In today’s article, we shall be looking at the best food-producing countries in the entire world. The world is facing a possible food shortage crisis in the nearby future hence it is important to map out the top-performing nations as we closely follow their trends. Observing the trends of the top performers in the agricultural sector weighs in a lot of decisions as far as carrying out investment strategies is concerned. I, therefore, think that it is essential for farmers and investors to be well aware of who the giants are in this industry.

Here is a list of the best food-producing nations in the entire world:

1. China

China is the largest producer of both rice and pork. It also has a spot amongst the top 3 producers of milk, chicken, and beef, in the entire world. Back in 2014, China was ranked 4^th in terms of the value of the exports made in that year, with its $58.5 billion dollars. This represented a 79.4% growth from 2009. It is clear that China is very serious about food production, and the supply of food to the countries that do not produce in large quantities what they can comfortably produce.

China’s economic growth has enabled it to produce enough food to halve the number of the undernourished citizens, since the 1980s. There are unfortunately close to 150 million Chinese who do not have sufficient food, more so those living in the rural areas.

In China, an estimated $32 billion worth of food is wasted on an annually, though there are very significant efforts that are being made to address this matter.

P.S. Have a look at what you can expect from the agriculture industry in terms of money-making (2020 and beyond)

2. The United States of America

The USA has for quite some time been identified as the second  largest producer of pork in the entire world. It  has also been the largest producer of milk, chicken and beef. When it comes to rice production, however, the USA ranks 12^th in the entire world. This is why it doesn’t rank first in terms of overall food production. It is however the leading agricultural exporter, with its exports totaling to an estimated $110 billion back in 2014.

3. Brazil

Brazil happens to be amongst the top 5 largest producers of milk, pork, beef and chicken on a global scope. It takes the 9^th place in rice production. Brazil’s appearance on this list can also be attributed to the state of the economy, in the way it takes the 9^th place in terms of economic strength. Agriculture actually plays a major role in the state of its  economy, as is evidenced by the state contribution that it makes to the GDP. Brazil also has a spot amongst the largest food exporters.

Research-backed insights into how to profit as a farmer and investor

4. India

India clinched the second place in terms of the production of rice and milk. It also boasts of being amongst the giant chicken and beef producers in the whole world. Its export growth rate is at 21.3%, which makes it the best country in terms of export growth ( over the past decade). Unfortunately, this country is still battling hunger issues, with 30% of its children being underweight.

5. Russia

Russia happens to be the largest country in the entire world in terms of the presence of land that is being used for agricultural production. It also ranks very high in the list of the largest producers of milk, pork and beef in the entire world. The impact of Russia’s sanctions on food imports have gone a long way into proving that it is actually an agricultural superpower. Owing to the fact that Russia exports and imports food from the European Union, any move it makes with regards to food goes a long way into the determination of the state of affairs in this section of the world.

6. France

France has for quite some time ranked amongst the top 10 producers of milk and beef in the entire world. It has also been amongst the top 20 producers of chicken and pork. Its contribution to the European Union has also been quite significant- an estimated 18.1% of the EU’s produce comes from France. France has also been recognized as one of the top food export giants in the entire world, at times featuring in the top exporters’ list.

7. Mexico

Mexico’s role in the beef and chicken production sector is quite significant. It is also well known for the production of both milk and pork as well. Despite this being the case, you will be surprised to learn that only a small portion of this production features in the nation’s GDP. In 2012, Mexico’s agricultural exports were well over $10 billion. This represented an annual crop output growth of about 1.67%.

8. Japan

When it comes to agricultural production, Japan is perhaps best known for the production of rice. In 2012 alone, this country managed to produced an estimated 10,654,000 tonnes of rice, making it the 10^th largest producer of rice in that year. Beyond rice production, Japan is also amongst the top 10 producers of milk, pork and chicken.

The country’s ranking in the rice production category is largely due to the fact that its citizens mainly consume rice and fish. They also eat significantly less meat in comparison to the people living in the USA and in the European Union.

Japanese agriculture, along with its fisheries and other exports had an 11.1% increase in 2018, and were valued at an estimated 611.7 billion Japanese Yen.

