This article review is about a company named American Hartford Gold. What is American Hartford Gold? What do they offer? Are there better alternatives out there? This review will help you answer those questions and more! Ok, with that being said, let´s look into it!
Company: American Hartford Gold
Owner: Sanford Mann (CEO) , Scott Gerlis (President)
Who is it for: Precious metals investors, retirees
Overall rating: (4.7 / 5)
Important to mention (before we go into more details of this review)
We always strongly recommend doing your own research online before you choose a company to invest with. There are so many reviews online of clients being ripped off and scammed. So please investigate thoroughly and compare different alternatives before you make your decision.
One example: 99.9% of companies got commissioned salespeople.
Here is the thing, the #1 Recommended Gold & Silver IRA Dealer on our top-5 list got a No-commission salesfloor… So they got ZERO reason for fear tactics or gimmicks just to get a sale.
You are a smart person, so I am absolutely sure that you understand the benefits of dealing with such a company instead, right?
+They got a couple of more benefits you might appreciate as much as I do, you will understand yourself once you have visited the page (link) above.
==> See our Top-5 List of Precious Metals IRA Companies on this page <==
With that being said, let´s continue with the review on American Hartford Gold!
Figuring what to do with your retirement savings can be one of the most overwhelming and sensitive subjects in life. You want to ensure that your saving is secure and benefit you when you retire, but you also love the idea of growing your IRA and having control of your financial security for the future. The investment allows you to grow your wealth so that you’ll be able to sustain your lifestyle after retirement when you won’t be working anymore.
A majority of people purchase bonds, stocks, and mutual funds with their IRAs as an investment. However, a lesser-known advantage of IRA is the ability to invest in high-value metals such as silver and gold in the form of coins and bars. This article will look into how to use IRAs to make direct investments in Gold and other Precious Metals with American Hartford Gold.
What is American Hartford Gold?
If you’re looking to invest in gold with your IRA, you might have come across American Hartford Gold– a family-owned and operated company that helps people who want to invest in precious metals. It’s based in Los Angeles, California, and has been providing services to its clients in the USA and Canada since 2015. They offer coins and bars at competitive pricing and specialize in silver, platinum, palladium, and Gold IRAs.
Typically, this company is one of the fastest-growing Gold and Precious Metals Dealer in the U.S and beyond. It can deliver the metals straight to their customers’ doorsteps and help roll over IRA or 401(k) accounts.
It’s one of the few investment companies that understand that investing your retirement fund in gold is essential. Social security does not provide you with enough money after retirement, and it’s thus vital to ensure that you have a nest egg you can rely on.
American Hartford Gold is dedicated to helping you set up a self-directed IRA in which you can buy and save your silver and gold and sell them later on at a profit. Gold is one of the world’s most valuable minerals. In fact, the price tag on gold has increased by about 600-1500 within the past 12 years, meaning that this can be a very worthwhile investment towards your future.
How to Open an American Hartford Gold IRA
It is easy to get started at American Hartford Gold. All you need to do is open a Gold IRA account by filling and submitting the form provided on their website or call their toll-free number if you need further assistance. They have a product specialist on standby to help clients complete the paperwork and open self-directed IRAs, which is a mandatory requirement with any type of retirement saving.
After opening an account, you need to initiate a funds transfer or a Gold IRA rollover to the new IRA. You can transfer a plethora of retirement savings accounts to the American Hartford Gold, gold, and precious metals IRA, including Roth and traditional IRAs, a 403(B), a 401(K), among others.
Research & Compare
Next, speak to one of the account executives at American Hartford Gold for assistance on how to select gold and other precious metal that are IRS- approved. You have the option to buy silver, gold, platinum, or palladium. You can liquidate your Precious Metals IRA after a period of o 59.5 years and either cash it out or possess the precious metals in physical form. American Hartford Gold advises their client to hold precious metals for at least five to ten years to maximize profits.
**See my #1 Recommended Gold & Silver IRA solution on this page
American Hartford Gold Buy-Back Commitment
One of the major things that set American Hartford Gold apart from its competitors is its Buyback Commitment. The Buy-Back Commitment offers their customers a way to sell their precious metals without additional charges through a quick three-step liquidation process.
