Today we take a look at Fidelity Gold IRA. What is Fidelity Gold IRA? Will their services be for you, or are there better alternatives? These are some of the main questions this short review will focus on. Ok, here we go!

Company: Fidelity 

Website: www.fidelity.com

Owner: Kathy Murphy (President)

Price: Depends on your investment amount

Who is it for? Investors

Overall rating: (3.7 / 5)

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Important to mention (before we go into more details of this review)

We strongly recommend doing your research online before choosing a company to invest in. There are so many reviews online of clients being ripped off and scammed. So please investigate thoroughly and compare different alternatives before you make your decision.

One example: 99.9% of companies got “pushy” salespeople trying to stress you into acting fast.

Here is the thing, the #1 Recommended Gold & Silver IRA Dealer on our top-5 list got No-salesy representatives… So they won´t bother or terrorize you with phone calls. 

You are a smart person, so I am sure that you understand the benefits of dealing with such a company instead, right?

+They got a couple more benefits you might appreciate as much as I do. You will understand yourself once you have visited the page (link) above.

==> See our Top-5 List of Precious Metals IRA Companies on this page <==

With that being said, let´s continue with the review on Fidelity IRA!

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What is Fidelity Gold IRA about?

Over 71 years in business, 26 million clients worldwide, over 38,000 employees, $6,5 Trillion in assets under administration.

You can easily say that Fidelity is one of the leading companies in investing, if not THE leading one. This review will focus on their Gold IRA service, though.

The company got many addresses spread over the whole U.S. and in other countries spread across the world. Its physical “headquarter” address is: 82 Devonshire St # HN1L, Boston, MA 02109

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The Products and Services

Fidelity offers precious metals, domestic stocks, international stocks, ETFs, options, mutual funds, bonds, and CDs to invest in. Their precious metals alternatives are:

• IRA Rollovers
• Roth IRA
• Traditional IRA
• Inherited IRA

They also offer various cash management tools for their clients.

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IRAs?

Yes, IRAs are offered by Fidelity. In this part of the review, I normally provide a screenshot (or info in another way) on the yearly storage fees (and other fees) associated with setting up an IRA with the particular company.

I didn´t find any fee table on Fidelity. However, I found this exact excerpt of text on their website: (read below)

1. There is no opening cost or annual fee for Fidelity’s traditional Roth, SEP, and rollover IRAs. A $50 account closeout fee may apply. Fund investments held in your account may be subject to management, low-balance, and short-term trading fees, as described in the offering materials. For all securities, see Fidelity.com/commissions for trading commission and transaction fee details.

2. A distribution from a Roth IRA is tax-free and penalty-free, provided the five-year aging requirement has been satisfied, and one of the following conditions is met: age 59½, disability, qualified first-time home purchase, or death.

I also asked in the live chat about this, and the answer I got was simply a link to their commission and fee schedule. Click here if you want to read it all (opens in new window).

Important to mention here: 

Always make sure to compare a company you are interested in with other similar ones to find out which one is best for you and your particular needs. Transparency is what you want from a company. There are so many reports online of people getting surprised with so-called hidden fees, which you do not want to experience.

***Learn about the #1 rated gold IRA custodian online (100% transparent + low fees)

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Can you get the gold (and other metals) delivered to your home?

This is not mentioned on their website, so you can (most likely) assume that it is not an option as many of its competitors take big pride in displaying such a function on their websites.

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Can you store your investment with the company?

Yes, you can. The fees associated with doing that can be read on this page (opens in new window)

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Can you sell back to the company?

Once again, this is not mentioned on their website.

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Can anybody in any country use the service?

This is something that I liked about Fidelity. They do operate outside of the U.S., which is a plus (at least in my humble opinion) as many of its peers only offer its services to clients and citizens of the U.S.

Exactly what countries that are allowed to use Fidelity’s services you can read on this page (opens in new window)

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Is Fidelity Gold IRA a scam?

So, is Fidelity Gold IRA a scam? No, of course not. It is a legit company. It would never have survived this long (71 years in business) if it wasn´t. It got a real physical address and real owners.