9. Germany

Germany has also not been left out in this list. It is the 3^rd largest producer of pork  in the entire world. It also ranks very high in the list of the best milk and beef producers in the entire world. In terms of the overall exports, Germany never misses out on the top 10 spots, with it going as high as the 3^rd place. In 2014, for instance, the value of its exports stood at US $70.6 billion, which marked a 44.8% increase over the last half decade.

10. Turkey

This Eurasian nation ranks on this list due to its milk and chicken meat production. It also performs quite well in terms of beef production, in the way it features in the top 20 best beef producers’ list. This country also has one of the highest export growth rates in the entire world, with its agricultural exports being reported to have tripled over the last decade.

Recommended :How to Advnace Financially With Profits Obtained From The Agriculture Industry In This Decade

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That will be all for my article about the best food producing countries in the world. I hope you learned something and that you can now enlighten your friends about what you know. Do not forget to share this article with them as well, so that they can get a better grasp of the subject matter. Thank you for being an active reader.

I wish you well,

Eric, Bitcoin Investor and Team Member at Gold Retired!

Today we shall be looking at the application of robotics & drones in agriculture industry. The agricultural industry is being revolutionized by the use of robotics and the automation of various processes. Automated farming is actually graduating from strength to strength as more firms realize the potential borne by the application of technology in the production of food,  in a bid to meet the ever-increasing demand in the market. By 2022, it is actually expected that the market for drones and robotics in this industry will rise above the $35 billion mark.

==>Ready for the oncoming food crisis? Here is how to stand on guard

There are certainly real problems in the present-day world that traditional farming methods cannot solve. The traditional farming methods, have in fact become so inefficient, to the extent that relying on them would only lead to the underproduction of food. The farmers in the developed nations are already suffering from the lack of sufficient labor, hence robotics and automation are the way to go for them. Some of the ways in which robotics in agriculture have been applied include:

1. Planting of nurseries

Nurseries are the sections of land or greenhouses where seeds are grown into young plants. The young plants are usually sold directly to those who need them, including the farmers who are entrusted with making sure that the demand for food in the market is met.

There has been an increase in the efforts channeled into the automation of nursery planting. We have already seen companies such as HETO Agrotechnics step in to provide viable solutions for the seeding, potting, and warehousing of plants that are alive, in greenhouses.

2. Crop seeding

A wide variety of food plants usually start their life as seeds planted in a field. Traditionally, the seeds are usually sown by scattering, using a machine known as a broadcast spreader. This machine throws out the seeds on the field as a tractor drives around at a consistent pace burying the seeds. This is a method that is not very efficient and one that can lead to the wastage of seeds.

Autonomous precision seeding, on the other hand, usually combines robotics with geomapping. With this approach, a map is usually generated, so that the soil properties at every point of the farm are identified. The properties that are usually identified include quality and density. Once this has been done, a tractor that has robotic seeding attachment usually places the seeds at specific locations and depths, giving each of them the best chance to grow.

3. The analysis and monitoring of crops

Monitoring each crop in a field can be a big job. With the new sensor and geomapping technology, however, farmers are now in a position to obtain more refined data about their crops, than has been the case in the past. Ground robots and drones have provided the means to collect data autonomously.

Companies such as PrecisionHawk ( a drone company) usually provide farmers with combined packages that come with both the robotics hardware and the software that does the analysis. Upon making the purchase, the farmers move to the field with the drone, start the software through their smartphone or tablet, and then begin collecting plant data in real-time.

BoniRob, a ground-based robotics company gives farmers the chance to access even more details about the crops, since they are able to get closer to them. Their robots are actually used for extra tasks, including weeding and fertilizing.

4. Fertilizing and irrigating plants

The traditional irrigation and fertilization approaches have used lots of water, and have been quite inefficient. Robot-assisted precision agriculture has stepped in to minimize the wastage of water by ensuring that the plants are targeted. Ground robots usually go in between the rows of plants autonomously, and they pour water at the base of every plant.

Robots actually have an added advantage in that they can access the areas that machines cannot access. Corn growers for instance face the problem characterized by the very fast growth of the plants, to the extent that it is hard to fertilize them reliably. Rowbot presents a solution in the way it easily drives in between the rows of corn and places nitrogen fertilizer right at the base of each crop.

5. The weeding and spraying of crops

The spraying of pesticides to fields is on most occasions quite wasteful, and it can also damage the surrounding environment severely. Robots come in to provide an efficient approach to the application of weed killers.

