Today we review U.S. Money Reserve for you. What is U.S. Money Reserve? Are they a good alternative for you or are there better options out there, that fits your needs better? This is some of the questions this review will try to answer!
Company: U.S. Money Reserve
Owner: Philip N. Diehl (President)
Price: Depends on your investment
Who is it for: Precious metal investors
Overall rating: (3.4 / 5) Not recommended
Important to mention before we go into more details of this review:
We always strongly recommend to do your research online before you choose a company to invest with. There are so many reviews online of clients being ripped of and scammed. The most common way people are getting scammed are through so-called “hidden-fees” so please investigate thoroughly before you make your decision.
With that being said, let´s continue with the review on U.S. Money Reserve!
There are many people who like to invest in precious metals in the form of coins, bars and other products available in the market. It is the best way to secure investment because the value of precious metals increases with the passage of time. It means that investment will be converted into profit. There are various dealers available online who are no doubt providing good services. In this situation, you have to select the one that can meet your demands in the best way as that is the only way you can have the surety that you got the best services. Today we have the complete review of U.S. Money Reserve for you to help you understand whether it can meet your demands perfectly or not.
What is U.S. Money Reserve?
The U.S. Money Reserve is one of the leading dealers of coins in the industry. They have coins and bars available in different types of precious metals that will give you the opportunity to select the one you are most comfortable with. Another service that you can get from the company is the bullion dealership.
This means you will get the complete package of services that you have been looking for in order to increase the amount of your investment and assure that you can generate some profit in the long run. However, you have to check the market value of the precious metal before investing with U.S. Money Reserve. The reason is that the company will not take responsibility for the change in market value of the precious metals.
It means if the value is reducing you will get the money according to the market value. They have different packages available when it comes to buying coins. You can select the one that fits you, according to the budget that you have and assure that you can manage the profitability accordingly.
U.S. Money Reserve has been in the market for many years and they understand the changes in the value of precious metals, so assure that you consult experts before taking any kind of decisions.
How does it work?
The working process of U.S. Money Reserve is very simple. There are no confusing steps that you will have to follow in order to get your coins or bars. All you have to do is place your order according to your demands and mention the address where you want the products to be delivered.
They will deliver the products to your doorstep in a safe manner to assure that you will not have to deal with any issues. However, when it comes to selling the precious metals you will have different selling options available. It is up to you that whether you can selling the precious metal to any retailer that you want or you can finalize the deal with U.S. Money Reserve and sell them back the metals that you have brought.
Important to mention: There are complaints online about that U.S. Money reserve refuses to buy back (read more about it further down in this review)
Products and services offered
There are coins and bars of different precious metals available at U.S. Money Reserve.
Some of the important coins you can get are silver, gold, and platinum.
They have IRA services offered that will allow you to invest for your retirement plan. You can easily invest in as many coins as you like with the passage of time to assure that you can have enough saving after your retirement. The services offered are authentic that will make it easier for you to generate the profit.
However, there are various other competitors available, so please wisely select the services that suit your particular needs the best.
The cost of the coins and bars will depend on the market value of the metals and the company will not change the original cost. You will have to pay $250 for your IRA account.
They have an offer on their website (right now) that if you sign up, they will waive your fees (for up to $250) for the first year.
==> Click here to read about the precious metals IRA custodian who actually waive your fees completely for up to 3 years (!)
Can you get the metals delivered home?
The products you order from U.S. Money Reserve will be delivered at the doorstep that will give you the satisfaction that you will not have to deal with the transportation process.
Can you store with the company?
You can easily store your precious metals in the account that you can open with U.S. Money Reserve.
Can you sell back to the company?
Yes, you can sell back to the company but the value will depend on the market value of metals.
What countries are allowed?
They are currently providing the services in Texas.
Do they have good support?
Something we put weight on when it comes to the quality of a particular company’s support system is if they got a live chat function on their website or not. Does U.S. Money Reserve have this? No, they don´t, and that is a minus (at least in our book).
They do have e-mail and phone support.
Customer support is reliable but some customers have complained that they do not attend the call (see links further up in this review).
Reviews, rating and complaints on U.S. Money Reserve
Something that is always recommended to do before you make any kind of decision to do business with ANY company out there is to look at what the most well-known and trusted review and rating sites have to say. As always in our reviews we provide you with their results (with clickable links) to make this task easier for you:
Rating: (3.2 / 5) NOT accredited by the BBB click here for details (opens in new window)
Rating: AAA (4 / 5) (out of 3 reviews) click here for details (opens in new window)
Rating: (1 / 5) (out of 3 reviews) click here for details (opens in new window)
Rating: (1 / 5) (out of 5 reviews) click here for details (opens in new window)
Is U.S. Money Reserve a Scam?
So, is U.S. Money Reserve a scam? I mean, the results above are pretty bad, right? No, I do not think they are a scam, they got a real owner and also a real physical address. They have been in business for a long time now and they wouldn´t have survived this long if they were a scam company, right?
However, if they are your best alternative out there is another story:
As you clearly can see above, their online reputation isn´t the best, so to speak. There are some pretty serious complaints to be found and to be seen by anyone online. Below are just a few examples:
The PROS and CONS
It is always wise and recommended to look at a company’s positive and negative sides, and compare them against each other to get a better overall picture before you make any decisions. Some of the pros and cons you must consider while working with U.S. Money Reserve are:
- They have different types of precious metals available in coins and bars
- Their services make it easy to work with U.S. Money Reserve
- Not accredited by the BBB
- There is a bit too many complaints online from their clients
- There seem to be some issues with the customer support team. Most previous customers have complained that when they have to talk about selling the coins, the company does not respond and make the process hard for them.
- No live-chat function on their website
Do You Own or Represent U.S. Money Reserve?
If you are a representative, or associate of U.S. Money Reserve and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or else you got the e-mail on the about page.
Conclusion on U.S. Money Reserve
Verdict: Not recommended
Overall rating: (3.4 / 5)
U.S. Money Reserve is providing its customers with reliable services but no doubt there are some issues with the management and working process.
It has been noticed that they have listened and responded to most of the complaints. The company is trying to meet the demands of the customers and assure that all the complains are resolved because that is the only way they can attract more customers.
They have various competitors in the industry and trying to expel them but before investing with U.S. Money Reserve make sure that you consider the previous reviews from the customers.
My #1 recommendation
First of all, please always do your own research and compare different companies against each other before you make a decision.
You are a smart person and you have made a wise decision to read this review, I am absolutely sure that you will find the right company for you to do business with, and that fits your particular needs the best.
Below you can read about the company I would recommend over any other as their reviews and ratings from clients are superior to any other of its peers.
I hope you found this short review on U.S. Money Reserve to be helpful and now you should have a better understanding of what it is and if it is something for you or not. If you have used any of their services then please share your experience in the comment section below as it can help others. Also, if you got any questions about this review I will be more than happy to answer them below.
I wish you the best!
founder of Gold Retired