Today we review a company named Safeguard Advisors. What is Safeguard Advisors? Is their services legit and how do they stand out against other companies in the industry? This and more we take a look at in this short review. Ok, with that being said, Let´s look into it!
Company: Safeguard Advisors
Owner: Brian Eastman
Who is it for: Retirees investors
Overall rating: (4 / 5)
Important to mention before we go into more details of this review:
We always strongly recommend doing your research online before you choose a company to invest with. There are so many reviews online of clients being ripped off and scammed. The most common way people get scammed is through so-called “hidden fees” so please investigate thoroughly before you make your decision.
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With that being said, let´s continue with the review on Safeguard Advisors!
What is Safeguard Advisors about?
Many Americans have been saving their money on IRA for years, waiting for that day when they’ll get to use it to retire and live happily ever after. While using your IRA to retire is the primary goal, you can do more with your IRA to maximize your returns. You can don’t have to be limited to the low returning investments from your IRA custodian– you can use the savings you have in your IRA and make a decent profit. Here’s how to reduce your capital gains taxes and maximize your returns by investing through your IRA.
Investing With Safeguard Advisors
Safeguard Advisors is a custodial service provider that helps people to invest their retirement saving through diversified investments. But, since Safeguard Advisory is a custodian, it doesn’t recommend any specific investment. It offers properly structured self-directed plan platforms that allow you to have full control over your investment decisions. Started in 2005, the company has established thousands of self-directed IRA for clients in all 50 states and with that has earned A+ with BBB.
Safeguard Advisory IRA plans
An IRA (Individual Retirement Account) is a kind of retirement plan that lots of financial institutions are offering that lets people have advantages over taxes within their retirement savings. With Safeguard Advisory, you are offered various specialized IRA plan formats designed to suit your investment goals. That includes:
Commonly referred to as the checkbook IRA plan, self-directed IRA LLC is a flexible retirement platform that allows you to diversify your investments into anything that the IRS allows. Since the LLC is wholly owned by the IRA, self-directed IRA investors get tax-sheltered status. Moreover, you can work with the LLC and direct your investment into your personal activities.
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Business funding IRA plan
Known as Rollover as Business Startup (ROBS), a business funding IRA is a unique structure that allows you to use your existing retirement plan to fund a business enterprise that you are directly involved in. Instead of passive investments, this plan enables you to actively engage in operating a venture and earn income while building wealth with the continued retirement savings. This is typically done without any penalties or taxes. Most types of existing retirement savings format can be rolled over into the business funding IRA except the inherited IRA and Roth IRA plans.
Safeguard Advisory IRA Investment Options
IRA plans enable you to invest in conventional investments such as mutual funds and bonds, publicly traded stocks, bank CDs and insurance annuities. Moreover, Safeguard Advisory allows for various alternative IRA investment options such as:
Typically, self-directed IRA investors are attracted to real estate because its values are less volatile than other asset classes and hence offer inherent stability over time. Real estate offers you an avenue for asset appreciation and generation of income. Besides, there are no limitations from the IRS over the real estate type you can hold. Here are the most common types of real estate IRA investments:
- Commercial apartments and properties
- Residential rentals
- Raw, farm, timberland, and ranches
- Property flipping
- Industrial or storage properties
- Real estate joint ventures, partnerships, or syndicated investments
- Real estate crowdfunds
If you become a successful real estate investor, you’ll not only diversify your retirement portfolio but combining real estate with IRA is very lucrative. Safeguard adviser will guide you through the procedure of creating checkbook that’s controlled by 401k or IRA. That will ease and give you the power to direct your investment; you do not have to deal with investment directive in each transaction. That means there are no fees charged for funds being received or sent, and most importantly, your investment grows free from taxation. By collaborating with Safeguard Advisors, you’ll receive a $200 discount on account setup.
Regardless of your level of expertise in Real Estate, you’re assured of consistency in analyzing deals. From analyzing fix & flip’s, rental properties, wholesale opportunities to private lending, a process that can be repeated will ensure you have covered all aspects of the deal. Here are additional advantages of the real estate IRAs. They include:
- A reduction of taxable income
- The power of compound interest
- Estate planning
- Asset protection
Trust deeds and notes investments
Many IRA plans can invest in different forms of private lending transactions, such as trust deeds and notes. This involves a contract where the borrower has to pay the lender both the principal and interest for access to the capital. Notes and deeds are secured by an underlying asset offered by the borrower. Notes are appealing because they are relatively easy to administer and offer a predictable return on investment. Besides, there are different lending transactions that you can engage with the self-directed retirement funds, including:
- Personal loans to individuals
- Note funds
- Loans secured by vehicles like boats, automobiles, or airplanes
- Mid and long term mortgages secured by real estate properties
- Short term mortgages to property developers like fix-and-flip deal or new construction
- Loan to business for equipment purchase or expansion
- Bridge funding like seed capital or earnest money required to secure a deal before obtaining long-term financing
Precious metals such as silver and gold have been viewed as a safe store of value for many centuries. That’s because they have intrinsic value that isn’t subjected to the devaluing forces of paper-backed currencies. Safeguard Advisory offers IRA plans that can be invested directly in precious physical metals. And with the company’s checkbook IRA LLC plan, you have distinct advantages, including:
- Dealing directly with the metal dealer of your choice, and therefore there will be no need to work with the high priced brokers
- Initiate purchase transactions immediately using the checkbook without the 2-5 day processing delays in other typical self-directed custodians
- Arrange for your own secure storage locally
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Typically, you can use the self-directed IRA to invest in crowdfunding. This entails raising capital for a business by securing small amounts of capital from various investors. While there are a wide variety of crowdfunding opportunities, such as donation and reward funds, equity-based funds are the most appropriate investment for the IRA. The advantages of investing in Safeguard Advisory crowdfunds are:
- You can invest with limited capital
- You can easily diversify your investments in multiple crowdfunds
- Good return on investment
- You can leverage the expertise of specialists in a field
Tax liens and deeds
With safeguard advisory IRA plans, you can have a generous ROI in tax liens and deeds with minimal capital compared to other investments like rental properties. Tax liens are used by the government to remedy the failure of owners to pay real estate taxes on any kind of property – from raw land, commercial properties to homes. The liens and deeds enable you to collect interests and penalties for the tax debt. Besides, you can acquire the property below the market price. But, the rules surrounding the type of lien and how they are issued or redeemed vary by county and by state.
