not mean that its owner cannot have other precious metals and hold them in it. An investor can as such buy a large amount of silver and hold it in their gold IRA, without the name of that account being affected. The same stands for platinum and palladium.what is a 401k to Gold IRA rollover?Most Gold IRAs exist as self-directed plans. This means that the holder of the account has the power to decide the quantity and quality of the assets held in their gold IRA. This, however, does not imply that a gold IRA account holder should proceed to collect ornaments or objects made of the listed precious metals. The IRS actually demands that one meets the fineness requirements that are set for precious metals that make it to gold IRAs.

Steps to Open a Gold IRA 

Opening a gold IRA will most likely come up as one of the most straightforward processes that will encounter in as far as the opening of accounts is concerned. How exactly do you go about that? Let me outline it for you:

1.    Find a Custodian

A significant number of people are usually tempted to hold the precious metals they purchase in their safes at home. I wouldn’t recommend that. Besides the restlessness that will come from knowing that robbers can attack you at any time of the day as they try to locate your precious metals, you will actually face the law in most states for doing this.
One of the main things that you should look for when searching for a custodian is an impressive record of accomplishment. A company that has not been delivering in the past will not probably begin doing that now.

2.    Find a precious metal dealer

Upon finding the right custodian, you should then proceed to search for a reliable precious metal dealer. Owing to the high value of the precious metals involved, it is very easy to be conned. This means that you should be very keen on the company that you settle on eventually. More often than not, the custodian you find will recommend a reliable precious metal dealer, but this does not mean that you should do your background checks.

3.    Open your gold IRA and buy the precious metals

Finally, you can reach out to a company that provides gold IRA services and open an account with them. That company will facilitate the purchase of the precious metals, in what is known as a rollover process (I will explain that in a moment).

Upon getting to your retirement age, you can simply collect the precious metals, or you can cash them out to fund your new lifestyle.

How the 401(k) to Gold IRA Rollover process happens

Upon opening a gold IRA, you should reach out to the company that is currently managing your 401(k) account. Some of the companies that offer gold IRAs take it upon themselves to do this on your behalf. Either way, the result is that the rollover process should begin as soon as you reach out to the firm in charge of your 401(k) account.
You have the freedom to choose between a direct or indirect rollover of the funds in your 401(k). With a direct rollover, the funds are transferred directly into your gold IRA account. The indirect rollovers, however, demand that you first withdraw all the funds in your 401(k) account, and then you deposit them into the gold IRA. The direct options bear fewer risks and attract fewer penalties from the IRS.

Important:

If you settle on the indirect rollover approach, the IRS gives you only 2 months (60 days) from the day you withdrawal the funds from your 401(k), to make the transfer to your gold IRA. If you do not deposit the funds into your gold IRA within this period, they are usually classified as taxable withdrawals. Not forgetting that for those who 59.5 years are can attract a 10% penalty for making an early withdrawal.

Is it the right time for you to execute a 401(k) to Gold IRA Rollover? 

The current global political scene is a clear reminder that we could wake up to business “unusual”.  Those who managed to ride on the bullish market trend in the post-recession period have managed to stabilize their assets, some 9 years after the economic downturn. That may come up as a positive statement but it simply implies that these investors lost 9 years of investment. People who invested in gold were able to pick up very soon and far ahead of those who held the paper assets.

Nobody knows which superpower will make a move that will cause the entire economy to slow down. Did you know that the entire market saw a steep 7.1% drop after 9/11?401k to Gold IRA rollover

Economists who follow up on the economic outlook of the USA and the entire world have observed that there is very slow growth of the USA GDP, the weakening of the global market growth, an increase in the USA national debt at a rate of $50000 per second, as well as the rise of over-valued stocks. Such are just but clear examples of factors that could gradually lead to an economic crisis. The best approach to shield your assets is through diversification.

Financial experts have identified gold as a very suitable asset owing to its stability. During the times in which the entire economy is crashing and paper assets diminishing in value, gold has been discovered to remain quite stable and has in most cases actually experienced an increase in its price.national debt

The prices of gold are bound to rise and fall, but they are certainly not as volatile as paper assets. Currently, the price of gold per ounce is a few dollars above the $1400 mark. In a few years to come, owing to the economic upheavals, this price is set to rise significantly, even as stock prices continue to fall.
You should, therefore, consider taking prompt action to ensure that you include gold in your portfolio of investments, which is possible through the rollover of the funds in your 401(k) to Gold IRA.