Moreover, it’s not mandatory for you to sell your precious metals back to them. They give you the freedom to go to any precious metal group in the market. However, they have made things so convenient that the option of looking for a competing entity seems less attractive. Their liquidation process comprises of three simple steps, and that doesn’t come at extra charges. These are:
Step one: Fill in a simple Gold IRA Account Form.
Step two: You have to decide the amount you want to invest.
Step three: Open your account.
You can access and talk to leading experts about your investment in real-time. They can help you set up an IRA acc or roll over your savings to Gold IRA.
One of the drawbacks with American Hartford Gold is the fact that they do not list annual management fees on their website. If you want to know about specific pricing, you’ll have to call or email their representative.
That being the case, here are some benefits that come with their services:
- American Hartford Gold does not charge a one-time fee when you set up a Gold IRA account or transfer your funds over from another retirement account.
- They don’t have a minimum contribution amount when you open a new account.
- You’re not charged for shipping your precious metal or insurance and tracking fees
- They won’t charge you extra liquidation fees if you sell your gold back to them
- They also have special promotions from time to time, which can include free precious mental storage for a limited number of years.
Important to mention here:
Please always make sure that you know what exact fees are associated and what everything will cost you in the end, as there are so many reports online of clients being “surprised” with so-called hidden fees they had no idea about.
==> this company offer you 100% transparency on their fees + also pays your fees for up to 10 years
News and Resources
American Hartford Gold provides regularly updated industry news, reports, and blogs from experts to keep you educated about your investment decisions. Associates are easy to reach by phone or email if you have any questions. Besides these benefits, they also provide a free 25-page information guide, up-to-date pricing models, and some unique features as discussed below:
- Free 25-Page Information Guide
Offered on their site is a free 25-page guide to help you learn about investing in gold and silver. They aim to keep you educated through each step of your investment journey.
- Up-to-Date Pricing Models
The costs American Hartford Gold follows depend on a model that continually changes. Thus, you can find the best deals at any given time. Their costs are updated on their site with a live ticker, making things simple and user-friendly.
- American Hartford Gold Unique Features
Apart from helping you sell IRAs and precious metals, American Harford Gold offers unique features to make gold investing as easy as possible. They provide a three-step process:
Here is a three-step process that you need to complete to begin investing immediately:
• Complete their Gold IRA form.
• Talk with a specialist to decide the amount you will contribute.
• Start adding funds to your account.
The Pros & cons
Typically, here are the pros and cons of American Hartford Gold:
- High customer ratings
- No minimum for IRAs or direct purchase (alone in the industry with this)
- Buy-back guarantee
- No shipping and tracking fees
- They place great regard on customer service and compliance
- They don’t include prices on their online catalog.
- A few cases have been reported where clients did not receive what they ordered. These unsatisfied clients claim that they received substitute coins of equal value contrary to the initial agreement.
**See our top-5 list of the best rated Precious Metals IRA Companies on this page
Committing Gold through Your IRA
Gold is one of the most in-demand precious metals in the fields of technology and investment. As demands continue to rise, that only means that the amount of gold being sold in the industry will eventually begin to wear thin, and you’ll see a decrease in the amount of gold available. Less gold being offered means that the buyer will rake in a higher price for what will be available in the market.
Some factors that are worth mentioning include currency being devaluated, geopolitical instability, and the threat of inflation. While there’ll be some variations from the value of gold with time, including it in your IRA really makes sense because it is a great investment for a wise investor.
The Principles Set for Gold IRA
The IRS cites that you will only be permitted to include certain types of silver inside your IRA. It has to be 99.9% natural, and it should be minted by America Gold Mint. The silver coins that you can include in your IRA are the American Gold Eagle Gold Coins, the Australian Gold Kangaroo Coins, the Canadian Maple Leaf Gold Coins, and the Austrian Philharmonic Gold Coins.