Investments income from IRA cryptocurrency has the tax-deferred status of the traditional IRA. With the Safeguard Advisory, you’ll have direct control of investing in cryptocurrencies as well as:
- Choose one or more exchanges to work with
- Select and hot the physical or digital wallet
- Invest in mainstream coins including Etherium, Bitcoin, Litecoin, and other altcoins
- Trade on demand and eliminate the 2-3 day processing delays
- Eliminate broker trading commissions and fees and custodial storage fees
Off limits investments – The Dos and Don’ts of IRA Investing
While you can invest the money in your IRA in just about anything, as discussed above, you have to be careful because there are certain investments that can be ventured using your IRA. It’s therefore important to seek the help of the knowledgeable team to help you with IRA investments. Here are areas you can’t invest your IRA:
With a self-directed IRA, you have the flexibility to diversify and invest in various areas. However, IRS rules have prohibited a few asset classes such as insurance- and this includes all types of insurance policies. There are various reasons for this rule, including the one popular theory is the 1980s when viatical policies were popular. People could “gamble” on the life of others during the HIV/AIDS epidemic. They saw IRA savings as the most appropriate funds that they could use to purchase life insurance on people who were infected. And, of course, they could use the life insurance contract and IRAs to create all sorts of tax loopholes, leading to limitation of this kind of investment.
Antiques And Collectibles
The other investment that was prohibited using your IRA is antiques and collectibles. The reason why this rule was put in place was because such investments are not meant to personally benefit the individual retirement account holder. For example, you can’t be allowed to buy the artwork with your IRA, then hang it in your house or office for a few years, and sell it later tax-free. Here is a list of collectibles and antiques you can’t buy with your IRAs savings:
- Work of art
- antique silverware or jewelry
- Alcoholic beverage
- Rugs or antiques
- Baseball cards
- Coin or stamp (with some exceptions)
- Metal or gem (with some exceptions)
- And any other inherited item that can qualify as a collectible or an antique
The Power of Safeguard Advisory, Self-Directed IRA Investing
How is your retirement account doing? Is it growing, flat, or losing money? — Even if your company contributes dollars into your 401(k) plan, you have little to no control over that money, and it is likely invested in – usually poor-performing – mutual funds. If you’ve ever wondered whether there is an alternative, establishing and investing through a self-directed IRA might be worth your time.
Planning for the Future
Our bodies can only simply take so much abuse before we’ve to one-day hang up our work shoes and call it a career. Here is the reason it’s important for us to start preparing something for our post-employment life in order that we can remain economically secure. So is there something better than making money long after we have retired?
You can count on Safeguard Advisory
You may already have a traditional IRA or a Roth IRA through a firm that claims to be ‘self-directed.’ However, it’s good to note that not all companies that claim to be ‘self-directed are worth your attention. The missing piece of information is that those brokerage companies allow you to invest only through products that they sell. These generally are stocks, bonds, and mutual funds.
In contrast, Safeguard Advisory is a truly self-directed IRA that provides you with many more investment options, including real estate, private placements and tax lien investing. Growing your nest egg through this type of account with investments you actually have more control over and can help you achieve your financial goals more easily and faster with higher returns. Consider doing so with a Roth IRA for fantastic tax benefits as well. As a real estate investor, investing and leveraging through a Safeguard Advisory self-directed IRA makes good sense.
However, make sure you engage the services of a knowledgeable real estate agent, mortgage professional or other investment experts who understand how IRA accounts work. These experts know what to do and how to present you opportunities that dovetail with your strategy of cash flow, appreciation, or both.
Should you want to learn more about investing through an IRA account, Safeguard Advisory has a a well thought out guide and a team of professionals who will be happy to take you through what to do and what to consider when investing your retirement saving. For more information on this way to invest, visit their website to get started.
Do You Own or Represent Safeguard Advisors?
If you are a representative, or associate of Safeguard Advisors and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or simply by sending an e-mail to email@example.com
In the current economic environment, most people want to take control of their destiny and become their own bosses. Safeguard Advisory offers tax-sheltered conventional and alternative asset investments. It can help you to maximize your chances of investing successfully by selecting the right plan for your situation and goals. It also enables you to have a long-term view when evaluating your IRA retirement plans.
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==> See my top-5 list of cryptocurrency IRA companies on this page
I hope you found this review on Safeguard Advisors to be helpful and that you now have a better understanding on what it is and if it is something for you. If you have used any of their services then please share your experience in the comment section below as it can help others! Also, if you got any questions about this I would be more than happy to answer them below aswell!
I wish you success!
Michael, founder of Gold Retired.