Today we will take a look at Guidant Financial for you. What is Guidant financial? Are they going to be a smart and “safe” investment for you, or are there better alternatives? These are some of the main questions this review will focus on.
Company: Guidant Financial
Owner: David Nilssen (co-founder and CEO) and Jeremy Ames (co-founder and CEO)
Price: Depends on the size of your investment
Who is it for? Investors
Overall rating: (3.5 / 5)
Important to mention (before we go into more details of this review)
We strongly recommend doing your research online before choosing a company to invest in. There are so many reviews online of clients being ripped off and scammed. So please investigate thoroughly and compare different alternatives before you make your decision.
One example: 99.9% of companies got “pushy” salespeople trying to stress you into acting fast.
Here is the thing, the #1 Recommended Gold & Silver IRA Dealer on our top-5 list got No-salesy representatives… So they won´t bother or terrorize you with phone calls.
You are a smart person, so I am sure that you understand the benefits of dealing with such a company instead, right?
+They got a couple more benefits you might appreciate as much as I do. You will understand yourself once you have visited the page (link) above.
==> See our Top-5 List of Precious Metals IRA Companies on this page <==
With that being said, let´s continue with the review on Guidant Financial!
What is Guidant Financial about?
Guidant Financial was founded in 2003 with a primary focus on helping small businesses to realize their dreams through financing. Over the years, they have continued to do this. They have $3 billion in small business funding and over 100 employees.
The physical address of the company is: 1100 112th Ave NE #100, Bellevue, WA 98004, USA
How does it work?
As an investor (in pretty much any area), you can invest in gold and other precious metals.
You can also get help with making a “rollover” from your 401(k) into a gold-backed IRA account.
The Products and services
- providing multiple funding options such as Gold and other precious metals, Real Estate, Tax liens, etc
- IRA “rollover.”
- SBA Small Business Loans
- Unsecured loans
- Portfolio loans
- Equipment leasing
- Growth Capital
- Business services
Yes, IRAs are offered. In this part of the review, I normally provide a screenshot of the different fees associated with setting up an IRA account with the particular company in question, so you can easily compare, for example, the yearly storage fee and other fees.
However, I didn´t find any clear info on the fees for an IRA account on the Guidant Financial website.
Important to mention here:
You might think that the fees are the same with all IRA custodians. That is NOT the case. You need to know that it can differ A LOT in price, and some companies are 3-4 times more expensive than others.
Can you get the gold (and other metals) delivered to your home?
This is something that is not mentioned on their website, so you can (most likely) assume that it is not an option.
Why can you assume that?
Because most of its peers take big pride in displaying such a function when they got it.
Can you store your investment with the company?
Once again, this is something that is not mentioned on their website (which I find a bit strange). However, most of its competitors offer storage through third-party partner depositors.
I am pretty confident that Guidant will offer you something similar.
Can you sell back to the company?
Once again, this is something that is not mentioned on their website.
Can anybody in any country use the service?
No, their services are for citizens living in the U.S.
Is Guidant Financial a scam?
So, is Guidant Financial a scam? No, of course not. It is a legit company. It would never have survived since 2003 if it wasn´t. It also got real owners, a real physical address.
However, if it is the one that suits you the best (among the many alternatives) is a whole other story.
That leads us to the following:
Online Reviews, Ratings, and Complaints
BBB (Better Business Bureau)
Overall rating: A+
Review score: (4.3 / 5) (out of 2 reviews)
Overall rating: 9,3/10 in trust score (out of 93 reviews)
Overall rating: N/A
Overall rating: (3 / 5) (out of 17 reviews)
Overall rating: (4.1 / 5) (out of 51 reviews)
Overall rating: 1 report
Overall rating: N/A
Are there any Red Flags?
As you can see above, there are not that many reviews on the company online, at least not if you compare to some of its competitors. Also, some of the reviews are pretty negative. Below I give you two screenshot examples from 2 “not so happy” clients:
Click here to read more reviews, ratings, and complaints from the Trustpilot website
Click here to read more reviews, ratings, and complaints on the Yelp website.
Important to mention here:
As you can see, there are mixed voices on the quality of the service that Guidant Financial provides.
There are only around 150 reviews on the company online, which is not a very impressive (high) number if you compare it to some of its peers.
How´s the support?
One thing I always put a lot of value on when it comes to the quality of a company’s support is whether they got a live chat function. Guidant doesn’t have this, which is a minus (at least in my book).
You can contact them with your questions and inquiries through their physical address, e-mail address, and phone number.
Why Should You (Or Should NOT) Join Guidant Financial?
It is always recommended to compare the pros against the cons of a company to get a better picture. Below I have highlighted some clear points to make this job easier for you:
- Offers a wide range of services
- The overall review score is above average
- Few reviews
- Negative reviews and complaints
- No live chat (hard to get fast answers)
- The website lacks in some info, IRA storage fees, for example
Do You Own or Represent Guidant Financial?
If you are a representative or associate of Guidant Financial and have found something not to be correct in this review, please, feel free to tell, and I will make sure to update the info on this post. The easiest way to do it is in the comment section below, or else you get the e-mail on the about page.
Final Words and Verdict on Guidant Financial
Overall rating: (3.5 / 5)
Ok, I think that sums the whole overall picture of this company up pretty well.
This is a legit company, no question about that. Its history and numbers back the legacy up.
However, I can not give a higher rating than 3,5 / 5 for now as the complaints are there for anyone to see and the lack of info on their site is something I don´t like.
So, 3,5 is for now!
It can, of course, change to a higher or lower one in the future as the reviews on this website are getting updated as soon as some “news” on a company comes up.
You have made a smart choice reading this review as it is always recommended that you research and compare many different companies against each other before making an educated decision.
I Am sure that you will find an IRA custodian that is right for you as you clearly understand this concept (you wouldn´t have read this far if you wasn´t) 😉
As always, the choice is up to you!
What Company Do I Recommend?
If you are looking for a reputable gold IRA custodian besides any other company, you should check out GoldCo.
They have ZERO complaints from A LOT of real users. They are used by celebrities respected by well-known publications and websites.
And A LOT more benefits!
I hope you found this short review on Guidant Financial to be helpful, and now you should have a better understanding of what it is and if it is something for you or not. If you have used any of its services, please share your experience with us in the comment section below, as it can help others. Also, if you got any other questions on this review, I will be more than happy to answer them below.
I wish you the best!
Founder of: Gold Retired