Today we take a look at Accuplan for you. What is Accuplan? A scam or a legit investment company? Are there better alternatives out there for you? These are some of the main questions this short review will focus on. Ok, here we go!
Company: Accuplan
Website: www.accuplan.net
Owner: Not mentioned on their website
Price: Depends on what amount you invest
Who is it for? Investors
Overall rating: (3.4 / 5)
Important to mention (before we go into more details of this review)
We strongly recommend doing your research online before choosing a company to invest in. There are so many reviews online of clients being ripped off and scammed. So please investigate thoroughly and compare different alternatives before you make your decision.
One example: 99.9% of companies got “pushy” salespeople trying to stress you into acting fast.
Here is the thing, the #1 Recommended Gold & Silver IRA Dealer on our top-5 list got No-salesy representatives… So they won´t bother or terrorize you with phone calls.
You are a smart person, so I am sure that you understand the benefits of dealing with such a company instead, right?
+They got a couple more benefits you might appreciate as much as I do. You will understand yourself once you have visited the page (link) above.
==> See our Top-5 List of Precious Metals IRA Companies on this page <==
With that being said, let´s continue with the review on Accuplan!
What is Accuplan about?
Accuplan was founded in 1993 and has been one of the leading companies in the retirements business for 20+ years.
The physical address of the company is: 406 S Jordan Pkwy #640, South Jordan, UT 84095, USA
How does it work?
The company is an expert in self-managed IRAs and 401ks. Whether it’s a self-directed IRA, 401k, gold IRA, or real estate investing, they do it all.
The Products and Services
Below you got the main services of the company listed:
- Self-directed IRA administration
- Self-directed 401k plan setup
- Checkbook control IRA LLC (ICO)
- Mobile iOS app
- IRA LLC account debit card
- 401(k) small business financing
IRAs?
Yes, IRAs are offered. It is kind of one of the main services of the company.
Below you got the fees associated with that (screenshot from the live chat):
As you can see, the monthly storage fee is around $8-$10, which puts Accuplan among the top ones for having a low storage fee.
Important to mention here:
Similar companies are offering low storage fees (just like Accuplan). However, some of these companies waive the first year’s fees completely. One of them waives up to the first three years for you.
***Click here to read more on the company that has among the lowest storage fee in the industry
Can you get the gold (and other metals) delivered to your home?
This isn´t mentioned on their website, so you can (most likely) assume that it is not an option. Why can you assume that?
Most of its competitors display when they offer home delivery of precious metals and take big pride in that.
Can you store your investment with the company?
Yes, you can, even if the website lacks a bit of info on where you can store with them. Most times, a third-party partner depository is offered.
Can you sell back to the company?
Once again, this is not mentioned on their site, so I would not have any hope for this service from the company if I were you.
Can anybody in any country use the service?
No, their services are for citizens living in the U.S. only.
Is Accuplan a scam?
So, is Accuplan a scam? No, it is not a scam. It is a legit company, of course. It would never have survived this long 20+ years (founded 1993) if it wasn´t.
However, are they one of the best options for you?
One of the absolute best ways to get a good overall picture of a company is to look at reviews and ratings from real users of its service.
Reviews, ratings, and complaints:
BBB (Better Business Bureau)
Current Rating: NOT credited
Filed Complaints: 1 within the last 12 months
Read more: Click here (opens in new window)
YELP
Current rating: 1/5 Stars (out of 6 reviews)
Filed complaints: 8
Read more: Click here (opens in new window)
TrustPilot:
Current rating: N/A
TrustLink:
Current rating: N/A
Ripoff Report:
Complaints: N/A
Are there any red flags?
As you can see above, the reviews from real users are not only very few, but they are most of all VERY negative! This is not a good sign and something that you should take seriously.
Below you got two examples from two “not so happy” clients:
As you can see from the screenshots above, there are some pretty serious complaints about the company. If you want to read more complaints from the same source, visit YELPs website by clicking here (opens in new window)
Important to mention here:
As you can see above, Accuplan has very few, and most of the reviews and ratings are very negative. Some similar companies got hundreds of reviews, and almost all of them were positive.
***Click here to read about one that got hundreds of reviews and ZERO (!) complaints instead
How´s the support?
One thing that I always put a lot of weight on when it comes to the quality of support of a company is if they got a live chat function.
This is something that Accuplan got together with the more common e-mail address and phone number that you can use for your questions.
Why Should You (Or Should NOT) go with Accuplan?
It is always a good thing to compare the pros and cons of a company against each other to get a better overall picture of the quality. Below I have highlighted some main points located through research on the company to make this easier for you:
The Good
- low yearly storage fees
- 20+ years in business
- Wide range of investment options
- Got a live chat function
The Bad
- Very few reviews online for a company that have been in business for over 20+ years
- Mostly very negative reviews
- It lacks a bit of info on their website
Do You Own or Represent Accuplan?
If you are a representative or associate of Accuplan and have found something not to be correct in this review, please, feel free to tell, and I will make sure to update the info on this post. The easiest way to do it is in the comment section below, or else you get the e-mail on the about page.
Final Words and Verdict on Accuplan
Verdict: Legit
Overall rating: (3.4 / 5)
Ok, I think that sums the overall picture up pretty well. This is a legit company, no doubt about that. It has been in business for over 20+ years, and that would never have been possible if it wasn´t legit (at least I hope so).
However, I feel that we can not give a higher rating since the negative reviews are there for anyone to see… and they are pretty serious.
As always, it is up to you to make the decision.
You have made a smart choice reading this review as it is always recommended to research and compare many different companies before deciding to do business with one.
I am sure you will make the best decision for yourself!
Which Company Do You Recommend?
If you are looking for a reputable gold IRA custodian besides any other company, I recommend checking out Augusta Precious Metals.
Augusta Precious Metals has ZERO complaints from A LOT of real users. They are used by celebrities respected by well-known publications and websites.
And A LOT more benefits!
Click here to read the review on our #1 recommendation
I hope you found this short review on Accuplan to be helpful, and now you should have a better understanding of what it is and if it is something for you or not. If you have used any of its services, please share your experience with us in the comment section below, as it can help others. Also, if you got any questions on this review, I will be more than happy to answer them below!
I wish you the best!
Michael
Founder of: Gold Retired
Hello John, thanks for the great review. I am considering investing in some sort of retirement plan very soon. After reading your article on Accuplan, I have found myself to be somewhat skeptical. It has too many negative reviews, the whereabouts of the owner is unknown, not credited by the BBB, and has a C rating. I will want to consider other retirement plans. Thanks again for the vital information and continue to do what you do!!!
Thank you! Glad you liked the review!
You might want to check out this company: https://startmakestopwaste.com…
Hope that helps!
/Sincerely
Thanks for this review. It’s nicely organized and the explanations are very clear.
I agree with you that this company is legit. 20 years? That is a long time for them to stay away from authorities if it’s not legit.
But, after reading some complaints you’ve posted above, I noticed that the complaints were made during sometime this year or last year. I didn’t read all the complaints posted on other websites, so I may be wrong about the dates.
Well logically, if in the beginning of their business they had serious complaints like these, I don’t think they’ll last that long.
So, I’m guessing they might currently have management issues over there. Something must have change and most likely it seems it’s upper management, because from the complaints, it’s more towards integrity issues.
Well, this is just my opinion on why they have so many issues over there. Just correct me if if I’m wrong about this.
Thank you makes me very happy to hear you liked the review.
Lol! I cannot correct you, Yes absolutely, you might be right about that, who knows, right? Sounds pretty possible when you explained it like that 🙂
Thanks again and also thanks for leaving a comment!
/Sincerely