 

There are robots that are created to carry out micro-spraying, in a bid to reduce the amount of herbicides that goes into the elimination of weeds. Micro-spraying robots rely on computer-vision technology to detect where the weeds are and then target drops of herbicides on them. an example of a popular robot that does this is AG BOT II ( it is solar powered for even more efficiency).

There are weeding robots that do not even need to utilize chemicals. RoboCrop, for instance, relies on computer vision to identify the plants as it is pushed around the farm by a tractor. It usually hoes the spaces that lie in between the crops in a bid to uproot weeds. There are also other weeding robots that use lasers to destroy the weeds.

What is the state of the global agriculture industry? Are we doing things the right way? Here is how the governments may have changed the trends

6. Autonomous tractors

Several of the above-mentioned robots are usually attached to tractors to facilitate motion. As humans drive around the tractors, the robots are usually required to adapt to the speed at which the human being is driving. Fortunately enough, there are fully autonomous tractors that are becoming quite popular in this industry.

According to the IDTechEx Agricultural Robots report, more than 300,000 tractors having autonomous functionality were sold in 2016 alone. This trend is actually becoming more popular in the agricultural sector, where tractors are even following around the human-driven combine harvesters as they collect the grain.

7. Picking and harvesting

The harvesting of crops such as wheat and barley is usually very simple. With a combine harvester and automated tractor, very many bags of these crops can be harvested in a single day. Produce such as fruits and soft crops are however more difficult to harvest since they need manual dexterity.

The Clever Robots for Crops project that is funded by the EU is actually making significant strides in as far as the creation of robots that can harvest apples, grapes, and sweet pepper is concerned.

[Read more…]

Today we shall be looking at some of the main Challenges for Agricultural Financing and How to solve them. Those in the agricultural sector know very well about the existence of challenges for agricultural financing. For years on end, there have been talks about how financial service providers should be involved in this industry. We are well aware of the fact that farmers and many agricultural SMEs are not usually very welcome in banks and microfinance institutions that offer financial services. it is actually known that not more than 2% of the entire demand for global financing that smallholder farmers have, is met by the financial service providers.

We also know very well why this is actually an existent issue. Research has shown that there are quite a number of significant risks that are quite specific to the agricultural sector, including:

• Natural disasters
• The volatility of crop prices
• Pests and diseases
• The lack of proper coordination within the value chains
• The heavy long-term financing needs

All of the above challenges make it quite hard for financial institutions to build the confidence to lend money to the farmers. Not forgetting that it can be quite hard to assess the Return on Investment for the small farms.

Check out this 4-part agriculture series for insights (How to make agriculture money in 2020 and beyond)

International financial institutions that are trying to make their way into the untapped rural areas to finance the farmers also meet some unique challenges. The main challenges that have been reported so far include forex losses, loan defaults, the removal of subsidies of various inputs even after that was a factor that motivated them to step into the untapped market, as well as significant production-related losses arising from unprecedented events, leading to the very rapid deterioration of the bank’s credit portfolio.

To that regard, the only question we can ask ourselves is whether financial institutions should even care about the agricultural sector at all. Are there any outstanding strategies that could be relied upon to see to it that efforts to tap into the rural areas are feasible? The answer is yes! We are currently facing such a huge demand for food in the present-day world, which is something that creates more investment opportunities. The demand for food is actually expected to grow more rapidly as:

• The global population grows
• Life expectancy increases
• The urbanization rates grow
• The capability to change diets arising from an increase in income becomes higher

Global agricultural production has also been increasing gradually to meet market demands. All of this information works to support the idea that financial service providers should actually have a look at what is going on in the agricultural sector and actually be actively involved.

Strategies for combating the challenges  for agricultural financing

The experts in this industry have managed to come up with strategies that they perceive as the best for tackling the challenges that FSPs in the agricultural sector experience. These include:

1. The improvement of the FSPs understanding of the nature of agricultural markets, as well as increasing their capacity to assess potential business opportunities

This calls for a dynamic shift towards the utilization of a value chain approach that usually considers all sets of factors, along with the processes distributed across the entire value chain at the time of making all financial decisions. This is an approach that is bound to create an opportunity for financial institutions to acquire knowledge from various stakeholders, including:

• Input providers
• Traders
• Processors
• Wholesalers
• Informal service providers – those who have an informational advantage that comes from direct engagement with various facets of the value chain.