The silver coins that are not allowed to be contained in your IRA are the British Brittania and Sovereign Coins, South African Krugerrands, and the Hungarian Corona. Additionally, some rules have been set by the IRS close to the storing of your silver IRA. Your gold IRA must be held in a vault segregated storage, and you should also purchase the service as well. When you make your purchase, the silver is going to be moved immediately for storage.
The other important rule is you must have a free account administrator. You need to not forget that some account administrators won’t be able to manage IRAs that are self-directed and have precious metals included in them. The account manager that you ought to go with must be aware of the IRS rules and be informed about all the changes occurring with IRAs.
Essential Factors That You Need To Consider When Dealing Gold
When buying or selling the gold that you bought with your IRA, you should never feel too rushed. These are highly involved in purchases and sales. There’s lots of money on the table, so it’s essential to be confident about your choices. If that means taking a few extra days to look into other options or to wait out a price fluctuation, then so be it.
Those investing in gold bullion coins or collector coins need to know how their prices work before buying or selling. The prices of bullion coins are determined by the daily prices of gold, while collector coins carry significant collector premiums that are determined via historical supply and demand. Some coins may be easily found in circulated conditions for modest premiums over their own bullion content, but those exact coins in superb condition may fetch a higher value that is several thousand dollars above their melt value.
If you don’t know what your gold jewelry is worth, consider having an appraisal done. While there is a cost involved, you will at least then be fully aware of what you own and what it is worth. In order to have it valued most accurately, go with an appraiser who is accredited and independent. If you still decide to sell your gold, you should know that you will not be paid the full appraisal value.
What to do when it’s time to sell your gold:
Make sure that you get your gold valued by a selection of different precious metal dealers before you agree to trade in your gold for cash. The price per gram of gold offered by different precious metal dealers can vary greatly, so it pays to get prices from many different dealers before agreeing on a deal.
Once you decide to sell your gold, start your search with local dealers. Go into a store and get a ballpark figure for your pieces. From there, you can begin checking online and in other shops to see where you can get the most bang for your buck. Get at least four to five quotes before you go forward with a sale. However, in as much as you are free to sell your precious metal to any dealer, selling to American Hartford Gold is a viable option that you may want to consider. They have a wide range of offers that might appeal to you and a range of benefits that can help you get the most out of your IRA gold investment.
Do You Own or represent American Hartford Gold?
If you are a representative, or associate of American Hartford Gold and have found something not to be correct in this review please, feel free to tell us and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending us an e-mail to firstname.lastname@example.org.
Final words and verdict
Overall rating: (4.7 / 5)
Ok, I think that sums up the overall view of this company pretty good. I do think it is a legit company, everything indicates towards that, however, if it is your best alternative out there is a whole other story. As always the decision is up to you to make please just make sure that you compare different top alternatives against each other before you move forward.
Is American Hartford Gold Group worth it?
The American Hartford Gold Group seems to be a reliable choice for anyone looking to open and buy gold and precious metals with their IRA. They offer a buyback guarantee and don’t charge people who want to open an account and ship their metals to a depository. You can also buy coins and bars in silver and gold without opening an IRA account if you are nervous about the stability (or in-stability) of banks…
Are there better alternatives?
Yes, In my humble opinion I would say that there are a few better alternatives, I have listed all of the top-companies in this industry on the website.
The absolute best one I can recommend is without a doubt AUGUSTA, it is recommended by the most independent 3rd party consumer protection agencies in the industry and got a lot of other benefits I think you might want to have a look at. They also got a No-commission salesfloor unlike most of the other companies who have commissioned salespeople, so you won´t experience any pushy sales staff harrasing you on the phone or spamming your inbox. Plus they got a couple other unique benefits that separates them from 99.9% of the industry.
Learn more about AUGUSTA on this page
Learn more about Hartford Gold Group on this page
I hope you found this short review on American Hartford Gold Group to be helpful and that you now have a better understanding on what it is and if it is a contender for you to consider doing business with. If you have used any of their services then please share your experience in the comment section below as it can help others make better decisions. Also, if you got any questions about this I would be more than happy to answer them below!
I wish you success!
Michael, founder of Gold Retired