Also, the numbers and statistics from the company speak for itself, I mean 26 million clients… that is not a joke.

However, if they are the best choice for you or not is a whole other story, that leads us to the part we always include in our review on Goldretired, what the most well-known and trusted independent 3rd party consumer protection agencies have to say:

Online Reviews, Ratings, and Complaints:

BBB (Better Business Bureau)

Overall rating:  (1.1 / 5) (based on 80 reviews) click here for details (opens in new window)

Trustlink

Overall rating: N/A

Trustpilot

Overall rating: (1 / 5) (based on 32 reviews) click here for details (opens in new window)

Yelp

Overall rating: (2.5 / 5) (based on 51 reviews)

Ripoff Report

Overall rating: 36 reports

Pissed Consumer

Overall rating: (1.1 / 5) (based on 8 reviews)

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Are there any Red Flags?

As you clearly can see above, there are a pretty decent number of reviews online on the company. It is almost strange there is not more when you think about the long history and size of the company.

However, I am not impressed with the overall score from the reviews, the complaints are there for anyone (who is interested) to see, and they are pretty serious:

Click here to read more complaints from the Yelp website (opens in new window)

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Click here to read more complaints from Trustpilot’s website (link above, opens in new window)

Screenshot from the BBB website (link above, opens in new window)

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Note:

You need to know that there are IRA custodians and gold brokers that got hundreds, some even thousands of reviews and almost no complaints on a handful of them.

P.S. See my #1 recommended IRA solution on this page instead

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How´s the support?

One thing that I always put a lot of weight on when it comes to the quality of the support of a company is if they got a live chat function or not.

Fidelity does have this, which is a plus, at least in my humble opinion.

It can, of course, change to a higher or lower one in the future as the reviews on this website are getting updated as soon as some “news” on a company comes up.

They also got physical addresses, e-mail addresses, and phone numbers for you to contact them with your questions and inquiries.

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Is Fidelity Gold IRA for you?

It is always smart to compare a company’s pros against its cons before you decide. Below I have highlighted some clear points to make that job easier for you:

The Good

• Serves clients outside the U.S.
• Been in business for a long time, 26 million clients and over $6.5 trillion under administration
• Got a live chat function on their website

The Bad

• The many negative reviews online
• Lack of some info on their website

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Do You Own or Represent Fidelity Gold IRA?

If you are a representative or associate of Fidelity Gold IRA and have found something not to be correct in this review, please, feel free to tell, and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending us an e-mail to contact@goldretired.com.

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Final Words and Verdict on Fidelity Gold IRA

Verdict: Legit

Overall rating: (3.7 / 5)

Ok, I think that sums up the big overall picture of this company pretty well for now. This is a legit company, yes.

However, the many negative reviews and complaints are there for anyone to see, and they are also the reason I cannot give a higher rating than 3,7 out of 5.

It can, of course, change to a higher or lower one in the future as the reviews on this website are getting updated as soon as some “news” on a company comes up.

You have made a smart choice reading this review as it is always recommended that you research and compare many different companies against each other before making an educated decision.

I Am sure that you will find an IRA custodian that is right for you as you clearly understand this concept (you wouldn´t have read this far otherwise, right?)

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Any recommended next step for you?

If you are looking for a top reputable gold IRA custodian besides any other company, you should check out Augusta Precious Metals.

Augusta Precious Metals is the one company recommended by the most independent 3rd party consumer protection agencies than any other company in this industry. They have close to ZERO complaints from their clients.

And A LOT more benefits that I think you might love, so instead of making the common mistake of just going with the flow, it is ALWAYS a good idea to look at other alternatives instead:

Learn more about my #1 recommended gold & silver IRA company!

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I hope you found this short review on Fidelity Gold IRA to be helpful, and now you should have a better understanding of what it is and if it is something for you or not. If you have used any of its services, please share your experience with us in the comment section below, as it can help others. Also, if you got any other questions on this review, I will be more than happy to answer them below.

I wish you the best!

Michael

Founder of: Gold Retired