FSPs can also look into how quantitative data can help them form market intelligence to support agricultural finance. This can lead to significant savings before they can even move out to do qualitative analysis for their financial product design.

2. The diversification and adaptation of products and services for various players in the value chain

Financial institutions need to learn how to identify all additional client needs,  as well as their capacities and opportunities so that they can be in a position to offer additional services. This process also calls for the development of partnerships with the key local actors, in a bid to establish more efficient and cheaper ways to deliver extra services. Any additional financial service that is offered in the rural areas has the potential of increasing the returns for the FSPs and significantly growing the profitability of the rural portfolio.

What do the experts have to say about the oncoming food crisis?

3. The establishment of strategic partnerships with select non-financial service providers, in order to transfer the non-financial costs to the entities that are responsible for them

Non-financial costs are essentially related to all the technical assistance that is needed to strengthen the organization and coordination of activities between the stakeholders in the value chain. This includes:

• Capacity building for the smallholder farmers
• Cooperatives
• SMEs in various areas ( marketing, financial management, as well as governance).

Such partnerships are bound to open the door to win-win collaborations, in which financial institutions get to offer the needed agricultural finance, as the public sector takes care of all the other complementary development objectives.

The public sector can actually facilitate the creation of an enabling environment for the establishment of agricultural investments, as well as the identification of new market opportunities that private investors can take up.

4. The identification of alternatives to loan guarantees that are based on tangible collateral

Financial institutions tend to reject most business proposals presented by farmers regardless of the potential returns, due to the farmers’ lack of collateral. Trying to integrate farmers into the financial system will call for FSPs to be innovative not only in the creation of financial products but also in the establishment of effective processes. One of the ways to minimize risk as experts have established is to find out all processes and indicators that have little weight on the guarantees and to actually focus on performance indicators. The new processes that are based on alternatives to the traditional collateral-based lending can also play a significant role in the reduction of the time that goes into the approval and disbarment of farmers’ loans.

Broaden Your Knowledge About How Investing in Agriculture-How To Do It In This Decade ( Survive The Food Crises and Profit)

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That will be all for this article about some of the main challenges for agricultural financing and how to solve them. I hope you found it educative and that it will now inform your decisions if you are in the field of precision farming. If you are a sucker for research-backed investments, then do have a look at my recommended agriculture 4 part series also, just to ensure that you get all the investment factors in the agricultural sector for this decade right.

I wish you well,

Eric, Bitcoin Investor, and Team Member of Gold Retired!

Experts have so far identified some common precision farming mistakes that farmers,  whether in their beginner levels or in the pro levels should avoid if they are to expect any success.  In order to establish a good foundation about the nature of mistakes that can be expected,  we can have a look at what precision farming is, to begin with.

Make This Your Decade- Venture into research-backed agriculture to thrive financially

What is precision farming?

Precision farming refers to what type of farming management concept that is usually based on the observation,  mensuration,  in response to the inter and intra field variability. The main goal of precision farming is usually to create a decision support system for the entire farm management, in a bid to optimize the returns on inputs, while still preserving their available resources. 

Precision farming, also known as precision agriculture,   is characterized by the use of information technology,  as well as  a collection of items  that include : 

•  GPS  guidance
•  Control systems
•  Sensors
•  Robotics
•  Drones
•  Autonomous vehicles 
•  Variable-rate technology
•  GPS best soil sampling 
•  Telematics 
•  and software

 As already described, The use of the above items and is meant to make the practice of farming a bit more accurate and controlled. 

Precision agriculture is perceived as a key component of the Third Wave of what is known as modern agricultural Revolutions.  The very first wave of the agricultural  Revolution was characterized by an increase in the use of mechanics.  this wave lasted between 1900 and 1930.  During this period each farmer was capable of producing enough food to feed close to 26 people.  The second wave of the agricultural Revolution (green revolution),  was characterized by new approaches to genetic modification,  that saw each farmer’s capacity to produce food rice too close to 155 people.  By 2050,  the entire global population is expected to be above 9.6 billion,  hence food production should be doubled from the present-day levels in a bid to ensure that every month is fed.  Precision farming has enabled the present-day farmer to feed 265 people on the same piece of land. 