My recommendation (Top 5 list)401k to Gold IRA rollover info

There is a jungle of services out there where you can turn for help with the process, however, just like with anything else, there are both good ones and bad ones. I can tell you, as we have reviewed over 80+ companies on this website that it is very important to compare different alternatives against eachother, to get the best deal possible.

Below you got a link to my top 5 list of the top 5 rated and top 5 recommended gold providers:

1: Augusta

Rating: 4.9 out of 5 stars (4.9 / 5) Learn more about Augusta on this page

2: Goldco

Rating: 4.7 out of 5 stars (4.7 / 5) Learn more about Gc on this page

3: Hartford Gold

Rating: 4.6 out of 5 stars (4.6 / 5) Learn more about HG on this page

4: Advantage Gold

Rating: 4.5 out of 5 stars (4.5 / 5) Learn more about AG on this page

5: Birch Gold Group

Rating: 4.5 out of 5 stars (4.5 / 5) Learn more about BGG on this page


FAQ

Why should I roll my 401(k) to an IRA?

First of all, it is not recommended for everyone, however, it is the best chooice for many people to actually do a 401(k) to IRA rollover. There are more than just a few reasons also, the most common reason is (most likely) due to the fact that it will give you more investing chooices and much greater control over your assets. Not to mention, you will avoid immediate taxes and your retirement savings will continue to grow tax-deferred.

Does a gold IRA provide the same tax advantages as other IRAs?

Short answer, yes, a gold IRA comes with the same rules and tax benefits as any other IRA would.

How do i convert my 401(k) to gold?

If you want to do this in the most easy way possible it can actually be done in simply 3 steps: 1: Contact a gold IRA custodian advisor (see top-5 recommended ones above) by filling out an interest for information + you will get a free brochure. Step 2: Ask them about gold (or silver) in your IRA and any other questions regarding your account setup. 3: Once your gold (or silver) is placed in your account, you will also have your Harvard trained economist (atleast if you go with my #1 recommended provider) every step of the way, that you can contact (by phone or e-mail) at anytime you want to discuss further diversification.

Is it difficult to liquidate a gold IRA?

No, this is not difficult at all. You can very easily arrange both a full or partial distribution of either gold or cash from your IRA.

  • You can request a shipment of the gold (or silver) directly to you through your custodian.
  • You can cordinate with your custodian to pick up the gold (or silver) at the storage facility for distribution.
  • You can also tell your IRA service provider to withdraw both gold & silver on your behalf and wire the cash to your custodian and they will transfer it to you

Just keep in mind that an early IRA distribution could lead to taxes and penalties, atleast if you do not rollover to another qualified account. So make sure to consult with your economic advisor before you make any withdrawals from your gold (or silver) IRA

Where can I get a physical 401k to gold ira rollover guide?

All of the companies on my top-5 list above will provide you with a guide for free, with no obligations. I would recommend that you get one from both the #1 recommended company aswell as one from the #2 recommended company as they both offer great additional info that you might want to learn aswell for maximum success.


I hope you found this article on What a 401k to gold IRA rollover is and how it works to be helpful, and that you now got a better understanding on the subject. Please share your own experience and/or questions below as I would be more than happy to answer them!

I wish you success!

Michael, founder of Gold Retired

Filed Under: Gold, Top 4

What Does the Bible Say About Retirement? | Gold & Silver IRAs?

January 20, 2020 by admin 13 Comments

What Does the Bible Say About RetirementPeople have been turning to the Bible for advice for thousands of years. What Does the Bible Say About Retirement? While the Bible does have a lot of life’s most important lessons covered, which retirement investments to save for the golden years are absent. Individual Retirement Accounts or IRAs and 401Ks aren’t featured in any chapters and there is no Bible Cliff Notes version on retirement,

but the Bible has plenty to say about work ethic, stewardship and saving, and trust in Him in which we can infer His intentions on retirement.

 


P.S.

Learn about my #1 recommended gold & silver retirement solution on this page


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Filed Under: Gold, Retirement, Top 4

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