Today we review another stock loan company named Easy Stock Loans. What is Easy Stock Loans? How does it work? Is it legit? Are their services a good fit for you or should you look on other stock loan alternatives instead? This and more we help you answer in this short review! Ok, let´s start!
Company: Easy Stock Loans
Who is it for: “Smaller Stock loans”
Overall rating: (4 / 5)
(loans starts at $1 million)
What is Easy Stock Loans?
Easy Stock Loans is the sister site of Stock Loans Solutions. Stock Loans Solutions is a family office out of Utah, United States. Their team is specialized in stock loans for micro to small-cap companies to assist in diversifying concentrated risks positions and illiquid assets.
They were founded in 2006 and their team collectively has over 90 years of experience in lending and capital markets. Both sites offer the same services but through them they are able to capture more users through organic searches.
Who is this for?
Their services are ideal for micro to small-cap companies and individuals who are in need of liquidity ranging from $50,000 to upwards of $5M. It is an excellent solution for individuals and companies that are in need of fast liquidity for any purpose. The benefits of stock loans are clear as it is a low risk financing tool to access cash both for personal or business needs. Furthermore, as it is non-recourse the only potential loss for the client are the securities, but nothing else is exposed such as credit, business credit or other collateral.
How does it work?
The loans are issued against a stock. As they are non-recourse the only collateral the client is responsible for is the stock. According to Easy Stock Loans and Stock Loans Solutions loans can be funded in 48hrs and they provide tools on their site to initiate the qualification process. A stock loan allows a company or shareholder to access the liquidity available through their securities.
The steps are as follows:
- Complete the application form available on their website.
- Call with a manager to confirm the details of the possible loan.
- Their team will review the application. Their in-house team assesses the possible loan terms and conditions.
- If approved, funds are delivered to client’s account of choice.
The benefits of a stock loan include:
- Liquidity – access to the value of the stock.
- Profitable – client can continue to reap the benefits of future stock appreciation.
- Interest only – loans only charge interest.
- Security – a tool to diversify portfolio and reduce concentrated risk exposure.
The service offered
The service consists of non-recourses stock loans ranging from $50,000 and upwards of $5M. The stock markets supported include most European, a handful of Asian markets, OTC and NYSE & NASDAQ. A total of 52 markets are supported per their site. Clients can find out if they qualify by completing the form on the web page or calling to schedule a meeting. Their loans are funded in 3 to 6 days and term rates start at 12 months up to 36 months. These timeframes are rare in the space, but considering the services are geared to micro to small cap it aligns with the size of the transactions.
Who is the owner:
Easy Stock Loans is owned by StockLoansSolutions which is a family office out of Utah, United States. Their operations were established in 2006. There isn’t much information on their team available, however their services seemed highly automated making the approval process faster.
Can anybody in any country use this service?
This is unclear, nevertheless the services are available to US citizen and holders of US securities.
Is Easy Stock Loans a Scam or Legit?
EasyStockLoans is a sister site of StockLoansSolutions. Stock Loans Solutions has many years of experience in the market servicing micro and small cap companies. They offer a straight forward liquidity solution for companies and individuals starting at $50,000 and loans can be funded within 3 to 6 days.
On their site they offer a lot of information on the OTC market and how it works, which serves to educate clients. Also, they provide information on transfer agents and provide selection guidance regarding these services.
**See my #1 recommended stock loan company on this page
The PROs & Cons
It is always a good idea to compare the positive sides against the negative ones to get a better overall view of something, right? As always in our reviews we provide you with some clear points on both sides of the spectrum:
- Established company with several years in market
- Loans start as low $50,000
- Approval process can begin directly on the website
- Fast approval, usually 3 to 6 days
- Support of micro and small cap stocks
- OTC, NYSE and NASDAQ stocks
- Cap size limitations
- Unknown eligibility for international residents
- Limited information on the team and leadership.
- Less personalized approval process.
What separates EasyStockLoans from its competitors?
EasyStockLoans offers an intuitive web-based process to initiate the loan process. They offer smaller loans then other players in the market thus meeting the needs of micro and smallcap companies. Furthermore, by servicing these companies funding cycles are short, usually three to six days.
For larger transactions, individuals with complex needs or not based in the US other providers may be a better fit such as TLJ Group or Stone Creek Global.
Do you own or represent Easy Stock Loans?
If you are a representative, or associate of easystockloans.com and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending an e-mail to email@example.com
Final words & Verdict
Overall rating: (4 / 5)
EasyStockLoans and StockLoansSolutions offer services for companies and individuals with liquidity needs ranging from $50,000 to $5M. Their service areas include OTC, NYSE and NASDAQ. For clients based in the US or with smaller funding needs their services could be appropriate.
I hope you found this short review on Easy Stock Loans to be helpful and that you now have a better idea of what it is and if it is something for you or not. Please, if you have used any of their services then please share your exepience in the comment section below as it can help others! Also, if you got any questions about this I would be more than happy to answer them below!
I wish you success!
Michael, founder of Goldretired