There is an evergrowing demand for food in the present day world-Here is how to position yourself to profit in 2020 (and beyond)

Common mistakes in precision agriculture 

 You can agree with me that,  with the increasing demand for food,  we cannot afford to make mistakes as far as food production is concerned. In this article, we shall look into the main mistakes that farmers should seek to avoid if their objective is to prosper.

Making unnecessary withdrawals

Precision farming is most likely going to bring in a  significant amount of income on a predetermined basis.  it could be once a month, or once a year.  whatever that may be, to a farmer,  he or she should ensure that unnecessary withdrawals and debt are avoided by all means.it  Is also prudent to avoid investments that are made on a whim,  to the purchase of products that are quite costly. One can go through the expenditure list,  and highlight everything that they purchased and did not use in the last year.  how much money could they have saved? 

Poor record taking 

Coming from the list above,  you may have that to yourself, “I actually do not have an expenditure list!’.  if that is you,  then you have run right into the second common mistake that can make when doing precision farming.  one should never get sloppy with the record taking. Everything from profits and losses to expenditures, maintenance, and ongoing costs should be budgeted for and managed carefully. 

There is also the part in which the farmer is supposed to keep records on items such as:

• Soil data
• Soil maps 
• Irrigation stats
• Weather patterns 
• Harvest yields 

Keeping good and understandable records is crucial for the creation of an understanding of how to improve any farm.  It is also essential for the establishment of areas that need improvement,  and for the simplification of the sorting of taxes. 

Not learning from past mistakes 

Refusing to take lessons from one’s past mistakes ( in some cases even refusing to admit to having him committed the mistake in the first place), is one of the things that can undermine your success as a precision farmer.  if you fail to record the data that matters,  and also failed to analyze the mistakes that you make,  you are highly likely to repeat the same mistakes over and over again,  and this can cost you time, effort, and money. 

 A better way of dealing with this is to actually reassess the farming methods and practices,  even before actualizing them and making the mistakes.

 You can for instance assess the efficiency of the tractors and farm equipment before purchasing either, by making comparisons with the stats for industrial averages.  this will help you ensure that the Final product that you settle on,  is the best for the amount of money you are spending and that it will serve you in the best way possible. 

Focusing on quantity, not quality 

Having more crops does not always mean that he will have profit.  you should therefore focus on quality, not quantity.  By farming a small quantity of high-quality crops such as beetroot,  you can end up fetching more profits than what everyone else who is Farming corn in your estate is.  doing some research about the market niches is a good way to determine which crop will be most profitable for you,  even on a small piece of land. 

Farming alone 

 There is a lot of help that you can source from various farmers,  regardless of your current location.  By teaming up with a group of other farmers,  you can end up improving agriculture. You therefore do not have to make the very tough decisions on your own.  you can meet other farmers on Online forums,  where you can put forward the questions that matter,  and to contribute in areas that you are knowledgeable in. 

As you can see, one can go about precision farming very well if they intentionally decide to avoid such issues. With minimal but gradual effort, you can make that money blackhole disappear, as you fulfill an even greater goal of feeding a larger number of people. Taking into perspective all the elements of farm management will generally reduce your stress levels to a great extent. Precision agriculture may be tedious in the beginning, but you will begin to attain a sense of fulfillment as you can control various elements of production, and as you avoid some crucial mistakes. 

Deepen Your Knowledge About Profitable Agriculture with this 4-part Series | Trends To Look Out For In This Decade

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That will be all for this article about precision farming mistakes. I hope you learned something new, and that you will not hesitate to even deepen your knowledge about profitable farming by going through the above-recommended 4 part series. I believe you will have an eventful decade if you acquire sufficient knowledge before you dive into any type of agricultural venture.

I wish you well,

Eric, investor and team member at Gold Retired!

Agriculture can be a very lucrative way of making money also when you think about the most profitable crops per acre.  As a farmer or investor,  your main goal is usually to reap the maximum amount of money possible,  for the capital that you pour into the venture.  good thing is that there is no shortage of opportunities in the sector,  provided that you choose the right approach as you make the investments.

At times however you will find yourself being limited by the factors of production,  one case in the example being the size of the land that is accessible to you.  in this case,  it is essential to see to it that you control all the other factors of production,  to get the most output in a given season-  which in some occasions can include determining the most profitable crop to farm.

