“What is IRA Services Trust Company?” That’s a question many investors ask before venturing into IRA investments. In this short review we look into some key points that can be important to know before and if you decide to invest with the company. Ok, with that being said, let´s look into it!
Company: IRA Services Trust Company
Website: www.forgetrust.com
Owner: Edwin Blue (President and CEO)
Who is it for: Retiree investors mostly
Overall rating: 
(3 / 5)
Important to mention before we go into more details of this review: 
We always strongly recommend doing your research online before you choose a company to invest with. There are so many reviews online of clients being ripped off and scammed. The most common way people get scammed is through so-called “hidden fees” so please investigate thoroughly before you make your decision.
==> Visit this page and see the top-5 gold IRA companies we have given the highest rating <==
With that being said, let´s continue with the review on Stuppler & Company!
What is IRA Services Trust Company?
The new name of IRA Services Trust Company is Forge Trust. The company that is authorized to offer custodial and administrative services of the self-directed IRA accounts. Its primary function is to hold on to the securities of its clients and keep them safe from potential external threats such as theft. While it was founded in 1969, the IRA services Trust Company was chartered in 2008 to become a non-depository company governed by the State of South Dakota Division of Banking.
Investment Account Types on IRA Services Trust Company
This San Carlos, California based company offers various account types, including:
The traditional IRA Account
This account allows you to write off your contribution against your income tax annually. You will accrue interest on the profits you are making in the interest compounds. The traditional IRA account allows you to withdraw at any time once your turn 59 ½ years. If you try to withdraw before you attain this age, you will have to part with a 10% penalty on any withdrawal. All withdrawals are taxable.
The Roth IRA Account
Unlike the traditional ones, the Roth IRA doesn’t allow you to write off your contributions during your contributing years. However, it does allow you to withdraw without paying income tax. So, while it can make your contributing years difficult in terms of lowering your income tax bracket, you get the benefit of not having to pay taxes.
IRA Accounts for Businesses
IRA Services Trust offers the SIMPLE IRA and SEP IRA that benefits both the businesses and their employees. The SIMPLE IRA allows small companies to write off their contributions to the plans of the employees. The SEP-IRA is for self-employed, employers, and employees to invest together for their own individual benefits.
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IRA Services Trust Company Investing Options
IRA Services Trust Company Investment– The self-directed IRA can be invested in traditional bonds, mutual funds, and stocks. The IRA Service Trust Company also enables clients to invest in real estate, private placements, promissory notes and trust deeds, precious metals, and private equity. However, it is essential to consider these investments in terms of the reward involved and risk level.
Off-limits investments– IRA Service Trust Company prohibit investments that include anything involving a disqualified person. That means family or friends cannot benefit from the IRA. It also prohibits you from technically registering a corporation where you are a beneficiary. Besides, you cannot invest in arts or collectibles in an IRA account.
An essential point to note: Since IRA Services Trust Company is a passive custodian, it doesn’t perform due diligence on investments and neither does it offer any legal, investments, or taxation advice.
The Fees at IRA Service Trust Company
Typically, the IRA Service Trust Company has a fee structure that charges quarterly depending on a combination of your assets and the number of transactions you carry out. There are also quarterly maintenance costs regardless of the type of activity within your accounts. The basic application fee is $50, while the quarterly maintenance fee is $30. Transaction fees are categorized as follows:
Type I assets– Publicly-traded security that is charged 8$ per asset, per quarter
Type II assets– These entail precious metals, private placements, deeds of trust, notes and other similar investments. They are charged $12 per asset per quarter.
Type III assets– That include real estate and is charged a fee of $20 per asset, per quarter.
Type IV assets– These involve anything within a family or single-member LLC and are charged $20 per asset per quarter.
Important: Please make sure that you know exactly what fees are associated before you sign anything, I have seen so many reports online of people getting surprised with so-called hidden fees that they had no idea about until it was too late. Transparency is what you want to look for in this industry.
**My #1 recommended gold & silver IRA company is 100% transparent + they got a few other benefits you might want to have a look at if you are interested in a new IRA, see this page
IRA Services Trust Company Customer Reviews
When it comes to customer reviews, IRA Services Trust Company is poorly rated. On the company’s Google business profile, it rates 2.8 out of five stars from the 31 reviews, while on BBB, the customers rank it at 1.7 out of five stars. On birdeye.com, the company ranks at 2.7 out of five stars.
BBB
Overall rating: 
(1.7 / 5) see details here (opens in new window)
Overall rating: 
(2.8 / 5)
Birdeye
Overall rating: 
(1.8 / 5) see details here (opens in new window)
P.S.
See my #1 recommended gold & silver IRA solution on this page
Why the IRA Services Trust Company?
Here are the pros and cons of this company:
The pros:
- Long-standing history of services and thus strong reputation and relationships in the IRA industry
- Variety of accounts to choose from
The cons:
- High starting annual fees
- Negative reviews from customers
Bottom Line
The IRA Services Trust Company is a long-time self-directed IRA provider for issuers, investors, and companies. It practices exceptional standards of custodial responsibility and advocacy. Besides, it allows portfolio diversification, one of the greatest hedges against the current extreme fluctuations in the market.
See my #1 recommended gold & silver IRA solution on this page
I hope you found this short review of IRA Services Trust Company to be helpful and that you now have a better understanding on what it is and if it is something for you. If you have used any of their services then please share your experience in the comment section below as it can help others. Also, if you got any questions about this I would be more than happy to answer them below!
I wish you success!
Michael, founder of Gold Retired
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