Here some examples of the most profitable crops per acre:

1. Saffron

Saffron may actually be the most pricing legal crop in the entire world.  It goes for around $2500 per pound,  making it the most expensive culinary herb. It can be hard to describe what’s this plant tastes like, most people talk about it as having a floral honey flavor.

Why does this plant cost so much? Apparently Saffron comes from the stigmas of the crocus plant.  Close to 75000 flower cash needed to produce a single pound of dried saffron.  To grow this number of crocus flowers,  one needs a quarter acre of land- So you can begin to have an idea of how lucrative growing the crop would be.

Saffron has been found to grow best in dry regions that have mild winters,  such as California.  One can however plant them in polytunnels or greenhouses if living in other regions.

Ready To Thrive As An Investor in the field of agriculture? Here is what you need to know before you get started

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2. Cannabis

This is a crop that has been quite controversial for years but has been gaining a strong footing in some continents due to the realization that it has very valuable health properties.  Cannabis exists in two forms that is hemp and marijuana.  The difference between the two forms is very significant,  and sadly most people do not know this.  They belong to a similar plant species referred to as Cannabis Sativa L.

Industrial hemp is characterized by high-fiber and low THC (that is tetrahydrocannabinol).  THC is the psychoactive component in marijuana.  With one acre of hemp,  one can harvest close to 700 pounds of Grain,  which can later be processed to produce 22 gallons of hemp oil or an equivalent of 5300 pounds of straw that is later turned into fiber. The money he will fetch for each end product varies from one state to another,  but you can be sure that the yield for 1 acre Can fetch you quite an impressive amount of money.

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3. Bamboo

This is one of the fastest  Rohan plants in the entire world. In fact, there is a species in Japan that grows at a rate of more than one meter per day.  You may tend to think of bamboo as being a tropical plant, but other very hardy varieties have the capability to survive winters even when the temperatures drop below zero degrees.

So far,  who has been identified as a very versatile landscaping plant that can be sold in its standalone form,  are used in the creation of hedges and screens. They are homeowners and landscapers who are usually willing to part with as much as $150,  to lay their hands on a single potted bamboo plant.

If one decides to grow their bamboo in pots in their nursery, they can produce several thousands of dollars worth of this plant in a single year.  One can for instance grow up to  600 bamboo plants in 5-gallon pots placed in a piece of land that measures 40 feet by 30 feet.

There is actually hope that this plant is going to be even more profitable in the future since it’s gaining popularity as a raw material in the textile and fabric industry.  If you are living in a climatic region that supports the growth of bamboo plants outdoors,  this is a plant that you can actually consider growing as a cash crop.

How To Profit as a farmer in this decade – Advice From The Experts

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4. Goji Berries

Goji berries are quite nutritious and packed with antioxidants, and are well-known for having both anti-aging and anti-cancer benefits. They are therefore highly sought after as a superfood. Most of the Goji berry produce comes from China, though the North American Climate also favors their growth equally well.

The organic and dried berries fetch over $20 per pound, with the fresh berries fetching an even higher price. One can grow up to 7000 pounds of these berries on a single acre of land, making it one of the most valuable types of berry.

Goji berry plants usually grow best when they spend the first weeks of their development in a greenhouse, before being transported outdoors. This makes them withstand both the cold winters and the cold summers effectively.

As you can see here, there are quite some valuable opportunities that can be tapped into if one is all about making money in the agricultural sector. The one thing one cannot do is simply take a blind leap into it all, expecting that somehow things will go well. There are some global trends that you need to be aware of, moreso if you are trying to scale up your production in a bid to earn a lump sum of money. Even as a farmer who is out to simply ramp up your production so that you can meet the demand for food in the market, you can do an even better job if you take the time to do some research about the state of affairs in the agricultural industry, and how best you can position yourself to ensure that you achieve your objectives.

To that regard, you can actually have a look at what the recommended 4 part series below has to offer in terms of information that can guide your decision making as you navigate this field. Have a look at what the experts have to say about the state of affairs in this field, in this decade.

Recommended Agriculture 4-Part Series

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I hope you enjoyed today’s article about the most profitable crops per acre and that it will give you insights on the crops to target as a farmer or as an investor. Do you have any other crops inn mind, that you think I should have highlighted? Feel free to share them in the comments section. If you also have any questions, then you can drop them in the same section. All the best as you excel in whatever it is that you settle on.

I wish you well,

Eric, Investor, and Team Member at Gold Retired.